The top-rated umbrella insurance agent in Framingham, Massachusetts is Breezy Seguros, rated 4.9 stars across 4,297 reviews. Other highly rated options include PTI Insurance Agency, Inc., A-Affordable Insurance Agency, Inc., AAA Framingham. This directory lists 20 umbrella insurance agents serving Framingham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Breezy Seguros | 107 Concord St | (508) 603-6777 |
| 2 | PTI Insurance Agency, Inc. | 2 Bishop St | (508) 309-7343 |
| 3 | A-Affordable Insurance Agency, Inc. | 1237 Worcester Rd | (508) 875-7007 |
| 4 | AAA Framingham | 653 Worcester Rd | (508) 875-2000 |
| 5 | Point Insurance - Framingham | 191 Concord St | (508) 875-5600 |
| 6 | Amazonia Insurance | 490 Union Ave | (617) 625-1900 |
| 7 | Tania Blanco Home & Auto Agency | 945 Concord St | (508) 532-8695 |
| 8 | Charles River Insurance | 5 Whittier St 4th floor | (508) 656-1400 |
| 9 | A-Costa Insurance Agency | 2 Franklin Cmns | (877) 257-8586 |
| 10 | Clarke & Frost Ins. Agency | 51 Beacon St | (508) 620-1336 |
Breezy Seguros serves Framingham and the surrounding Middlesex County area as an umbrella insurance agent. It provides supplementary liability coverage that extends beyond the limits of standard home and auto policies. This protection helps safeguard clients against major claims and lawsuits. The agency focuses on designing higher policy limits for individuals seeking extra financial security. Breezy Seguros handles personal umbrella policies with coverage adjustments and risk assessments for local homeowners and drivers in Framingham.
PTI Insurance Agency, Inc. serves Framingham, Massachusetts, and the surrounding area by providing umbrella insurance coverage that extends liability limits beyond standard home or auto policies. Their service includes working with clients to assess existing coverage limits and then recommending appropriate additional protection. Maintenance involves periodic policy reviews to adjust coverage as personal assets or liability exposure change. The company services a variety of properties, including single-family homes, apartments, retail establishments, and restaurants.
A-Affordable Insurance Agency, Inc. in Framingham, Massachusetts operates as a local resource for supplemental liability protection. The agency secures Umbrella Insurance policies that extend coverage limits beyond standard homeowner, auto, and watercraft policies. This service provides an extra layer of financial security against major claims and lawsuits within the community. For clients requiring broader asset protection, the office can add on personal umbrella policies.
AAA Framingham serves homeowners, businesses, and property managers in the Framingham, MA area seeking liability protection beyond standard policies. The agency assists clients in obtaining umbrella insurance that covers major claims or lawsuits, providing an extra layer of financial security for assets such as homes and rental properties. Working with local insurers, the agent explains coverage limits and helps tailor policies to individual risk profiles. The company also extends its services to nearby Natick, offering support throughout the metro west region.
Serving Framingham and the surrounding communities of MetroWest, Point Insurance - Framingham handles all aspects of umbrella insurance for local clients. This type of coverage provides essential extra liability protection beyond standard home and auto policies, safeguarding personal assets against major claims or lawsuits. The company evaluates each individual risk profile to determine the necessary excess liability limits. For a typical job, it begins by reviewing the client’s current primary coverage, then systematically structures an umbrella policy to close any gaps in their overall protection.
Amazonia Insurance specializes in personal umbrella liability coverage in Framingham, offering an extra layer of protection beyond standard auto and homeowners policies. It works closely with clients to assess potential risks and secure high-limit coverage for asset protection. The company’s general service includes tailoring umbrella policies to match individual needs. As winter storms increase the likelihood of slip-and-fall accidents on driveways and walkways, it helps residents manage the added liability exposure from snow removal and icy surface claims.
As Massachusetts winters shift suddenly into rainy spring, gaps between standard home and auto policies can leave Framingham homeowners exposed. Tania Blanco Home & Auto Agency offers umbrella insurance to cover those gaps, extending liability protection beyond underlying policy limits. This coverage applies to rental properties, recreational vehicles, and personal injury claims. To match coverage to risk, a straightforward review of existing policies and property details begins the process. An initial assessment of current limits and assets determines the appropriate policy structure.
Charles River Insurance provides personalized coverage solutions for clients in Framingham and the surrounding Massachusetts area. It specializes in offering umbrella insurance, which adds an extra layer of liability protection beyond standard home and auto policies. This coverage helps safeguard personal assets against major claims and lawsuits. The agency develops tailored risk management strategies for businesses of all sizes. It assists commercial clients across multiple sectors, including offices, warehouses, and food service operations.
In the umbrella insurance field, A-Costa Insurance Agency in Framingham, MA offers both single-purchase policies for specific high-risk events and recurring coverage plans that extend liability protection beyond standard home and auto limits. This type of policy serves as an extra layer of financial security for clients who face potential lawsuits or large claims. Such coverage can be vital for property owners or individuals with significant assets. Service for new and existing policies typically operates on a one-time or as-needed basis depending on client requests.
What Does an a Umbrella Insurance Agent in Framingham Cost?
The cost of umbrella insurance in Massachusetts typically ranges from 150 to 400 dollars per year for one million dollars of coverage. Factors like your driving record number of properties and risk profile affect the premium. Higher coverage limits of two to five million dollars may cost 300 to 800 dollars annually. This is general information not insurance advice.
About umbrella insurance agents in Framingham
Umbrella insurance provides extra liability coverage beyond your standard auto or homeowners policy. In Framingham Massachusetts this policy can help protect your assets against large claims or lawsuits. Massachusetts law requires minimum auto liability limits but an umbrella policy adds an extra layer of security for local residents.
Frequently Asked Questions
What is umbrella insurance and why do I need it in Framingham?
Umbrella insurance is a policy that provides additional liability coverage above your existing home and auto insurance limits. In Framingham it can protect your savings and future income if you are sued for an accident or incident on your property.
How much umbrella insurance coverage should I get in Massachusetts?
Most agents recommend at least one million dollars in umbrella coverage. Massachusetts courts can award large judgments so higher limits like two or five million may be wise if you have significant assets or a high risk profession.
Do I need a certain amount of underlying insurance before buying umbrella coverage in Massachusetts?
Yes you must have minimum underlying liability limits on your auto and homeowners policies. In Massachusetts auto liability is typically 250000 per person and 500000 per accident and homeowners liability is usually 300000. Your agent can confirm the exact requirements.