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Find Umbrella Insurance Agents Near You in Reading, MA

Browse umbrella insurance agents serving Reading, Massachusetts. Updated 2026-07-14.

The top-rated umbrella insurance agent in Reading, Massachusetts is Old Heritage Insurance Agency LLC, rated 4.9 stars across 219 reviews. Other highly rated options include Davis Clark & Latham Insurance Agency Inc, Gilbert Insurance Agency, Gallagher Insurance, Risk Management & Consulting. This directory lists 12 umbrella insurance agents serving Reading.

Showing 12 umbrella insurance agents in Reading, MAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Old Heritage Insurance Agency LLC324 Main St(781) 944-9930
2Davis Clark & Latham Insurance Agency IncPleasant St #3(781) 944-6171
3Gilbert Insurance Agency137 Main St(781) 942-2225
4Gallagher Insurance, Risk Management & Consulting55 Walkers Brook Dr Suite 403(877) 977-1898
5LBP Insurance Agency2 Haven St UNIT 208(781) 779-1853
6The Nolty Group at Archer Insurance580 Main St Suite 204(978) 338-8942
7Elite Pinnacle Insurance LLC26 Haven St(508) 443-4531
8Nice Insurance Massachusetts1 General Way(339) 204-6352
9Strong Insurance Inc88 Haven St(781) 944-3559
10Cole Insurance Agency Inc2 Haven St Suite 302(781) 944-1245
OH
324 Main St
Old Heritage Insurance Agency LLC
Umbrella Insurance Agent · Reading, MA

Old Heritage Insurance Agency LLC serves the greater Reading, Massachusetts area and beyond, specializing in umbrella insurance coverage. As a dedicated agency, it helps residential and commercial clients secure additional liability protection that extends beyond standard policy limits. This coverage is designed to shield assets from major claims or lawsuits, offering an extra layer of financial security. For homeowners and vehicle owners in the region, the agency provides tailored umbrella policies that integrate with existing auto and home insurance plans.

DC
Pleasant St #3
Davis Clark & Latham Insurance Agency Inc
Umbrella Insurance Agent · Reading, MA

Davis Clark & Latham Insurance Agency Inc. in Reading, MA, provides umbrella insurance coverage to help clients extend liability protection beyond standard policy limits. The agency offers these additional layers of security as part of its service, helping policyholders achieve greater financial peace of mind. Maintenance plans or service intervals are not a standard feature of umbrella policies, but ongoing consultations ensure coverage remains appropriate. The agency services various local properties, including single-family homes, apartments, retail spaces, and restaurants.

GI
137 Main St
Gilbert Insurance Agency
Umbrella Insurance Agent · Reading, MA

Gilbert Insurance Agency serves Reading, Massachusetts, and the surrounding communities, handling policies that provide extra liability coverage beyond standard homeowners or auto limits. In this area, these policies can protect against significant claims resulting from accidents on the property or incidents involving vehicles. The agency typically begins by reviewing a client’s current coverage and assessing personal assets, then customizes a policy to extend protection and help secure financial security against major unforeseen lawsuits.

GI
55 Walkers Brook Dr Suite 403
Gallagher Insurance, Risk Management & Consulting
Umbrella Insurance Agent · Reading, MA

Gallagher Insurance, Risk Management & Consulting in Reading, Massachusetts provides umbrella insurance coverage on a one-time policy basis or as a recurring addition to a broader insurance portfolio. This coverage helps protect local clients against liability claims that may exceed the limits of their standard homeowners or auto policies. In this region, umbrella insurance serves as an extra layer of financial defense for personal assets against major lawsuits or accidents. Service for existing and new policyholders runs on an as-needed basis.

LI
2 Haven St UNIT 208
LBP Insurance Agency
Umbrella Insurance Agent · Reading, MA

LBP Insurance Agency in Reading, Massachusetts serves homeowners, businesses, and property managers seeking supplemental liability coverage. As an umbrella insurance agent, it helps clients extend protection beyond standard policy limits, safeguarding assets against major claims or lawsuits. The agency guides customers in assessing risk and selecting appropriate coverage levels to close gaps in existing policies. This service is available to residents and commercial clients across not only Reading but also the neighboring community of Winchester and the greater Boston metro area.

