The top-rated umbrella insurance agent in Quincy, Massachusetts is AAA Quincy, rated 4.5 stars across 463 reviews. Other highly rated options include The Hanley Agency Inc: Allstate Insurance, Chan Insurance Agency, Inc., Idealquote. This directory lists 19 umbrella insurance agents serving Quincy.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Quincy | 650 Adams St | (617) 472-4900 |
| 2 | The Hanley Agency Inc: Allstate Insurance | 695 Adams St | (617) 500-4350 |
| 3 | Chan Insurance Agency, Inc. | 51 Hancock St | (617) 451-6733 |
| 4 | Idealquote | 440 Hancock St Ste 8 | (617) 600-7888 |
| 5 | Agnitti Insurance Agency, Inc. | 21 Franklin St | (617) 770-0123 |
| 6 | XP INSURANCE PARTNERSHIP | 1372 Hancock St # 302 | (781) 556-5034 |
| 7 | Albert J Marchionne Insurance | 11 Independence Ave | (617) 471-5010 |
| 8 | Imaginative Insurance Products | 511 Washington St | (617) 773-0205 |
| 9 | Quincy Mutual Fire Insurance Co | 57 Washington St | (617) 770-5100 |
| 10 | Atlantic Insurance Group | 245 Willard St STE: 200 | (617) 698-2200 |
AAA Quincy serves the Quincy, Massachusetts, metro area as an umbrella insurance agent. Umbrella insurance provides additional liability coverage beyond standard home and auto policies, offering extra protection against major claims and lawsuits. This company helps local residents and businesses evaluate their existing coverage limits to determine appropriate umbrella policy tiers. It also advises clients on how umbrella insurance can cover incidents not included in underlying policies. The firm specifically handles personal umbrella insurance for homeowners in Quincy and commercial umbrella policies for small businesses in the region.
The Hanley Agency Inc: Allstate Insurance provides umbrella insurance coverage that extends liability protection beyond standard policies. It offers personalized service plans to help clients assess their specific risk exposure and review coverage limits annually. Policies are designed by the agent to safeguard assets against major claims or lawsuits. The agency typically serves property owners with single-family homes, apartments, retail spaces, and restaurants in and around Quincy, MA.
Serving homeowners, businesses, and property managers in Quincy, Chan Insurance Agency, Inc. provides umbrella insurance policies designed to extend liability protection beyond standard coverage limits. This additional layer helps safeguard personal and commercial assets against major claims and lawsuits. The agency guides clients in selecting appropriate limits and coverage terms. It also serves the surrounding communities in Norfolk County and the greater Boston metro area, including nearby Braintree and Milton.
Idealquote in Quincy, MA offers both one-time and recurring umbrella insurance agent services to accommodate varying client needs. One-time service may involve a single policy review and purchase, while recurring service includes ongoing policy management and adjustments. Their coverage extends beyond standard auto and home liability limits, safeguarding assets from major claims. Serving homeowners, landlords, and vehicle owners across the region, they assess individual risk profiles to recommend appropriate protection levels. Service runs on an as-needed basis, allowing clients to schedule consultations only when their coverage requirements change.
Agnitti Insurance Agency, Inc. specializes in providing umbrella insurance policies that extend liability coverage beyond standard homeowners and auto limits. As a local agency in Quincy, MA, it helps residents and businesses secure broad protection against major claims and lawsuits. This additional layer of coverage is especially valuable during New England winters, when increased risks of slip‑and‑fall accidents on icy walkways can lead to costly liability exposures.
As winter storms approach Quincy, homeowners often worry about liability from icy walkways or fallen tree limbs, and XP INSURANCE PARTNERSHIP helps them address such gaps in coverage. This local agent provides umbrella policies that extend liability protection beyond standard auto and homeowners limits, offering broader safeguard against costly claims. The agency emphasizes clear explanations of how excess coverage responds after underlying policies are exhausted. To begin assessing whether added protection is necessary, they invite clients to schedule a free inspection of their current insurance portfolio and discuss existing risk exposures.
Albert J Marchionne Insurance provides liability coverage in the Quincy area, focusing on general policies that address everyday risk exposures. As an umbrella insurance agent, the company specializes in offering additional policy layers that extend coverage limits beyond standard base plans, protecting clients from large, unforeseen claims. This supplemental approach helps manage excess liability that could otherwise threaten personal or business assets. The agency serves local commercial sectors, including offices, warehouses, and food service operations.
Based in Quincy, Imaginative Insurance Products serves as an umbrella insurance agency for residential clients throughout the area, offering added liability protection beyond standard policies. The agency also provides commercial excess liability coverage to safeguard local businesses from significant financial exposure. Their service territory includes Quincy and the surrounding communities across the South Shore. This attention to adequate coverage often encourages clients to return between regular policy reviews for updated risk assessments and necessary adjustments.
Quincy Mutual Fire Insurance Co serves policyholders and surrounding communities in the Quincy, MA area. The agency focuses on umbrella insurance agent work, handling excess liability coverage that extends above standard homeowners and auto policies. This type of protection helps clients manage the financial risks of major claims or lawsuits, offering an additional layer of security. The office typically reviews each client’s existing coverage to identify gaps, then recommends an appropriate policy limit matched to personal assets.
What Does an a Umbrella Insurance Agent in Quincy Cost?
The cost of an umbrella insurance policy in Massachusetts typically ranges from 150 to 500 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 1,000 dollars annually. Your age, driving record, number of properties, and claims history affect the premium. This is general information and not insurance advice.
About umbrella insurance agents in Quincy
An umbrella insurance agent in Quincy, Massachusetts can help you secure extra liability coverage beyond your standard home and auto policies. Massachusetts law requires minimum auto liability limits, but an umbrella policy provides additional protection against major claims or lawsuits. Local agents understand the specific risks and legal environment in Norfolk County.
Frequently Asked Questions
What does an umbrella insurance agent in Quincy do?
An umbrella insurance agent helps you purchase a policy that extends liability coverage above your existing home and auto insurance. In Massachusetts, this extra layer can protect your assets if you are sued for damages exceeding your primary policy limits.
How much umbrella coverage do I need in Massachusetts?
Most agents recommend at least 1 million dollars in umbrella coverage, though higher limits are available. The right amount depends on your assets, income, and exposure to lawsuits. Massachusetts courts can award large judgments, so adequate coverage is important.
Can I get umbrella insurance if I have a rental property in Quincy?
Yes, umbrella insurance can cover liability from rental properties you own in Quincy. This is especially useful because Massachusetts landlord liability laws can hold property owners responsible for injuries or damages on their premises.