The top-rated umbrella insurance agent in Peabody, Massachusetts is Asset Insurance Agency, rated 4.9 stars across 535 reviews. Other highly rated options include AAA Peabody, Duffy Insurance, Davila and DeFusco Insurance Agency. This directory lists 18 umbrella insurance agents serving Peabody.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Asset Insurance Agency | 2 Bourbon St Suite 201 | (781) 210-2227 |
| 2 | AAA Peabody | 300 Andover St | (978) 535-5300 |
| 3 | Duffy Insurance | 49 Margin St | (978) 854-0014 |
| 4 | Davila and DeFusco Insurance Agency | 160 Main St Ste 104 | (978) 909-1929 |
| 5 | Consoles Insurance Agency | 200 Lake St #201b | (978) 223-4037 |
| 6 | Zannino Insurance Agency, Inc. | 16 Foster St First Floor | (978) 531-5757 |
| 7 | Wood & Associates Insurance Agency, Inc. | 141 Summit St | (781) 581-5900 |
| 8 | North Shore Travel & Insurance Inc | 111 Foster St # 1 | (978) 531-2755 |
| 9 | B & S Gillis Insurance Inc | 7 Washington St | (978) 532-3355 |
| 10 | P J Woods Insurance Inc | 40 Main St | (978) 531-2777 |
Asset Insurance Agency serves the Peabody, Massachusetts area as an umbrella insurance agent. The firm assists clients in securing additional liability coverage that extends beyond the limits of standard homeowners and auto policies. This type of policy helps protect personal assets against major claims or lawsuits. The agency’s services focus on evaluating a client’s risk exposure and recommending appropriate excess liability limits. It handles umbrella insurance for both personal residences and personal automobile policies in the region.
AAA Peabody provides personal umbrella insurance to help clients extend liability coverage beyond standard homeowners and auto policies. Its agents work with policyholders to assess potential gaps and offer protection tailored to individual exposure levels. The company assists with annual policy reviews and adjustments as client circumstances change. Available plans cover a broad range of real estate exposures including single-family homes, apartments, retail spaces, and restaurants.
Duffy Insurance serves homeowners, businesses, and property managers in the Peabody area who need additional liability protection beyond standard policies. As an umbrella insurance agent, it provides coverage that helps safeguard assets when primary insurance limits are exhausted. This service addresses common risks like accidents on residential or commercial property, ensuring clients have a higher tier of financial security. The agency also supports clients seeking these supplementary policies throughout nearby communities such as Danvers and other parts of Essex County.
Davila and DeFusco Insurance Agency in Peabody, Massachusetts serves homeowners, businesses, and property managers seeking an extra layer of liability protection. The agency offers umbrella insurance policies, which extend coverage beyond the limits of standard auto and home insurance to help safeguard assets against major claims or lawsuits. These plans provide critical financial security for clients with substantial property or potential exposure. The agency also assists clients in surrounding communities throughout Essex County, including Beverly.
Consoles Insurance Agency specializes in offering umbrella insurance coverage in Peabody, Massachusetts, providing an additional layer of liability protection that extends beyond standard home and auto policies. The agency works with clients to assess their individual risk exposure and secure appropriate policy limits. Common concerns include safeguarding assets from major claims such as accidents on the property or automobile incidents. It also helps clients manage coverage for potential liabilities arising from unexpected events like severe winter weather damage or a summer backyard gathering injury.
Zannino Insurance Agency, Inc. in Peabody, MA provides general liability coverage while offering specialized umbrella insurance policies that extend protection beyond standard policy limits. These policies shield clients from catastrophic claims and lawsuits that could otherwise deplete personal assets. The agency serves a variety of commercial sectors, including offices, warehouses, and food service operations, ensuring businesses in these industries maintain adequate liability protection against unforeseen events.
Serving Peabody, Massachusetts, and the surrounding North Shore communities, Wood & Associates Insurance Agency, Inc. handles comprehensive umbrella liability coverage for local residents and small business owners. The agency provides an extra layer of protection beyond standard auto and homeowners policies, addressing potential claims that could exceed underlying limits. It carefully assesses each client’s unique risk profile, reviewing property values, vehicle usage, and lifestyle exposures to determine appropriate policy additions. Using clear consultations and detailed policy comparisons, it structures endorsements to create a seamless barrier against costly lawsuits.
For a single umbrella policy, the process involves a one-time setup, while adjusting coverage levels occurs on a scheduled renewal cycle. North Shore Travel & Insurance Inc serves Peabody, MA, offering umbrella insurance to provide additional personal liability protection that extends beyond standard auto or homeowners policy limits. This extra layer of coverage helps safeguard assets from major claims or lawsuits. Their service runs on a one-time, scheduled, or as-needed basis depending on the client’s request for a policy review or claim support.
B & S Gillis Insurance Inc focuses on residential umbrella coverage in the Peabody area, providing clients with personal liability protection beyond standard homeowner policies. The firm also assists local businesses by offering commercial umbrella insurance to safeguard larger assets. Serving the surrounding communities, their agency helps individuals and small companies review their liability exposures to choose appropriate policy limits. They follow up with policyholders as policies approach renewal, ensuring that coverage stays up to date between regular visits.
What Does an a Umbrella Insurance Agent in Peabody Cost?
The cost of an umbrella insurance policy in Massachusetts typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits such as 2 million or 5 million can cost between 300 and 800 dollars annually. Factors like your driving record number of properties and claims history affect the premium. This is general information and not insurance advice.
About umbrella insurance agents in Peabody
An umbrella insurance agent in Peabody Massachusetts helps you secure extra liability coverage beyond standard home and auto policies. Massachusetts law requires minimum auto liability limits of 20/40/5 but an umbrella policy can provide an additional layer of protection against large claims. Working with a local agent ensures your policy aligns with state regulations and your personal risk profile.
Frequently Asked Questions
What does an umbrella insurance agent in Peabody do?
An umbrella insurance agent in Peabody helps you evaluate your existing liability coverage and recommends an umbrella policy that extends your limits. The agent reviews your assets and risks to determine the appropriate coverage amount. They also explain how the policy interacts with your home and auto insurance under Massachusetts law.
How much umbrella insurance do I need in Massachusetts?
The amount of umbrella insurance you need depends on your net worth and potential liability exposure. Many agents in Peabody suggest at least 1 million dollars in coverage for most homeowners. Massachusetts courts can award large judgments so higher limits may be wise for those with significant assets.
Can I get umbrella insurance if I have a rental property in Peabody?
Yes you can get umbrella insurance if you own a rental property in Peabody. The policy can cover liability claims from tenants or visitors on your property. Your agent will need details about the rental to ensure proper coverage under Massachusetts landlord tenant laws.