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Find Umbrella Insurance Agents Near You in Medford, MA

Browse umbrella insurance agents serving Medford, Massachusetts. Updated 2026-07-14.

The top-rated umbrella insurance agent in Medford, Massachusetts is Risman Insurance Agency, rated 4.8 stars across 228 reviews. Other highly rated options include Daniel N O'Rourke Insurance Inc, Bates Insurance Agency Inc., Pompeo & Sons Insurance Agency, Inc. This directory lists 16 umbrella insurance agents serving Medford.

Showing 16 umbrella insurance agents in Medford, MAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Risman Insurance Agency689 Fellsway(781) 396-2116
2Daniel N O'Rourke Insurance Inc429 High St(781) 396-8244
3Bates Insurance Agency Inc.92 High St B1(781) 396-4985
4Pompeo & Sons Insurance Agency, Inc464 High St(781) 391-1630
5Farnam Insurance, LLC - Home, Auto, Life, Business5 Forest St(781) 395-4466
6Gilbert Insurance Agency402 Salem St(781) 391-3240
7R J Quinn InsuranceCity Building, 15 Main St(781) 395-8400
8Francis C Vita Insurance Inc2 River St(781) 396-4915
9Nobile Insurance Agency Medford39 Salem St(781) 395-4200
10Midwest Insurance Services196 Boston Ave(781) 654-8016
RI
689 Fellsway
Risman Insurance Agency
Umbrella Insurance Agent · Medford, MA

Risman Insurance Agency serves the Medford area and surrounding Middlesex County as a provider of umbrella liability coverage. An umbrella policy extends additional liability protection above the limits of standard homeowners and auto insurance, helping safeguard personal assets against major claims or lawsuits. The agency works with clients to evaluate their current coverage gaps and secure an appropriate policy limit. Its professionals assist individuals and families in Medford with both personal umbrella insurance and excess liability protection for rental properties.

DN
429 High St
Daniel N O'Rourke Insurance Inc
Umbrella Insurance Agent · Medford, MA

Daniel N. O'Rourke Insurance Inc provides umbrella insurance agent services to clients throughout the Medford, MA area. Its primary offerings focus on securing additional liability coverage that extends beyond the limits of standard homeowners and auto policies. The firm assists local property owners with evaluating their personal assets and risk exposure to determine appropriate policy levels. Ongoing policy reviews are offered to ensure clients maintain adequate protection as their circumstances change. The agency services a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.

BI
92 High St B1
Bates Insurance Agency Inc.
Umbrella Insurance Agent · Medford, MA

Homeowners, property managers, and businesses in Medford, Massachusetts turn to Bates Insurance Agency Inc. for personal umbrella liability policies that provide extra coverage beyond standard home or auto limits. The agency helps clients protect assets from major claims and lawsuits with strong layers of excess liability protection. Its umbrella insurance agents assess individual risk profiles to recommend appropriate policy limits. This independent firm also serves clients throughout neighboring Somerville and the greater Medford metro area, ensuring comprehensive liability coverage for a wide range of policyholders.

PS
464 High St
Pompeo & Sons Insurance Agency, Inc
Umbrella Insurance Agent · Medford, MA

Pompeo & Sons Insurance Agency, Inc serves Medford, Massachusetts and the surrounding communities of Malden, Somerville, and Arlington, handling personal umbrella insurance policies that provide an additional layer of liability coverage beyond standard home and auto limits. These policies help protect clients from major claims and lawsuits that could otherwise threaten their assets. The agency approaches each policy by carefully reviewing a client’s existing underlying coverage to ensure the umbrella properly aligns with their specific risk exposure and lifestyle.

FI
5 Forest St
Farnam Insurance, LLC - Home, Auto, Life, Business
Umbrella Insurance Agent · Medford, MA

Farnam Insurance, LLC in Medford, MA provides umbrella insurance, which offers additional liability coverage beyond standard home, auto, life, and business policies. The agency serves clients seeking broader financial protection across these personal and commercial lines, working to help secure their assets from major claims and lawsuits. A common concern is the increased liability risk that comes with hosting holiday gatherings or family events, as standard policies may not fully cover related accidents on one’s property.

GI
402 Salem St
Gilbert Insurance Agency
Umbrella Insurance Agent · Medford, MA

Gilbert Insurance Agency in Medford, MA distinguishes between one-time policy reviews that verify current umbrella coverage limits and a recurring service model that adjusts liability layers as personal assets grow. Umbrella insurance agents in this area help clients secure additional liability protection beyond standard home and auto policies against major claims. Coverage typically extends to situations such as property damage, bodily injury, and legal defense costs. Service runs on either a scheduled annual review or an as-needed basis when a client acquires new property or faces increased risk exposure.

