ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Umbrella Insurance Agents Near You in Haverhill, MA

Browse umbrella insurance agents serving Haverhill, Massachusetts. Updated 2026-07-14.

The top-rated umbrella insurance agent in Haverhill, Massachusetts is MTM Insurance of Greater Haverhill, INC., rated 4.8 stars across 78 reviews. Other highly rated options include James Sarcione: Allstate Insurance, James Page Insurance, Sullivan Insurance & Financial. This directory lists 13 umbrella insurance agents serving Haverhill.

Showing 13 umbrella insurance agents in Haverhill, MAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1MTM Insurance of Greater Haverhill, INC.35 Stage St(978) 681-5700
2James Sarcione: Allstate Insurance16 Granite St(978) 377-0270
3James Page Insurance191 Merrimack St # 306(978) 373-3893
4Sullivan Insurance & Financial487 Groveland St(978) 372-2790
5Cowan Insurance Agency359 Main St(978) 372-1451
6Sams Insurance Agency Inc.359 Main St Ste 220(978) 374-5290
7Fred C. Church, Inc.Inside Lowell Five, 750 Main St(800) 225-1865
8Silverio Insurance Agency114 Kenoza Ave(978) 685-0209
9Harverhill insurance Agency76 Merrimack St(351) 203-0115
10Prestige insurance MA216 Essex St(351) 203-0510
MI
35 Stage St
MTM Insurance of Greater Haverhill, INC.
Umbrella Insurance Agent · Haverhill, MA

MTM Insurance of Greater Haverhill, INC. serves clients in the Haverhill, MA area as an umbrella insurance agent. The agency helps residents secure additional liability coverage that extends beyond the limits of standard home or auto policies. This extra layer of protection can be vital for safeguarding personal assets against major claims or lawsuits. Umbrella policies from this provider typically cover legal defense costs and pay for damages after underlying insurance limits are exhausted. The agency handles both personal umbrella liability policies and supplemental coverage for residential properties.

JS
16 Granite St
James Sarcione: Allstate Insurance
Umbrella Insurance Agent · Haverhill, MA

Serving the Haverhill area, this agency provides umbrella insurance policies designed to extend liability coverage beyond standard home and auto limits. It helps clients maintain robust protection against significant claims and lawsuits. The agency offers ongoing policy reviews to ensure coverage keeps pace with changing assets and risk profiles. Its clientele includes owners of single-family homes, apartments, retail establishments, and local restaurants needing enhanced liability safeguards.

JP
191 Merrimack St # 306
James Page Insurance
Umbrella Insurance Agent · Haverhill, MA

James Page Insurance serves homeowners, businesses, and property managers in Haverhill, Massachusetts, seeking specialized umbrella liability coverage to protect assets beyond underlying policy limits. The agency assesses individual risk profiles to recommend added layers of protection against major claims. Clients benefit from policies designed to cover catastrophic incidents, legal costs, and liability gaps. The agency also assists clients in neighboring communities such as Andover, ensuring comprehensive coverage options for those in the greater Merrimack Valley area.

SI
487 Groveland St
Sullivan Insurance & Financial
Umbrella Insurance Agent · Haverhill, MA

Serving Haverhill and the surrounding communities of the Merrimack Valley, Sullivan Insurance & Financial handles umbrella insurance policies that extend personal liability coverage beyond standard homeowners or auto limits. An umbrella agent in this area helps clients protect assets like a home or savings from costly lawsuits and unexpected claims. This company typically begins a job by reviewing a client's existing coverage to identify potential gaps in liability protection.

CI
359 Main St
Cowan Insurance Agency
Umbrella Insurance Agent · Haverhill, MA

Based in Haverhill, Cowan Insurance Agency provides umbrella insurance, which offers extra liability protection beyond standard home or auto policies. Clients can choose a one-time policy to cover a specific high-risk event or a recurring annual policy for ongoing asset protection. Both options are designed to supplement primary coverage with higher liability limits. The agency serves local clients on a one-time or scheduled basis, depending on the service need.

SI
359 Main St Ste 220
Sams Insurance Agency Inc.
Umbrella Insurance Agent · Haverhill, MA

Sams Insurance Agency Inc. focuses on umbrella insurance to provide extra liability coverage beyond standard policies. The Haverhill agency helps clients protect assets from major claims or lawsuits. Its general service work includes reviewing existing coverage to identify potential gaps in personal or commercial policies. Umbrella insurance is especially important for households with teenagers learning to drive. The company also assists property owners concerned about liability from accidents occurring on their premises during the busy summer season when gatherings are more frequent.

