The top-rated umbrella insurance agent in Middleborough, Massachusetts is Patriot Growth Insurance Services (FBinsure) - Middleboro, rated 4.8 stars across 89 reviews. Other highly rated options include T.M. Ryder Insurance Agency, Inc., Kevin Sullivan Insurance, Barnicoat Insurance Inc. This directory lists 13 umbrella insurance agents serving Middleborough.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Patriot Growth Insurance Services (FBinsure) - Middleboro | 148 W Grove St | (508) 947-3036 |
| 2 | T.M. Ryder Insurance Agency, Inc. | 43 E Grove St #3 | (508) 947-7600 |
| 3 | Kevin Sullivan Insurance | 29 Samoset Street | (508) 998-0512 |
| 4 | Barnicoat Insurance Inc | 454 W Grove St #4 | (508) 947-0955 |
| 5 | Deb Sylvia Insurance | 161 E Grove St #4 | (508) 947-1614 |
| 6 | Bankers Life | 16 Commerce Blvd Ste 3 | (508) 923-5650 |
| 7 | Eastern Insurance Group LLC | 151 Campanelli Dr | (508) 923-2201 |
| 8 | Horace Mann Insurance Vernamonti Agency | 70 E Grove St #2 | (508) 947-6684 |
| 9 | Lori Moncada, Bankers Life Agent and Bankers Life Securities Financial Representative | 16 Commerce Blvd Ste 3 | (508) 923-5650 |
| 10 | John K Olivieri Insurance: Olivieri Ken | 64 E Grove St | (508) 947-1818 |
Patriot Growth Insurance Services (FBinsure) - Middleboro serves homeowners and businesses throughout Middleborough, Massachusetts, and surrounding Plymouth County. The agency specializes in umbrella insurance, offering supplemental liability coverage that extends beyond standard auto and homeowners policies. This additional layer of financial protection helps clients safeguard their personal assets from major claims or lawsuits. The company handles personal umbrella policies for individual households and commercial umbrella insurance to protect businesses from excess liability risks.
T.M. Ryder Insurance Agency, Inc. provides comprehensive umbrella insurance coverage designed to extend liability protection beyond standard policies. The agency offers tailored service plans to help clients assess their personal risk exposure and adjust coverage limits accordingly. These plans may include periodic policy reviews to account for changes in assets or lifestyle. The agency serves a diverse range of property types, including single-family homes, apartments, retail establishments, and restaurants.
Kevin Sullivan Insurance in Middleborough, MA serves homeowners, businesses, and property managers seeking additional liability coverage beyond standard policy limits. An umbrella insurance agent works with local clients to assess potential risks and secure excess liability protection in the event of large claims or lawsuits. This agency helps policyholders determine appropriate coverage levels that extend the reach of their primary home, auto, or commercial policies. It also handles coverage needs for property owners in neighboring communities such as Lakeville and Bridgewater.
Barnicoat Insurance Inc serves Middleborough, Massachusetts, and the surrounding communities, handling umbrella insurance policies that provide additional liability coverage beyond standard home and auto limits. These policies protect clients from major claims and lawsuits by extending protection in increments of one million dollars. The company reviews each client's existing coverage and potential risk exposure to determine appropriate policy limits for their individual situation, then works to secure a policy seamlessly alongside other existing insurance.
For residents of Middleborough, MA, Deb Sylvia Insurance distinguishes between one-time policy evaluations and recurring annual reviews to adjust umbrella coverage as personal assets change. This type of insurance extends liability limits beyond standard home and auto policies, addressing gaps that could expose homeowners to major financial risk. Service for new clients typically begins with an initial consultation, after which coverage updates and policy renewals occur on a scheduled annual basis.
Bankers Life offers umbrella insurance agent services in Middleborough, Massachusetts, focusing on providing additional liability coverage beyond standard homeowners and auto policies. It serves local residents by assessing their risk exposure and guiding them toward appropriate protection layers. This work helps clients safeguard assets from potential lawsuits or major claims. An umbrella policy and its agent particularly assist property owners navigating the increased slip-and-fall risks that arise during icy New England winters.
When winter storms or heavy rain threaten the surrounding Plymouth County communities, Eastern Insurance Group LLC in Middleborough, MA helps property owners manage potential liability risks through tailored umbrella insurance coverage. As a local agency, they work primarily to extend liability limits beyond standard homeowner or auto policies, providing an additional layer of financial protection against costly claims. An initial consultation with the agency typically involves a review of existing coverage and an assessment of specific exposure points.
Serving Middleborough, Massachusetts, this agency specializes in general insurance coverage for personal and business clients and provides umbrella insurance as an added liability layer. Umbrella policies extend protection beyond standard limits, offering crucial defense against major claims and lawsuits. This is especially valuable for clients with substantial assets or higher risk exposures. The agency applies this service to commercial operations, assisting offices, warehouses, and food service businesses in securing broad excess coverage for their everyday liability needs.
Lori Moncada, Bankers Life Agent and Bankers Life Securities Financial Representative in Middleborough, Massachusetts, serves residential clients seeking umbrella insurance to supplement their existing home and auto liability limits. The agency also offers commercial umbrella coverage for local small businesses, protecting assets beyond standard policies. Services are provided throughout Middleborough and surrounding areas of Plymouth County. The office coordinates follow-up directly with clients between regular visits to update coverage as life changes occur.
John K Olivieri Insurance, also known as Olivieri Ken, is a Middleborough, MA agency focused on umbrella insurance agent services for local clients. It helps residents and businesses secure extra liability coverage beyond standard policies, protecting assets against major claims. The firm serves Plymouth County and surrounding areas with personalized risk assessments. Its specialty service includes adding coverage for rental properties or recreational vehicles.
What Does an a Umbrella Insurance Agent in Middleborough Cost?
In Massachusetts, umbrella insurance typically costs between 150 and 400 dollars per year for 1 million dollars of coverage. Costs increase with higher limits, such as 2 million or 5 million dollars. Your premium depends on factors like your driving record, property value, and number of underlying policies. This is general information and not insurance advice.
About umbrella insurance agents in Middleborough
Umbrella insurance provides extra liability coverage beyond standard home and auto policies. In Middleborough, Massachusetts, agents can help you secure this additional protection to safeguard your assets. Massachusetts law requires minimum auto liability limits, but an umbrella policy can cover claims that exceed those limits.
Frequently Asked Questions
What does umbrella insurance cover in Massachusetts?
Umbrella insurance covers liability claims that exceed the limits of your underlying home or auto policy. It also covers certain claims not included in those policies, such as libel or slander. Massachusetts courts often award large judgments, making umbrella coverage a prudent choice.
How much umbrella insurance do I need in Middleborough?
Most agents recommend at least 1 million dollars in umbrella coverage. Your specific needs depend on your assets, income, and risk factors. An agent can help you evaluate your personal situation.
Do I need umbrella insurance if I have a home-based business in Middleborough?
Yes, a standard home policy may not provide enough liability coverage for a home business. Umbrella insurance can add an extra layer of protection. Check with your agent to confirm coverage for business-related claims.