The top-rated umbrella insurance agent in Somerville, Massachusetts is Bassel Mannoun at Comparion Insurance Agency, rated 5.0 stars across 239 reviews. Other highly rated options include Amazonia Insurance, Kristen Gryglik at Comparion Insurance Agency, Luis Cuello at Comparion Insurance Agency. This directory lists 16 umbrella insurance agents serving Somerville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bassel Mannoun at Comparion Insurance Agency | 450 Artisan Way Suite 220 | (857) 221-4968 |
| 2 | Amazonia Insurance | 66 Bow St | (617) 625-1900 |
| 3 | Kristen Gryglik at Comparion Insurance Agency | 450 Artisan Way Suite 220 | (617) 476-6016 |
| 4 | Luis Cuello at Comparion Insurance Agency | 450 Artisan Way Suite 220 | (617) 406-5450 |
| 5 | Mary Beth Cafferty at Comparion Insurance Agency | 450 Artisan Way Suite 220 | (617) 476-6020 |
| 6 | Christopher Kokoras Insurance Agency, Inc | 272 Broadway | (617) 738-8188 |
| 7 | Garrett-Lynch Insurance Agency, Inc | 411 Highland Ave | (617) 625-1914 |
| 8 | Daniel Brennan at Comparion Insurance Agency | 450 Artisan Way Suite 220 | (617) 316-6972 |
| 9 | New Insurance MA | 10 Inner Belt Rd | (413) 853-0059 |
| 10 | Somerville Summit Insurance Agency | 5 Middlesex Ave | (351) 212-2303 |
Bassel Mannoun at Comparion Insurance Agency serves Somerville, MA and the surrounding metro area with umbrella insurance solutions. This agency helps clients secure additional liability coverage beyond standard home and auto policies. Umbrella insurance protects against major claims and lawsuits, offering higher policy limits for unexpected incidents. The agency assists residents in assessing their personal risk exposure to determine appropriate liability protection. It handles claims related to property damage and personal injury on policyholders’ premises.
Amazonia Insurance serves Somerville, Massachusetts, and the greater Middlesex County area, providing umbrella insurance coverage that extends beyond standard policy limits. This andquot liability protection helps safeguard personal assets from major claims and lawsuits. The firm addresses risks such as automobile accidents and property damage incidents that exceed basic liability ceilings. For local homeowners and drivers, Amazonia Insurance handles excess liability claims management and personal injury protection in Somerville.
Kristen Gryglik at Comparion Insurance Agency provides umbrella liability insurance services to help clients secure additional coverage beyond standard policies. The agency offers guidance on selecting appropriate policy limits and can assist with plan adjustments as personal or business circumstances change. It also manages routine policy reviews and updates to keep coverage aligned with current needs. These services protect a range of properties including single-family homes, apartments, retail spaces, and restaurants.
Luis Cuello at Comparion Insurance Agency in Somerville, Massachusetts serves homeowners, small businesses, and property managers seeking umbrella liability coverage. An umbrella policy provides extra liability limits beyond standard home or auto insurance, offering added financial protection against major claims or lawsuits in the local area. The agency assists clients in evaluating appropriate coverage levels for their assets and risk profile. This agency also extends its umbrella insurance services to clients throughout the Cambridge metropolitan area and neighboring Medford.
Mary Beth Cafferty at Comparion Insurance Agency offers umbrella insurance policies that protect against major liability claims beyond standard home and auto coverage, typically with either a single premium payment or an ongoing annual renewal. Serving clients in Somerville, Massachusetts, the agency provides supplementary liability limits that extend coverage for personal injury and property damage situations. Service arrangements for these policies generally operate on an annual renewal basis, with each new term requiring a scheduled premium payment at the start of the policy period.
Serving Somerville, Massachusetts, and its surrounding communities, Christopher Kokoras Insurance Agency, Inc functions as a local umbrella insurance agent. It handles personal liability coverage that extends beyond the limits of standard homeowners and auto policies, protecting clients against major claims and lawsuits. To handle a typical job, the agent reviews a client's existing policies to uncover coverage gaps, then designs an umbrella policy that effectively layers additional protection onto those existing liability limits.
Garrett-Lynch Insurance Agency, Inc specializes in securing umbrella liability policies that provide supplementary coverage beyond standard home and auto limits. Located in Somerville, MA, the agency generally serves clients in the greater Boston area by evaluating personal risk profiles and recommending appropriate extended protection. This additional layer of coverage can be particularly valuable during the winter season, when snow removal incidents or slip-and-fall claims on residential property may exceed standard policy caps.
When heavy winter storms or unexpected tree damage affect a Somerville home, umbrella insurance offers an extra layer of liability protection beyond standard policies. Daniel Brennan at Comparion Insurance Agency serves local residents by explaining how extended coverage can safeguard against major claims that exceed basic limits. Their approach focuses on reviewing existing policies to identify gaps in personal liability coverage. An initial consultation typically begins with a thorough assessment of current homeowner and auto insurance, followed by a discussion of potential risks unique to the area.
New Insurance MA assists clients in Somerville with general liability coverage and specializes in supplemental umbrella insurance to extend policy limits. Umbrella policies here protect personal assets against large claims or lawsuits that exceed standard homeowners or auto insurance. Property owners managing commercial premises often require this extra layer of protection. The company serves a range of commercial sectors including offices, warehouses, and food service establishments requiring comprehensive risk management.
Somerville Summit Insurance Agency serves residential clients in Somerville by offering umbrella insurance policies that extend liability protection beyond standard home coverage. For commercial clients, the agency also provides additional layers of coverage to safeguard business assets from major claims or lawsuits. Their service area includes Somerville and the surrounding communities throughout the Greater Boston region. Clients are encouraged to review and update their policies regularly, including at renewal time or after significant life changes, and the agency arranges follow-up consultations between those regular visits to ensure continued appropriate coverage.
What Does an a Umbrella Insurance Agent in Somerville Cost?
Umbrella insurance costs in Massachusetts typically range from 150 to 400 dollars per year for one million dollars of coverage. Higher limits cost more but the per-million rate often decreases. Factors like your driving record, property value, and number of vehicles affect the premium. This is general information and not insurance advice.
About umbrella insurance agents in Somerville
Umbrella insurance provides extra liability coverage beyond the limits of your home and auto policies. In Somerville Massachusetts this coverage can protect against large claims and lawsuits. Many local agents work with carriers that offer policies meeting Massachusetts minimum requirements for underlying coverage.
Frequently Asked Questions
What is an umbrella insurance agent in Somerville?
An umbrella insurance agent in Somerville helps you buy a personal liability umbrella policy. This policy adds one million dollars or more in coverage above your existing home and auto insurance. The agent can explain how Massachusetts law requires underlying policies to meet certain limits before umbrella coverage applies.
How much umbrella coverage do I need in Massachusetts?
The amount of umbrella coverage you need depends on your assets and risk factors. Many Massachusetts residents choose one to five million dollars in coverage. An agent can help you assess your net worth and potential liability exposure to determine a suitable limit.
What are the underlying coverage requirements for umbrella insurance in Massachusetts?
In Massachusetts you typically need at least 250,000 dollars in bodily injury liability per person and 500,000 dollars per accident on your auto policy. Your homeowners liability limit usually must be at least 300,000 dollars. An agent can verify your current policies meet these thresholds.