NG
580 Main St Suite 204
The Nolty Group at Archer Insurance
Umbrella Insurance Agent · Reading, MA

The Nolty Group at Archer Insurance serves residents and businesses in Reading, Massachusetts, and the surrounding communities. The agency handles umbrella insurance, which provides additional liability coverage beyond the limits of standard auto and homeowners policies. This extra layer of protection helps safeguard assets against major claims or lawsuits. For a typical job, the agency begins by evaluating a client’s existing coverage and risk exposure before tailoring a policy that fills those specific gaps. Agree to Disclaimer

EP
26 Haven St
Elite Pinnacle Insurance LLC
Umbrella Insurance Agent · Reading, MA

Elite Pinnacle Insurance LLC in Reading, MA, provides umbrella insurance options that can be arranged either as a one-time policy for immediate, short-term liability needs or as a recurring service for ongoing year-round protection beyond standard auto and home coverage. These policies offer an added layer of financial defense against major claims or lawsuits. Clients may choose between a single-purchase policy or enroll in a periodic schedule. Service runs on either a one-time or as-needed basis, tailored to the individual’s situation.

NI
1 General Way
Nice Insurance Massachusetts
Umbrella Insurance Agent · Reading, MA

Nice Insurance Massachusetts focuses on providing umbrella insurance coverage to clients seeking additional liability protection beyond standard policies. From its Reading, Massachusetts location, the agency assists homeowners and auto policyholders throughout the area with assessing their need for higher liability limits and navigating coverage options. The company underscores the importance of protecting personal assets from major claims or lawsuits. It helps local residents and small business owners plan for unexpected liability from incidents such as dog bites, severe car accidents, or winter slip-and-fall accidents on icy driveways.

SI
88 Haven St
Strong Insurance Inc
Umbrella Insurance Agent · Reading, MA

As the leaves begin to pile up in Reading this fall, many homeowners start to worry less about raking and more about potential liability slips on their walkways. Strong Insurance Inc works with residents to evaluate these everyday risks that come with seasonal changes and local foot traffic. Their umbrella insurance agents focus on extra protection layers beyond standard policies, suited for the area’s mixed suburban landscape. A typical first step involves reviewing your current property hazards during an on-site inspection or a straightforward initial risk assessment of your coverage gaps.

CI
2 Haven St Suite 302
Cole Insurance Agency Inc
Umbrella Insurance Agent · Reading, MA

Cole Insurance Agency Inc provides general insurance solutions for clients in Reading, Massachusetts. Its specialty add-ons include umbrella insurance, offering extra liability coverage beyond standard policies. This service protects personal assets against major claims or lawsuits. Local policyholders can safeguard their limits with tailored excess coverage. The agency serves commercial sectors such as offices, warehouses, and food service operations, meeting diverse business liability needs.

OB
150 Main St
O'Brien Insurance
Umbrella Insurance Agent · Reading, MA
(781) 942-2200
obrieninsuranceagency.net/staff.aspx
JL
274 Main St suite 200
J. Laurel Insurance Group
Umbrella Insurance Agent · Reading, MA
(617) 340-6116

What Does an a Umbrella Insurance Agent in Reading Cost?

The cost for an umbrella insurance policy in Massachusetts typically ranges from $150 to $400 per year for $1 million in coverage, and $300 to $750 per year for $2 million. Premiums vary based on your risk factors, such as number of properties, vehicles, and prior claims. This is general information, not insurance advice.

About umbrella insurance agents in Reading

Umbrella insurance agents in Reading, Massachusetts help residents secure additional liability coverage that extends beyond the limits of home and auto policies. Massachusetts law requires minimum auto liability limits of 20/40/5, but an umbrella policy can provide $1 million or more in extra protection. This is especially valuable for homeowners and professionals in the Reading area who face higher lawsuit risks.

Frequently Asked Questions

What does an umbrella insurance agent in Reading do?

An umbrella insurance agent helps you evaluate your current liability risks and recommends a policy that provides extra coverage above your existing home and auto insurance. They handle policy selection, quotes, and claims support.

Who needs umbrella insurance in Massachusetts?

Anyone with significant assets, a swimming pool, a dog, or a high-risk occupation may benefit from umbrella insurance. Massachusetts has a high cost of living and lawsuit awards can be substantial, making extra liability protection wise.

How much umbrella coverage should I get in Reading?

Most agents recommend at least $1 million in umbrella coverage, though $2 million or more may be appropriate for high-net-worth individuals. The amount depends on your assets, income, and potential liability exposure.

Umbrella Insurance Agents in Other Massachusetts Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.