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Find Umbrella Insurance Agents Near You in Lawrence, MA

Browse umbrella insurance agents serving Lawrence, Massachusetts. Updated 2026-07-14.

The top-rated umbrella insurance agent in Lawrence, Massachusetts is A-Affordable Insurance Agency, Inc., rated 4.6 stars across 280 reviews. Other highly rated options include Silverio Insurance Agency, Mill City Insurance, Ruby Insurance Agency. This directory lists 13 umbrella insurance agents serving Lawrence.

Showing 13 umbrella insurance agents in Lawrence, MAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1A-Affordable Insurance Agency, Inc.69 Winthrop Ave Unit B(978) 686-3455
2Silverio Insurance Agency10 S Broadway(978) 685-0209
3Mill City Insurance290 Merrimack St #115(978) 686-3400
4Ruby Insurance Agency46 Stafford St Ste. 2962(978) 655-3208
5Walter Insurance86 Broadway(978) 683-3645
6Elite Insurance Agency505 Broadway(351) 207-1321
7Broadway Plaza Insurance Agency310 Broadway(978) 685-3771
8Essex Insurance Agency599 Canal St 1w suite 1(978) 377-9666
9PEREZ Insurance and Financial Services, LLC17 McKinley Ave(978) 258-5021
10Greater Lawrence Insurance510 Essex St(978) 683-4177
AI
69 Winthrop Ave Unit B
A-Affordable Insurance Agency, Inc.
Umbrella Insurance Agent · Lawrence, MA

A-Affordable Insurance Agency, Inc. in Lawrence, Massachusetts provides general liability and property coverage to local businesses and residents. It also specializes in adding umbrella insurance policies, which extend liability limits beyond standard policies and offer broader protection against major claims. The agency works with commercial clients to secure umbrella coverage for their offices, warehouses, and food service operations.

SI
10 S Broadway
Silverio Insurance Agency
Umbrella Insurance Agent · Lawrence, MA

At residences in Lawrence, Massachusetts, Silverio Insurance Agency provides umbrella insurance to extend personal liability protection beyond standard home and auto policies. Commercial clients also secure broader coverage layers for business liability and property exposures throughout the service area. Local agents evaluate individual risk profiles to recommend appropriate excess limits. After initial policies are issued, the agency conducts periodic reviews to adjust coverage as circumstances change, offering follow-up consultations between regular renewal visits.

MC
290 Merrimack St #115
Mill City Insurance
Umbrella Insurance Agent · Lawrence, MA

Mill City Insurance serves Lynn, Massachusetts, and the surrounding North Shore communities, handling individual and commercial umbrella insurance policies. These policies provide additional liability coverage beyond standard homeowners or auto policies, helping clients protect assets from major claims or lawsuits. The company assists with coverage evaluations to ensure adequate protection limits. For a typical job, it reviews a client’s existing policies and risk exposure, then recommends an appropriate umbrella policy amount from a standard insurer to fill coverage gaps.

RI
46 Stafford St Ste. 2962
Ruby Insurance Agency
Umbrella Insurance Agent · Lawrence, MA

Ruby Insurance Agency serves Lawrence, Massachusetts, and the surrounding Essex County area as a provider of umbrella insurance agent services. The agency works with clients to secure additional liability coverage that extends beyond the limits of standard home and auto policies. This extra layer of protection helps safeguard personal assets against major claims or lawsuits. Such coverage is particularly valuable for homeowners, vehicle owners, and those involved in community activities. Ruby Insurance Agency handles both residential umbrella policies and personal liability umbrella insurance plans for local residents.

WI
86 Broadway
Walter Insurance
Umbrella Insurance Agent · Lawrence, MA

Walter Insurance provides personal umbrella liability coverage for clients in Lawrence and the surrounding area. Its service approach focuses on offering additional liability protection that extends beyond standard homeowners and auto policies, helping to safeguard personal assets against major claims or lawsuits. The company regularly reviews policies to adjust coverage limits as individual circumstances change. Walter Insurance serves a range of property types, including single-family homes, apartments, retail establishments, and restaurants.

EI
505 Broadway
Elite Insurance Agency
Umbrella Insurance Agent · Lawrence, MA

Elite Insurance Agency serves Lawrence, Massachusetts, and communities within the greater Merrimack Valley region, handling umbrella insurance policies that provide extended liability coverage beyond standard home and auto limits. Typically, it manages claims that exceed primary policy caps, protecting personal assets from major lawsuits. The agency works closely with clients to review existing coverage and assess potential risks to recommend an appropriate level of excess liability protection, streamlining the process to secure a policy that meets individual financial safety needs.

