The top-rated umbrella insurance agent in Hanover, Massachusetts is Richardson Insurance, rated 5.0 stars across 332 reviews. Other highly rated options include AP Insurance Group, Inc., Flaherty Insurance, Care Insurance MA. This directory lists 10 umbrella insurance agents serving Hanover.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Richardson Insurance | 205 Hanover St | (781) 826-5161 |
| 2 | AP Insurance Group, Inc. | 720 Washington St Suite 701 | (508) 992-3130 |
| 3 | Flaherty Insurance | 51 Mill St #12 | (781) 871-3323 |
| 4 | Care Insurance MA | 20 East St | (339) 203-9273 |
| 5 | Don Bunker Insurance | 51 Mill St | (781) 312-7206 |
| 6 | O'Donoghue Insurance Agency Inc | 788 Washington St | (781) 659-9988 |
| 7 | Conway Insurance Agency Inc. | 879 Washington St | (781) 826-3804 |
| 8 | Chartwell Insurance | 51 Mill St # E20 | (781) 709-0400 |
| 9 | CIB Insurance Services, LLC | 51 Mill St E-20 | (781) 709-0400 |
| 10 | All-Way Insurance | 1100 Washington St | (781) 826-7702 |
Richardson Insurance serves homeowners and small business operators throughout Plymouth County from its Hanover, Massachusetts location. As an umbrella insurance agent, the company provides personal and commercial excess liability policies that extend coverage limits beyond standard home or auto insurance protection. This extra liability layer protects clients from major lawsuits involving accidents on their property or auto-related claims. Richardson Insurance helps residents safeguard assets against large collision settlements and helps business owners cover legal fees from customer injury claims on commercial premises.
AP Insurance Group, Inc. provides comprehensive umbrella insurance agent services in the Hanover area, tailoring coverage options for local clients who need additional liability protection beyond standard policies. The agency offers personal consultations to assess individual risk exposure and develops service plans that include periodic policy reviews to ensure coverage keeps pace with changing assets. Its maintenance plans may involve annual adjustments and claim support coordination. The agency serves a range of property types including single-family homes, apartments, retail establishments, and restaurants.
Flaherty Insurance serves homeowners, businesses, and property managers in the Hanover, Massachusetts area who require personal or commercial umbrella liability coverage. As an experienced umbrella insurance agent, the company helps clients secure that vital extra layer of protection beyond standard policy limits, safeguarding assets from major claims or lawsuits. Each insurance plan is tailored to an individual’s specific risk profile and financial exposure. The agency also extends its specialized consultation and policy placement services to clients in neighboring communities throughout the South Shore metro region, including Pembroke.
Care Insurance MA serves Hanover, Massachusetts, and the surrounding South Shore communities. As an umbrella insurance agent, the company handles excess liability coverage that extends beyond standard home and auto policy limits. This additional protection helps safeguard clients against major claims and lawsuits. The general approach it uses for a typical job involves thoroughly reviewing a client’s existing policies to identify coverage gaps and then recommending an appropriate umbrella limit to meet those needs.
Don Bunker Insurance, located in Hanover, MA, provides umbrella insurance agent services on either a one-time policy review or an ongoing coverage maintenance basis. Umbrella insurance extends personal liability limits beyond standard home and auto policies, offering extra protection against major claims or lawsuits in this region. The agency helps clients assess their total asset exposure and select appropriate additional coverage. Service can be arranged on a one-time consultation, a scheduled periodic review, or an entirely as-needed basis.
O'Donoghue Insurance Agency Inc provides qualified advice on umbrella insurance, offering extended liability coverage beyond standard policies. Serving the Hanover, Massachusetts area, the agency helps clients assess risks and secure policies that protect personal assets and future earnings. This work involves reviewing existing homeowners and auto coverage to recommend appropriate liability limits. As heavy winter snowstorms can increase slippery sidewalk and ice dam liability for Hanover property owners, the agency assists clients in reviewing extended coverage before the season arrives.
As winter weather in Hanover brings icy roads and increased liability risks, Conway Insurance Agency Inc. provides umbrella insurance to extend personal liability protection beyond standard policies. This additional coverage helps safeguard assets when medical expenses or property damage claims exceed primary coverage limits. A thorough review of current policies is completed during the initial consultation, allowing the agent to assess specific gaps in the client's safety net. The process begins with an examination of existing auto and homeowners coverage to determine the appropriate level of supplemental protection needed.
Chartwell Insurance provides comprehensive insurance solutions for clients throughout the Hanover, Massachusetts area. As a dedicated umbrella insurance agent, the company focuses on securing an extra layer of liability protection that goes beyond standard policy limits. This specialty coverage helps safeguard personal assets and future earnings from significant claims. The firm assists with assessing individual risk profiles to determine appropriate coverage levels. Commercial clients can be served across various sectors, including offices, warehouses, and food service operations.
Residential umbrella insurance service is the core offering from CIB Insurance Services, LLC, with commercial coverage also available to clients in Hanover, Massachusetts. The agency works with homeowners and business owners to secure liability protection beyond standard policies in the local area. Clients can schedule consultations to review their existing coverage limits and receive guidance on necessary add-ons. Follow-up service and policy adjustments are provided between regular visits to address any changes in a client's needs or property.
All-Way Insurance, based in Hanover, MA, serves as an umbrella insurance agent providing excess liability coverage that extends beyond standard policy limits. This agent helps clients protect assets from major claims and lawsuits by offering additional coverage layers. Supplementary policies handled include general liability and commercial auto protection for small businesses in the region. For personal accounts, they tailor options to shield against catastrophic financial loss. A specialty service add-on includes coverage for directors and officers for local organizations.
What Does an a Umbrella Insurance Agent in Hanover Cost?
In Massachusetts, a 1 million dollar personal umbrella policy typically costs between 150 and 300 dollars per year. A 2 million dollar policy may range from 250 to 500 dollars annually. Costs vary based on your driving record, number of properties, and insurance carrier. This is general information and not insurance advice.
About umbrella insurance agents in Hanover
An umbrella insurance agent in Hanover Massachusetts helps you secure additional liability coverage that goes beyond your home and auto policies. Massachusetts law requires minimum auto liability limits of 20/40/5, but a personal umbrella policy can provide an extra layer of protection for your assets. Local agents understand the specific risks for homeowners and drivers in Plymouth County.
Frequently Asked Questions
What does an umbrella insurance agent do in Hanover?
An umbrella insurance agent reviews your existing home and auto policies to recommend a personal umbrella policy. They help you choose a coverage limit that protects your savings and future income from large lawsuits.
How much umbrella coverage do I need in Massachusetts?
Most agents suggest at least 1 million dollars in umbrella coverage for Massachusetts residents. Your agent will consider your assets, income, and potential liability risks to recommend an appropriate limit.
Do I need umbrella insurance if I have a home in Hanover?
Yes, homeowners in Hanover often face risks from slip and fall claims or dog bite incidents. Umbrella insurance provides extra protection if a claim exceeds your homeowners liability limit.