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Find Umbrella Insurance Agents Near You in Needham, MA

Browse umbrella insurance agents serving Needham, Massachusetts. Updated 2026-07-14.

The top-rated umbrella insurance agent in Needham, Massachusetts is Amparo Insurance LLC, rated 4.5 stars across 173 reviews. Other highly rated options include Acrisure Needham, MA (Aronson Insurance), AMD Insurance Group, LLC, Cohen-Miles Insurance Inc. This directory lists 16 umbrella insurance agents serving Needham.

Showing 16 umbrella insurance agents in Needham, MAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Amparo Insurance LLC160 Gould St(866) 746-0004
2Acrisure Needham, MA (Aronson Insurance)950 Highland Ave(781) 444-3050
3AMD Insurance Group, LLC20 Chestnut St #1(617) 340-3151
4Cohen-Miles Insurance Inc105 Chestnut St STE 31(617) 489-1213
5Safety Northeast Insurance Agency648 Highland Ave(781) 444-6790
6Kaplansky Insurance - Needham Branch10 Kearney Rd Suite 200(781) 453-2552
7Haskell Insurance Agency199 Chestnut St(781) 449-2200
8Barry and Farrell Insurance Agency, Inc.61 Highland Ave(781) 449-2400
9Ensured Insurance317 Chestnut St(774) 340-2021
10Provider Group160 Gould St # 122(781) 444-0347
AI
160 Gould St
Amparo Insurance LLC
Umbrella Insurance Agent · Needham, MA

Amparo Insurance LLC serves Needham, MA, and the surrounding Norfolk County area as a local umbrella insurance agent. An umbrella insurance agent helps clients obtain excess liability coverage that extends beyond the limits of standard home and auto policies. This service is useful for property owners and professionals seeking to protect their assets from large claims. Amparo Insurance LLC specializes in assisting clients with personal umbrella policies and evaluating existing coverage limits.

AN
950 Highland Ave
Acrisure Needham, MA (Aronson Insurance)
Umbrella Insurance Agent · Needham, MA

Acrisure Needham, MA (Aronson Insurance) provides a range of umbrella insurance services to help clients secure additional liability coverage beyond their standard home and auto policies. Its service plans typically include a thorough review of existing policies to recommend appropriate extra protection limits for local residents and businesses. Maintenance may involve periodic coverage audits to ensure limits remain adequate as circumstances change. This agent services single-family homes, apartments, retail establishments, and restaurants throughout the area.

AI
20 Chestnut St #1
AMD Insurance Group, LLC
Umbrella Insurance Agent · Needham, MA

AMD Insurance Group, LLC serves clients in Needham, Massachusetts, and the surrounding communities. The company handles umbrella insurance coverage that extends liability protection beyond standard auto and homeowners policies. An umbrella policy provides an extra layer of financial security against major claims or lawsuits. The agency evaluates each client's existing insurance portfolio to determine appropriate additional coverage. It approaches a typical job by first reviewing the client's current liability limits and personal assets, then recommends a tailored umbrella limit that addresses specific exposure needs.

CM
105 Chestnut St STE 31
Cohen-Miles Insurance Inc
Umbrella Insurance Agent · Needham, MA

Cohen-Miles Insurance Inc in Needham, MA specializes in umbrella insurance coverage, offering added liability protection that extends beyond the limits of standard homeowners and auto policies. The agency serves local residents and businesses by helping them secure broader financial safeguards against major claims or lawsuits. During the winter months, when slip-and-fall incidents on icy properties become more common, the firm assists clients in reviewing their umbrella policies for adequate protection.

SN
648 Highland Ave
Safety Northeast Insurance Agency
Umbrella Insurance Agent · Needham, MA

Safety Northeast Insurance Agency, based in Needham, MA, provides umbrella insurance coverage as either a one-time policy or an ongoing, recurring service. This additional liability protection extends beyond the limits of standard home and auto policies, a valuable safeguard for local homeowners and drivers. The agency focuses on matching each client’s exposure with an appropriate coverage layer. Service runs on either a one-time or scheduled renewal basis, depending on the policy structure chosen and client preference for annual review.

KI
10 Kearney Rd Suite 200
Kaplansky Insurance - Needham Branch
Umbrella Insurance Agent · Needham, MA

Kaplansky Insurance in Needham serves homeowners, businesses, and property managers seeking additional liability coverage through umbrella insurance. This type of policy extends beyond standard home or auto limits, helping protect local clients from major claims and lawsuits. The agency assists in assessing personal risk levels to select appropriate excess liability amounts for comprehensive safeguards. For those in Needham and surrounding areas, the team also readily handles policies for clients in neighboring cities such as Newton and within the greater Boston metro region.

