The top-rated umbrella insurance agent in Methuen, Massachusetts is Dany Karam Insurance Agency, rated 4.9 stars across 272 reviews. Other highly rated options include Michaud Insurance Agency, Davila and DeFusco Insurance Agency, Leslie Insurance Agency. This directory lists 20 umbrella insurance agents serving Methuen.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dany Karam Insurance Agency | 326 Merrimack St | (978) 984-5784 |
| 2 | Michaud Insurance Agency | 95 Ayer St | (978) 685-2549 |
| 3 | Davila and DeFusco Insurance Agency | 225 Broadway Suite 308, 3rd floor | (978) 241-7950 |
| 4 | Leslie Insurance Agency | 188 Broadway | (978) 208-7606 |
| 5 | MTZ Insurance Agency | 302 Broadway STE 2 | (978) 984-6896 |
| 6 | Marquis & Coughlan Insurance Agency | 147 Lowell St | (978) 683-2277 |
| 7 | The Wicks Insurance Group | 13 Branch St Suite 215 | (978) 208-6111 |
| 8 | T.A. Sullivan Agency, Inc. | 135 Merrimack St | (888) 987-0505 |
| 9 | Bearingstar Insurance | 13 Branch St #211 | (978) 688-5500 |
| 10 | Hasbany & Regan Insurance Agency | 254 Pleasant St | (978) 685-3188 |
Dany Karam Insurance Agency serves the greater Methuen, Massachusetts area, providing specialized umbrella insurance agent services to local residents and businesses. Umbrella insurance offers an extra layer of liability protection beyond standard home and auto policies, helping clients cover costs from major claims or lawsuits. The agency assists clients in assessing their personal risk exposure and selecting appropriate coverage limits for added financial security. It handles both personal umbrella policies and commercial umbrella insurance for small businesses in the Methuen area.
Michaud Insurance Agency in Methuen, Massachusetts, serves homeowners, businesses, and property managers in the region by providing umbrella insurance coverage. This type of policy adds extra liability protection beyond standard home, auto, or business policies, helping to safeguard assets in major claims or lawsuits. The agency works with clients to evaluate their risk exposure and secure appropriate liability limits. Its services also extend to property owners in nearby towns such as Lawrence, ensuring the broader Merrimack Valley area is serviced.
Davila and DeFusco Insurance Agency in Methuen, MA, provides umbrella insurance agent services to protect clients from major liability claims and lawsuits. It helps individuals and businesses secure extra coverage beyond standard policies, and it administers straightforward policy maintenance and periodic plan reviews to adjust limits as needed. This agent works with a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Leslie Insurance Agency serves Methuen, Massachusetts, and the surrounding communities of the Merrimack Valley. The company handles personal umbrella insurance policies that provide additional liability coverage beyond standard home and auto limits. These policies help clients protect their assets against major claims involving accidents or property damage. The agency begins each new case with a careful review of the client’s existing primary policies to identify appropriate coverage gaps and ensures the chosen umbrella plan directly addresses the identified risks.
Residents in the Methuen, MA area can choose between a single, one-time umbrella liability policy for immediate protection or a recurring annual plan that renews automatically for long-term coverage. These policies serve as extra liability insurance above standard home or auto limits, offering broader security in today’s litigious environment. MTZ Insurance Agency assists with both one-time and scheduled, as-needed service requests, ensuring each client receives coverage adjusted to their evolving circumstances. Customers arrange initial consultations by appointment or when their existing policy requires an update.
Marquis & Coughlan Insurance Agency specializes in umbrella insurance coverage, offering an added layer of liability protection for clients in the Methuen, MA area. The agency also provides general insurance services to help local individuals and families manage their overall risk exposure. By extending limits beyond standard home and auto policies, it safeguards personal assets and future earnings. When the snowmelt and spring rains arrive in Methuen, the agency helps clients address potential liability from flooding or water-related accidents on their properties.
With winter storms often threatening properties across the Merrimack Valley, homeowners and businesses in Methuen seek reliable financial protection against unexpected liability claims. The Wicks Insurance Group serves this need by providing umbrella policies that extend coverage beyond standard home or auto limits. The company focuses on helping clients understand the value of an extra layer of security against costly lawsuits or accidents. A typical initial assessment involves a simple review of existing policies and potential personal exposure to determine appropriate coverage levels.
T.A. Sullivan Agency, Inc. in Methuen, MA provides general insurance services to local clients, with a specialty in offering umbrella insurance policies for enhanced liability protection. These policies extend coverage limits beyond standard auto and home insurance. The agency helps protect personal assets against major claims or lawsuits. It assists individuals and businesses in managing risk by securing additional liability layers. The agency serves various commercial sectors in the region, including offices, warehouses, and food service establishments.
Bearingstar Insurance serves homeowners in the Methuen area by securing personal umbrella policies that extend liability protection beyond standard limits. The agency also assists local businesses in obtaining commercial umbrella coverage to safeguard against larger claims. Serving clients across the Methuen region, this agent works with various carriers to find appropriate extended liability solutions. Each policy is reviewed with property owners, and the office maintains contact with clients to address changing coverage needs between regular periodic visits.
Hasbany & Regan Insurance Agency serves homeowners and renters in Methuen, MA, by offering residential umbrella insurance policies that extend liability protection beyond standard coverage limits. The agency also assists local businesses with commercial umbrella policies, safeguarding assets against major claims. Serving Methuen and the surrounding communities, it helps clients close gaps in existing liability coverage. New policyholders receive a thorough assessment of their current insurance, ensuring adequate protection. Between regular visits, clients can follow up easily to adjust coverage as life circumstances change.
What Does an a Umbrella Insurance Agent in Methuen Cost?
Umbrella insurance in Massachusetts typically costs between 150 and 350 dollars per year for 1 million dollars in coverage. Each additional million usually costs 50 to 100 dollars more. Costs vary based on your number of vehicles home value and claims history. This is general information not insurance advice.
About umbrella insurance agents in Methuen
Umbrella insurance agents in Methuen Massachusetts help residents secure additional liability coverage beyond standard auto and homeowners policies. Massachusetts law requires minimum auto liability limits of 20/40/5 but an umbrella policy can provide extra protection for assets. Local agents understand the specific risks for Methuen homeowners including snow removal liability and pool ownership.
Frequently Asked Questions
What does umbrella insurance cover in Methuen Massachusetts?
Umbrella insurance covers personal liability claims that exceed your underlying policy limits. This includes bodily injury property damage and certain lawsuits. It also covers some claims not included in standard policies like false arrest or slander.
How much umbrella insurance do I need in Massachusetts?
Most agents recommend at least 1 million dollars in umbrella coverage. The amount depends on your assets and risk factors. Massachusetts courts do not cap personal injury awards so higher limits may be wise for homeowners with significant assets.
Can I get umbrella insurance if I have a rental property in Methuen?
Yes many landlords in Methuen add umbrella coverage to protect against tenant injury claims. Massachusetts landlord-tenant law requires reasonable property maintenance and an umbrella policy can cover legal costs if a tenant sues for negligence.