BP
310 Broadway
Broadway Plaza Insurance Agency
Umbrella Insurance Agent · Lawrence, MA

Broadway Plaza Insurance Agency serves homeowners, businesses, and property managers in Lawrence, Massachusetts, by helping them secure umbrella insurance policies for added liability protection beyond standard coverage. This type of policy is useful for those who own rental properties, operate a home-based business, or maintain a swimming pool, as it provides an extra layer of financial security against major claims or lawsuits. The agency assists clients in assessing their exposure and finding a suitable policy to bridge coverage gaps. It additionally serves the surrounding Merrimack Valley communities, including Andover.

EI
599 Canal St 1w suite 1
Essex Insurance Agency
Umbrella Insurance Agent · Lawrence, MA

Essex Insurance Agency in Lawrence, MA offers both one-time policies and scheduled renewal service for umbrella coverage, extending protection beyond standard auto or homeowners liability limits. This additional layer addresses major claims and lawsuits that could otherwise threaten personal assets. The agency tailors each policy to align with existing underlying insurance. Service operates on a scheduled basis, with policyholders convening annually or at renewal points to review coverage limits and adjust terms as needed, ensuring continued appropriate protection.

PI
17 McKinley Ave
PEREZ Insurance and Financial Services, LLC
Umbrella Insurance Agent · Lawrence, MA

As winter storms approach Lawrence, many homeowners worry about liability from icy walkways or falling tree limbs, exposure that can outpace standard policy limits. PEREZ Insurance and Financial Services, LLC provides umbrella insurance agent services to close that protection gap, helping locals secure a layer of coverage that kicks in beyond their home and auto claims. A licensed agent reviews current policies to identify gaps and customizes a personal umbrella policy tailored to individual risk profiles. This process begins with a free initial assessment of existing coverages and assets.

GL
510 Essex St
Greater Lawrence Insurance
Umbrella Insurance Agent · Lawrence, MA

Greater Lawrence Insurance specializes in providing umbrella insurance for clients in Lawrence, Massachusetts, offering liability coverage that extends beyond the limits of standard home and auto policies. The agency works with local residents and businesses to secure additional protection against major claims and lawsuits. Umbrella insurance helps safeguard personal assets such as savings and property from financial loss. During the winter months, it is particularly valuable for covering liability risks from icy sidewalks and snow-related accidents on residential property.

MI
18 Groton St
Madeleine I. Brooks Insurance Agency
Umbrella Insurance Agent · Lawrence, MA
(978) 975-4484
mibrooks.com
AI
60 Island St # 45
Auto Insurance Bureau
Umbrella Insurance Agent · Lawrence, MA
(978) 685-5314
GI
42 Myrtle St
Guevara Insurance Services
Umbrella Insurance Agent · Lawrence, MA
(978) 687-7850
guevarains.com/contact

What Does an a Umbrella Insurance Agent in Lawrence Cost?

The cost for an umbrella insurance policy in Massachusetts typically ranges from $150 to $500 per year for $1 million in coverage. Higher limits of $2 million to $5 million may cost $300 to $1,000 annually. Actual premiums depend on your driving record, home value, and number of properties. This is general information and not insurance advice.

About umbrella insurance agents in Lawrence

An umbrella insurance agent in Lawrence Massachusetts helps you secure additional liability coverage beyond your auto and homeowners policies. Massachusetts law requires minimum liability limits of 20/40/15 for auto insurance, but an umbrella policy can provide $1 million or more in extra protection. Local agents understand the specific risks for homeowners and drivers in Essex County.

Frequently Asked Questions

What does an umbrella insurance agent in Lawrence do?

An umbrella insurance agent helps you purchase a personal liability umbrella policy. This policy provides extra coverage above your existing auto and home insurance limits. The agent can explain how Massachusetts minimum limits work and recommend appropriate coverage amounts.

How much umbrella coverage do I need in Massachusetts?

Most agents recommend at least $1 million in umbrella coverage for Massachusetts residents. This amount protects against common lawsuits from auto accidents or home injuries. Your specific needs depend on your assets and risk factors.

Can I get umbrella insurance if I have a rental property in Lawrence?

Yes, umbrella insurance covers rental properties if you have a primary landlord policy. Massachusetts law requires landlords to carry liability insurance for rental units. An agent can help you combine coverage for your personal and rental properties.

Umbrella Insurance Agents in Other Massachusetts Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.