HI
199 Chestnut St
Haskell Insurance Agency
Umbrella Insurance Agent · Needham, MA

As winter storms bring heavy snowfall to Needham each year, the financial risks from slip-and-fall accidents or property damage can create significant liability for local residents. Haskell Insurance Agency helps clients address these unexpected exposures by offering umbrella insurance policies that extend coverage beyond standard home and auto limits. These policies provide an extra layer of financial protection against costly lawsuits that can arise from common seasonal mishaps. A licensed agent begins the process by conducting a review of existing policies and discussing individual coverage needs.

BF
61 Highland Ave
Barry and Farrell Insurance Agency, Inc.
Umbrella Insurance Agent · Needham, MA

Barry and Farrell Insurance Agency, Inc. works to secure policies that defend against major financial loss from liability lawsuits, with a focused practice in providing umbrella insurance coverage in the Needham area. This higher-limit coverage is sold as an add-on to existing homeowners and auto policies, filling gaps where standard liability limits end. The agency serves needs for general liability protection across commercial sectors such as offices, warehouses, and food service operations.

EI
317 Chestnut St
Ensured Insurance
Umbrella Insurance Agent · Needham, MA

Based in Needham, MA, Ensured Insurance provides residential umbrella liability coverage to protect local homeowners and their assets. They also help businesses in the area extend their commercial liability limits beyond standard policies. Serving clients throughout the greater Boston region, their agents work to design broad liability protection that addresses property hazards and personal injury risks common to this community. After an initial umbrella policy is issued, the team maintains regular contact to recommend coverage adjustments as clients' needs evolve between policy reviews.

PG
160 Gould St # 122
Provider Group
Umbrella Insurance Agent · Needham, MA

Provider Group is an umbrella insurance agent based in Needham, Massachusetts. The company helps clients secure additional liability coverage that extends beyond the limits of standard homeowners, auto, or watercraft policies. This service is designed to protect personal assets from major claims and lawsuits common in the area. The agency assists customers in selecting appropriate coverage limits and evaluating risk factors. Provider Group can also add specialty coverage for rental properties or personal watercraft to a standard policy.

GA
85 Chapel St
The Gatto Agency
Umbrella Insurance Agent · Needham, MA
(781) 444-0503
gattoagency.com
TJ
399 Chestnut St # 2
Thomas J Fleming Insurance Agency
Umbrella Insurance Agent · Needham, MA
(781) 449-4414
tomfleminginsurance.com
AP
337 West St
ANA Professional Insurance Agency Inc.
Umbrella Insurance Agent · Needham, MA
(781) 791-0490
ana-pia.com
IA
10 Emerson Pl
Insurance Advisory Inc
Umbrella Insurance Agent · Needham, MA
(508) 245-5727
theinsuranceadvisory.com
ST
1116 Great Plain Ave Second Fl
Sumner & Toner Insurance
Umbrella Insurance Agent · Needham, MA
(781) 453-8890
sumnertoner.com
UI
50 Cabot St
USI Insurance Services
Umbrella Insurance Agent · Needham, MA
(855) 874-0123
usi.com

What Does an a Umbrella Insurance Agent in Needham Cost?

In Massachusetts, a 1 million dollar umbrella policy typically costs between 150 and 300 dollars per year. For 2 million dollars of coverage, expect to pay 250 to 500 dollars annually. Costs vary based on your home, auto, and personal risk factors. This is general information and not insurance advice.

About umbrella insurance agents in Needham

An umbrella insurance agent in Needham Massachusetts can help you secure additional liability coverage beyond your auto and homeowners policies. Massachusetts law requires minimum auto liability limits of 20/40/5, but an umbrella policy provides extra protection for major claims or lawsuits. Local agents understand the specific risks for Needham residents, including pool ownership and dog liability issues.

Frequently Asked Questions

What is umbrella insurance and why do I need it in Needham?

Umbrella insurance provides extra liability coverage above your auto and home policies. In Needham, where property values are high, an umbrella policy can protect your savings and future earnings if you are sued for an accident or injury on your property.

How much umbrella coverage should I get as a Needham resident?

Most agents recommend at least 1 million dollars in umbrella coverage. Needham homeowners with swimming pools, trampolines, or rental properties may need 2 to 5 million dollars. Your agent will review your assets and risks to suggest an appropriate limit.

Do I need umbrella insurance if I have a homeowners policy in Massachusetts?

Yes, a standard Massachusetts homeowners policy has liability limits that may not cover a serious accident. Umbrella insurance extends your coverage and also covers certain claims like libel or slander that home policies exclude. It is a cost effective way to increase your protection.

Umbrella Insurance Agents in Other Massachusetts Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.