RJ
City Building, 15 Main St
R J Quinn Insurance
Umbrella Insurance Agent · Medford, MA

As winter snow and ice recede in Medford, home and business owners begin evaluating their liability exposures for the coming year. R J Quinn Insurance serves this ongoing need as an umbrella insurance agent, offering additional coverage layers beyond standard auto, home, or commercial policies. This extra protection helps shield personal and professional assets when underlying policy limits are exhausted, a concern in a densely populated area with higher claim risks. Their process typically begins with an on-site or remote inspection to review existing policies and assess current liability gaps.

FC
2 River St
Francis C Vita Insurance Inc
Umbrella Insurance Agent · Medford, MA

Francis C Vita Insurance Inc in Medford, MA is known for providing umbrella insurance coverage that extends liability protection beyond standard policies. The agency serves local residents and businesses needing an extra layer of security against major claims or lawsuits. Their work includes analyzing client assets and recommending appropriate policy limits. They can add on specialty personal umbrella insurance for high-net-worth individuals with unique exposures.

NI
39 Salem St
Nobile Insurance Agency Medford
Umbrella Insurance Agent · Medford, MA

Nobile Insurance Agency Medford handles residential umbrella insurance, providing extra personal liability coverage beyond standard homeowners or auto policies. It also assists commercial clients who require higher policy limits to protect their business operations throughout Medford and the surrounding Massachusetts region. The agency works to tailor coverage to individual needs, ensuring appropriate protection for various risk profiles. Clients often return to discuss adjustments or renewals between regular visits, maintaining their coverage as circumstances evolve.

MI
196 Boston Ave
Midwest Insurance Services
Umbrella Insurance Agent · Medford, MA
CN
506 Main St
Cecil N Marchionne Insurance Agency, Inc
Umbrella Insurance Agent · Medford, MA
(781) 391-7100
marchionneins.com
MI
City Building, 15 Main St
McKenna Insurance Agency
Umbrella Insurance Agent · Medford, MA
(781) 333-6378
MI
10 High St #11
Maietta Insurance | Medford Insurance Agency
Umbrella Insurance Agent · Medford, MA
(781) 395-9700
maiettainsurance.net/contact.html
SI
315 Boston Ave # B
Sillari Insurance
Umbrella Insurance Agent · Medford, MA
(781) 391-5515
MK
689 Fellsway STE 2
Marvin Kaplan Insurance
Umbrella Insurance Agent · Medford, MA
(617) 728-9898
risman.com/marvin-kaplan-insurance
LI
74 High St
Lonergan Insurance & Real Estate
Umbrella Insurance Agent · Medford, MA
(781) 395-7158
lonerganagency.com

What Does an a Umbrella Insurance Agent in Medford Cost?

In Massachusetts, the typical cost for a 1 million dollar umbrella insurance policy ranges from 150 to 300 dollars per year. A 2 million dollar policy usually costs between 200 and 400 dollars annually. Premiums depend on factors like your driving record, number of properties, and number of vehicles. This is general information and not insurance advice. Consult a licensed agent for a personalized quote.

About umbrella insurance agents in Medford

An umbrella insurance agent in Medford Massachusetts helps you secure additional liability coverage that kicks in when your home or auto policy limits are exhausted. Massachusetts law requires minimum liability limits on auto policies, but a serious accident can quickly exceed those amounts. A local agent can assess your personal risk and recommend an appropriate umbrella policy to safeguard your savings and property.

Frequently Asked Questions

What does an umbrella insurance agent in Medford do?

An umbrella insurance agent in Medford reviews your existing home and auto policies to determine the right amount of excess liability coverage. They help you purchase a policy that covers legal costs and settlements above your primary insurance limits. This is especially important in Massachusetts where minimum auto liability is only 20,000 per person and 40,000 per accident.

How much umbrella coverage do I need in Massachusetts?

Most agents recommend at least 1 million dollars in umbrella coverage for Massachusetts residents who own a home or have significant savings. Higher limits of 2 to 5 million may be appropriate for those with rental properties, boats, or higher income. Your agent will review your net worth and potential lawsuit risks to suggest a suitable amount.

Is umbrella insurance required by Massachusetts law?

No, Massachusetts does not require umbrella insurance by law. However, it is strongly recommended because the state mandates only low minimum liability limits on auto policies. Without an umbrella policy, a lawsuit could put your personal assets at risk if damages exceed your primary coverage.

Umbrella Insurance Agents in Other Massachusetts Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.