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Find Umbrella Insurance Agents Near You in Falmouth, MA

Browse umbrella insurance agents serving Falmouth, Massachusetts. Contact information and addresses listed below.

11 agents listed
Updated May 2026
Falmouth, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 11 umbrella insurance agents in Falmouth, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Arthur D. Calfee Insurance Agency, Inc
336 Gifford St, Falmouth, MA 02540
(508) 540-2601 calfeeinsurance.com
Murray & MacDonald Insurance Services Inc
406 Jones Rd, Falmouth, MA 02540
(800) 800-8990 riskadvice.com
The Baldwin Group (formerly RogersGray)
763 Main St, Falmouth, MA 02540
(508) 548-2500 baldwin.com
Almeida & Carlson Insurance Agency
79 Davis Straits, Falmouth, MA 02540
(508) 540-6161 almeidacarlson.com
Additional Insurance MA
336 Gifford St, Falmouth, MA 02540
(508) 205-9521
Bridges Insurance Group / Lawrence-Carlin Insurance
230 Jones Rd, Falmouth, MA 02540
(508) 540-7100 bridgesinsurancegroupcapecod.com
Peggy Vose
230 Main St Unit 8, Falmouth, MA 02540
(508) 494-4056 planenroll.com
Central Park Insurance co.
15 Carlson Ln, Falmouth, MA 02540
(351) 207-0239
Safety Northeast Insurance Agency, Inc.
194 Worcester Ct, Falmouth, MA 02540
(508) 548-1148 bit.ly
Great Harbor Benefits
101 Town Hall Square, Falmouth, MA 02540
(508) 540-7940 greatharborbenefits.com
DISCOVERY INSURANCE
366 Main St, Falmouth, MA 02540
(774) 763-5597

Umbrella insurance agents in Falmouth Massachusetts help residents obtain extra liability coverage that goes beyond the limits of standard homeowners and auto policies. Massachusetts requires all drivers to carry at least 20,000 dollars per person and 40,000 dollars per accident in bodily injury liability, but an umbrella policy can provide an additional 1 million dollars or more in protection. This is especially important for Falmouth property owners near the coast who face higher risks from accidents or lawsuits.

What Does a Umbrella Insurance Agent in Falmouth Cost?

The cost of umbrella insurance in Massachusetts typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Premiums can be higher for properties with pools, trampolines, or rental units in Falmouth. Factors like your driving record and claims history also affect the price. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Falmouth do?
An umbrella insurance agent in Falmouth helps you purchase a policy that provides extra liability coverage above your existing home and auto insurance. This agent can assess your assets and recommend a coverage amount that fits your needs. They also explain how the policy works with Massachusetts minimum insurance requirements.
How much umbrella insurance do I need in Massachusetts?
The amount of umbrella insurance you need depends on your assets and income. Many agents recommend at least 1 million dollars in coverage for homeowners in Falmouth. Higher net worth individuals may need 2 to 5 million dollars or more for adequate protection.
Is umbrella insurance required by law in Massachusetts?
No, umbrella insurance is not required by Massachusetts law. However it is strongly recommended for anyone with significant assets or a higher risk of being sued. The state does set minimum liability limits for auto insurance but an umbrella policy adds an extra layer of protection.