FC
Inside Lowell Five, 750 Main St
Fred C. Church, Inc.
Umbrella Insurance Agent · Haverhill, MA

Fred C. Church, Inc. in Haverhill, Massachusetts, provides general liability coverage and risk management advice tailored to local needs. As an umbrella insurance agent, the company offers specialty add-on policies that extend liability limits beyond standard commercial general liability protection. These additional layers help safeguard assets against large claims or lawsuits, including those arising from severe accidents. This agent works with businesses that own or lease office space, warehouses, and food service operations.

SI
114 Kenoza Ave
Silverio Insurance Agency
Umbrella Insurance Agent · Haverhill, MA

Silverio Insurance Agency in Haverhill, Massachusetts, helps clients manage liability exposures through tailored insurance solutions. The agency specializes in umbrella insurance, which provides extra liability coverage beyond standard policies to protect assets from major claims or lawsuits. This additional layer of security is valuable for businesses and property owners seeking broader financial protection. Commercial clients the agency serves include offices, warehouses, and food service operations, each requiring customized coverage for their specific operational risks.

HI
76 Merrimack St
Harverhill insurance Agency
Umbrella Insurance Agent · Haverhill, MA

As winter storms once again sweep through Haverhill, local property owners worry about costly liability from slip-and-fall accidents on icy walkways or damaged trees that fall onto a neighbor’s fence. Harverhill Insurance Agency helps residents and small businesses add an extra layer of protection by writing umbrella insurance policies that extend beyond the limits of standard home and auto coverage. An experienced agent reviews each client's current policies and existing assets. The process begins with scheduling a no-obligation initial assessment of individual liability exposure.

PI
216 Essex St
Prestige insurance MA
Umbrella Insurance Agent · Haverhill, MA

Prestige Insurance MA provides residential umbrella insurance for homeowners in Haverhill seeking additional liability protection beyond standard policies. The agency also structures commercial umbrella coverage for local small businesses and extends services throughout the greater Merrimack Valley region. Policies typically offer higher liability limits that respond when underlying coverage is exhausted. Clients can schedule follow-up policy reviews after significant life changes or major asset acquisitions, with ongoing support available between regular annual visits to reassess coverage needs accordingly.

AC
145 S Main St
American Consumer Insurance Agency
Umbrella Insurance Agent · Haverhill, MA
(617) 876-5300
AI
57 Broadway # 1
American insurance Co
Umbrella Insurance Agent · Haverhill, MA
(351) 207-0602
RK
17 Wedgewood Dr
RB Kimball Insurance Agency: Goodwin David
Umbrella Insurance Agent · Haverhill, MA
(978) 374-6365

What Does an a Umbrella Insurance Agent in Haverhill Cost?

Typical umbrella insurance costs in Massachusetts range from 150 to 300 dollars per year for 1 million dollars in coverage. Higher limits such as 2 million or 5 million may cost 300 to 600 dollars annually. Premiums vary based on your number of properties, vehicles, and personal risk factors. This is general information and not insurance advice.

About umbrella insurance agents in Haverhill

An umbrella insurance agent in Haverhill Massachusetts helps you secure extra liability coverage beyond your auto or homeowners policy. Massachusetts law requires minimum auto liability limits of 20/40/5 but umbrella policies often start at 1 million dollars in coverage. Local agents can tailor policies to protect your assets against lawsuits and claims.

Frequently Asked Questions

What is umbrella insurance and why would I need it in Haverhill?

Umbrella insurance provides additional liability coverage above your existing home and auto policies. In Haverhill, it can protect your savings and future income if you are sued for an accident or property damage. It also covers legal defense costs that may exceed your primary policy limits.

How much umbrella insurance coverage should I get in Massachusetts?

Most Massachusetts umbrella policies start at 1 million dollars in coverage. Agents often recommend 1 to 5 million depending on your assets and risk factors. A local agent can help you choose a limit that matches your personal situation.

Do I need umbrella insurance if I have a homeowners policy in Haverhill?

Yes, because homeowners policies have liability limits that may not cover large claims. Umbrella insurance adds an extra layer of protection for incidents like dog bites or guest injuries. It also covers certain claims that homeowners insurance excludes, such as slander or false arrest.

Umbrella Insurance Agents in Other Massachusetts Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.