The top-rated umbrella insurance agent in Marlborough, Massachusetts is Jeffrey (JP) Phillips at Comparion Insurance Agency, rated 5.0 stars across 157 reviews. Other highly rated options include Urszula Prominski at Comparion Insurance Agency, FAZZA INSURANCE, Ultimate Insurance Agency. This directory lists 19 umbrella insurance agents serving Marlborough.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jeffrey (JP) Phillips at Comparion Insurance Agency | 11 Apex Dr Suite 204B | (508) 621-0176 |
| 2 | Urszula Prominski at Comparion Insurance Agency | 11 Apex Dr Suite 204B | (508) 621-3689 |
| 3 | FAZZA INSURANCE | 401 Maple St | (888) 212-0176 |
| 4 | Ultimate Insurance Agency | 28 Boston Post Rd E | (508) 485-1835 |
| 5 | Point Insurance - Marlborough | 190 Main St | (508) 480-0054 |
| 6 | KHANH NGUYEN at Comparion Insurance Agency | 11 Apex Dr Suite 204B | (508) 621-3859 |
| 7 | Shaun Beauregard at Comparion Insurance Agency | 11 Apex Dr Suite 204B | (508) 621-3682 |
| 8 | Stephen W. Gersh Insurance Agency Inc. | 9 Monument Ave | (508) 485-1926 |
| 9 | Lunova Insurance LLC, Business, Commercial Auto, Property, Liability, Flood, Life, Cyber, Home & Auto Insurance Agency | 14A Winthrop St | (508) 258-7195 |
| 10 | Hutchins & Threatt Insurance Agency Inc | 4 Mt Royal Ave Suite 350 BUIlDING # 4, 3rd floor | (508) 460-0800 |
Jeffrey (JP) Phillips at Comparion Insurance Agency serves the Marlborough, Massachusetts area by providing umbrella insurance agency services. Umbrella insurance policies offer individuals and families additional liability coverage beyond the limits of their existing homeowners, auto, or watercraft policies. This extra layer of financial protection can help safeguard assets and future earnings against major claims or lawsuits. The agency assists local clients in assessing their potential liability risks and securing appropriate coverage amounts. Specific services handled in this area include reviewing underlying policy limits and obtaining umbrella quotes tailored to household needs.
Homeowners in Marlborough, MA, along with local businesses and property managers, turn to Urszula Prominski at Comparion Insurance Agency for umbrella insurance agent services. These policies provide additional liability coverage beyond standard home or auto insurance limits, which helps protect assets against major claims or lawsuits. The agent assists clients in assessing their personal risk exposure to determine appropriate extended coverage levels to fill potential gaps. This agency also serves the broader MetroWest area, including surrounding communities like Hudson or Framingham with similar
FAZZA INSURANCE in Marlborough, Massachusetts, provides one-time consultation on personal umbrella policies as well as recurring coverage reviews to adjust limits for changing assets. The agency guides clients through the umbrella category, which offers supplemental liability protection above standard home and auto policies. This extra layer helps safeguard savings and future earnings from major claims. Service operates on an as-needed basis, with policyholders able to request a new quote or endorsement whenever their risk exposure or property holdings shift.
Ultimate Insurance Agency provides umbrella liability coverage designed to extend protection beyond standard home and auto policies. It offers personalized service to help clients determine appropriate coverage limits and reviews current policies for potential gaps. The agency assists with policy modifications and claims support throughout the year, ensuring clients maintain adequate liability protection. Its service area includes Marlborough, Massachusetts, and surrounding communities. The agency writes policies for various properties, including single-family homes, apartment complexes, retail establishments, and restaurants.
Point Insurance - Marlborough serves clients in Marlborough and the surrounding communities of MetroWest Massachusetts, handling personal umbrella insurance policies that provide additional liability coverage beyond standard home and auto limits. It works with individuals and families to help protect assets from major claims or lawsuits. For a typical job, the agency evaluates a client’s existing underlying policies to determine appropriate coverage amounts and exclusions, then secures a policy that integrates seamlessly with those base plans.
KHANH NGUYEN at Comparion Insurance Agency serves clients in the Marlborough, Massachusetts area as an umbrella insurance agent. This work focuses on providing an extra layer of liability protection that extends beyond the limits of standard home and auto policies. The agency can help individuals and businesses secure broader coverage for unexpected claims. Its commercial services address various local sectors, from small offices and professional spaces to warehouses and food service operations.
As Marlborough families prepare for the spring storm season, Shaun Beauregard at Comparion Insurance Agency helps homeowners review their liability exposure with a tailored umbrella policy. This coverage extends beyond standard auto and home insurance, providing an extra layer of financial protection against major claims or lawsuits common to this region. The agency focuses on matching local clients with appropriate coverage limits. Typically, this process begins with a thorough initial assessment of each client's current policies and assets during a risk review session.
Stephen W. Gersh Insurance Agency Inc. in Marlborough, MA, specializes in umbrella insurance policies that provide extended liability coverage beyond standard home and auto limits. It works with clients to protect assets from major claims and lawsuits. The agency helps local residents and businesses secure additional peace of mind through personalized risk assessment and policy selection. As winter snow and ice create slippery conditions, this coverage becomes particularly valuable for addressing potential slip-and-fall liability or accidents involving guests on one’s property.
Lunova Insurance LLC assists homeowners and renters in Marlborough with umbrella liability policies that extend personal coverage beyond standard limits. The same firm also provides commercial auto, property, general liability, flood, life, and cyber insurance for local businesses operating throughout the greater Marlborough area. By offering property, home, and auto coverage under one agency, they address both residential risk management and commercial protection requirements. Clients often return for policy updates or adjustments between regular renewal visits to keep their coverage aligned with changing circumstances.
What Does an a Umbrella Insurance Agent in Marlborough Cost?
The cost of an umbrella insurance policy in Massachusetts typically ranges from 150 to 400 dollars per year for 1 million dollars of coverage. Higher limits such as 2 million or 5 million will cost more usually 200 to 800 dollars annually. Your actual premium depends on factors like your driving record number of properties and claims history. This is general information and not insurance advice.
About umbrella insurance agents in Marlborough
Umbrella insurance agents in Marlborough Massachusetts help you secure extra liability coverage that goes beyond your home and auto policies. Massachusetts law requires minimum auto liability limits of 20/40/15 but a personal umbrella policy can provide an additional 1 million dollars or more in protection. Local agents understand the specific risks for homeowners and drivers in the Marlborough area.
Frequently Asked Questions
What does an umbrella insurance agent in Marlborough do?
An umbrella insurance agent helps you purchase a personal umbrella policy that provides extra liability coverage above your existing home and auto insurance. They assess your assets and risk exposure to recommend an appropriate coverage limit. This is especially important in Massachusetts where lawsuits can exceed standard policy limits.
Who needs umbrella insurance in Massachusetts?
Anyone with significant assets such as a home savings or future income should consider umbrella insurance. It also benefits people who own rental properties have a swimming pool or engage in activities that increase lawsuit risk. Massachusetts courts can award large settlements making extra protection valuable.
How much umbrella coverage do I need in Marlborough?
Most agents recommend at least 1 million dollars in umbrella coverage. The right amount depends on your total net worth and potential liability risks. A local agent can review your assets and advise on a suitable limit for your situation.