The top-rated umbrella insurance agent in Lewiston, Maine is Lisa Laliberte - State Farm Insurance Agent, rated 4.8 stars across 110 reviews. Other highly rated options include Sam Francis - State Farm Insurance Agent, Deanna Lynn - State Farm Insurance Agent, The Champoux Insurance Group. This directory lists 18 umbrella insurance agents serving Lewiston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lisa Laliberte - State Farm Insurance Agent | 224 Russell St | (207) 783-3332 |
| 2 | Sam Francis - State Farm Insurance Agent | 1510 Lisbon St | (207) 784-6731 |
| 3 | Deanna Lynn - State Farm Insurance Agent | 155 Lisbon St Suite 2 | (207) 520-2028 |
| 4 | The Champoux Insurance Group | 150 East Ave | (207) 783-2246 |
| 5 | Mark Arneault Insurance Agency | 475 Pleasant St Ste 22 | (207) 783-8752 |
| 6 | D&H Insurance | 18 Highland Spring Rd | (207) 783-9991 |
| 7 | Cross Insurance | 150 Mill St #4 | (207) 783-8591 |
| 8 | Bilodeau Insurance Agency | 541 Lisbon St | (207) 784-4029 |
| 9 | Expedient Insurance Policy ME | 315 Main St | (207) 569-3940 |
| 10 | Lewiston insurance | 29 Lowell St | (207) 517-0832 |
Lisa Laliberte - State Farm Insurance Agent in Lewiston, ME, is known for providing umbrella insurance coverage that extends liability protection beyond standard policies. This agency serves local residents and businesses seeking additional financial security against major claims. Umbrella policies here can cover legal costs, bodily injury, and property damage that exceed primary limits. As a specialty service, this agency offers personal liability add-ons for assets not fully protected by homeowners or auto insurance alone.
Sam Francis - State Farm Insurance Agent in Lewiston, Maine offers general liability and property coverage as an umbrella insurance provider, handling basic claims and risk management for clients. Its specialty add-ons include excess liability protection that extends beyond standard policy limits, safeguarding assets from major lawsuits. The agency serves a variety of commercial sectors, including offices, warehouses, and food service establishments, addressing their distinct exposure needs with tailored policy layers.
Deanna Lynn - State Farm Insurance Agent provides umbrella insurance for residential clients in Lewiston, Maine, offering extra liability protection beyond standard home policies. Commercial umbrella coverage is also available for local businesses needing broader risk management. The agency serves policyholders throughout the Lewiston area with consultation on coverage limits. Clients often return between regular policy reviews to update their umbrella coverage as assets or circumstances change, ensuring consistent protection against major liability claims.
The Champoux Insurance Group, based in Lewiston, Maine, is known for providing umbrella insurance coverage that extends liability protection beyond standard policies. Its service range includes supplemental liability for auto, home, and watercraft lines, offering a broader safety net against large claims. This type of insurance addresses legal defense costs and personal injury lawsuits common in the region. The agency can add on coverage for risks involving recreational vehicles on and off the road, ensuring clients are protected during seasonal activities.
Mark Arneault Insurance Agency serves the Lewiston, Maine, area, offering umbrella insurance policies for individuals and businesses. This type of coverage provides an extra layer of liability protection beyond standard home or auto limits. It helps safeguard assets against major claims and lawsuits, including those related to property damage or personal injury. The agency specifically handles personal liability umbrella policies for homeowners and auto umbrella coverage for drivers seeking increased legal and medical expense protection.
D&H Insurance provides umbrella insurance agency services for individuals and businesses in Lewiston, Maine. Its service approach focuses on explaining how excess liability coverage can extend protection beyond standard home and auto policies, with maintenance plans involving annual policy reviews to adjust coverage limits as assets or risks change. Clients can obtain personalized risk assessments to ensure appropriate liability layers for their circumstances. The company services single-family homes, apartment complexes, retail storefronts, and restaurants.
As winter approaches and the threat of liability from icy walkways mounts, homeowners and businesses in Lewiston seek additional coverage beyond standard policies. Cross Insurance addresses this common local need by working as an Umbrella Insurance Agent, providing an extra layer of financial protection that kicks in when primary liability limits are exhausted. Their services help safeguard personal assets against major claims or lawsuits often arising from accidents on the property. A typical initial assessment begins with a careful review of the client’s existing policy limits to identify exposure gaps.
Bilodeau Insurance Agency serves homeowners, businesses, and property managers in Lewiston, Maine, who need broader liability protection. Umbrella insurance policies provide additional coverage beyond standard auto, home, or commercial policies, offering extra liability limits for major claims or lawsuits. These policies help protect personal assets from unexpected financial loss. The agency assists clients in evaluating their specific risk exposure to find appropriate umbrella coverage. Bilodeau Insurance Agency also extends its service to clients in the neighboring community of Auburn.
Serving Lewiston and surrounding communities in Androscoggin County, Expedient Insurance Policy ME provides commercial and personal umbrella insurance. These policies offer additional liability coverage that extends beyond the limits of standard auto, homeowners, or business policies. This service helps protect clients from major claims and lawsuits that could otherwise lead to significant financial loss. To handle a typical job, the agent begins by reviewing a client’s existing insurance portfolio and risk exposure before recommending the appropriate surplus liability limit.
What Does an a Umbrella Insurance Agent in Lewiston Cost?
In Maine umbrella insurance typically costs between 150 and 350 dollars per year for 1 million dollars in coverage. Costs increase for higher limits such as 2 million or 5 million dollars. Factors like your driving record number of properties and number of vehicles affect the premium. This is general information not insurance advice.
About umbrella insurance agents in Lewiston
Umbrella insurance provides additional liability coverage beyond your auto or homeowners policy limits. In Lewiston Maine this extra layer of protection can help safeguard your assets against large claims or lawsuits. Local agents understand Maine specific liability risks such as winter slip and fall incidents on your property.
Frequently Asked Questions
What does an umbrella insurance agent in Lewiston do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that extends coverage above your existing home and auto policies. They assess your assets and risk exposure to recommend appropriate coverage limits. In Maine these policies typically start at 1 million dollars in coverage.
How much umbrella insurance do I need in Maine?
The amount of umbrella coverage you need depends on your total assets and future earning potential. Many Maine agents recommend coverage equal to your net worth plus a cushion for legal fees. A common starting point is 1 million dollars but higher limits are available for those with significant assets.
Is umbrella insurance required by law in Maine?
No Maine law does not require umbrella insurance. However it is a common recommendation for homeowners and drivers who want extra protection. Maine courts can award large judgments in liability cases so umbrella coverage provides important financial security.
Umbrella Insurance Agents in Other Maine Cities
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