The top-rated umbrella insurance agent in Springfield, Massachusetts is Greg Quimby at Comparion Insurance Agency, rated 5.0 stars across 330 reviews. Other highly rated options include Christopher Bergquist at Comparion Insurance Agency, Comparion Insurance Agency, CHI Insurance Agency Inc.. This directory lists 15 umbrella insurance agents serving Springfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Greg Quimby at Comparion Insurance Agency | 1000 Hall of Fame Ave Suite 4 | (413) 754-7016 |
| 2 | Christopher Bergquist at Comparion Insurance Agency | 1000 Hall of Fame Ave Suite 4 | (413) 263-2966 |
| 3 | Comparion Insurance Agency | 1000 Hall of Fame Ave Suite 4 | (413) 567-2000 |
| 4 | CHI Insurance Agency Inc. | 1691 Main St | (413) 736-6785 |
| 5 | Glen Gauthier at Comparion Insurance Agency | 1000 Hall of Fame Ave Suite 4 | (413) 846-2362 |
| 6 | David Fesko at Comparion Insurance Agency | 1000 Hall of Fame Ave Suite 4 | (413) 754-7010 |
| 7 | Alban Insurance Agency | 85 Wilbraham Rd | (888) 302-1568 |
| 8 | Amber Barnes at Comparion Insurance Agency | 1000 Hall of Fame Ave Suite 4 | (413) 846-2364 |
| 9 | FR insurance and Benefits LLC | 1 monarch place suite 2030 | (413) 505-5090 |
| 10 | Patrick Stoddard at Comparion Insurance Agency | 1000 Hall of Fame Ave Suite 4 | (413) 754-7020 |
Greg Quimby at Comparion Insurance Agency serves the Springfield, Massachusetts metro area as an umbrella insurance agent, providing extra liability coverage beyond standard policies. This type of insurance helps protect personal assets if a lawsuit exceeds the limits of homeowners or auto insurance. The agent works with clients to assess their risk exposure and secure a policy that offers broader financial safeguards. Specific services handled include arranging excess liability protection for wrongful acts and legal defense coverage, which umbrella policies typically address.
Christopher Bergquist at Comparion Insurance Agency offers umbrella liability coverage designed to extend beyond standard policy limits for Springfield residents and businesses. Service includes reviewing existing home and auto policies to identify coverage gaps and recommending appropriate umbrella amounts. Maintenance involves annual policy reviews to adjust limits as assets or risk exposures change. The agency provides this personal liability protection for single-family homes, apartment complexes, retail storefronts, and area restaurants.
Comparion Insurance Agency in Springfield, Massachusetts, is known for providing personalized umbrella insurance policies that extend liability coverage beyond standard home and auto limits. Its service range includes assessing individual risk exposures and tailoring higher coverage limits to protect assets from major claims or lawsuits. The agency guides clients through the intricacies of excess liability, helping them secure financial safeguards for unforeseen incidents. As a specialty service, it can also add on worldwide liability coverage for personal activities and property ownership.
CHI Insurance Agency Inc. serves local homeowners, small businesses, and property managers in Holyoke, MA who require personal umbrella liability coverage beyond standard policy limits. Its agents help clients address potential gaps in asset protection by arranging higher liability ceilings. The company also guides landlords and commercial operators in structuring broader defense coverage for lawsuits. In addition, CHI Insurance Agency Inc. extends its umbrella insurance services to neighboring communities throughout the greater Springfield metro area.
Serving Springfield, Massachusetts, and the surrounding Pioneer Valley communities, Glen Gauthier at Comparion Insurance Agency provides umbrella insurance policies that extend liability coverage beyond standard home and auto limits. This brokerage handles excess liability protection, helping clients safeguard their assets against major claims or lawsuits. For a typical job, the agent reviews a client’s existing policies and personal risk factors to recommend appropriate umbrella coverage limits, then coordinates the policy to layer atop their underlying insurance.
David Fesko at Comparion Insurance Agency in Springfield, MA, assists clients by offering both one-time policy setups for new assets and recurring annual reviews for existing coverage. As an umbrella insurance specialist in this region, the agent provides a layer of liability protection that extends above standard homeowners and auto policies. This extra coverage helps shield personal assets from major claims or lawsuits. Service for clients is generally scheduled on an as-needed basis, depending on individual risk changes or policy renewal dates.
Alban Insurance Agency serves homeowners, businesses, and property managers throughout the Springfield, MA area by offering umbrella insurance policies designed to provide extra liability coverage beyond standard limits. This additional layer of protection helps shield assets against large claims or lawsuits that could otherwise jeopardize financial security. The agency works with clients to assess their individual exposures and secure appropriate policy limits. Alongside Springfield, it also covers the neighboring community of West Springfield and other parts of the broader Pioneer Valley metro region.
As Springfield residents prepare for the unpredictable New England weather, from heavy snows to spring downpours, local homeowners often seek additional protection beyond standard policies. Amber Barnes at Comparion Insurance Agency specializes in umbrella insurance, which extends liability coverage to safeguard assets from major claims or lawsuits. This type of coverage is particularly useful for property owners who host guests or have pools. The agency first reviews a client’s existing policies to identify coverage gaps. Typically, an initial financial assessment is conducted to determine the appropriate level of additional protection needed.
FR insurance and Benefits LLC, based in Springfield, MA, serves as an umbrella insurance agent offering additional liability coverage that extends beyond standard policy limits. The agency works with clients to safeguard assets against major claims and lawsuits, providing a layer of financial protection for families and individuals. Given the region’s variable weather patterns, the company helps address heightened liability risks associated with seasonal storms and slippery conditions.
Patrick Stoddard at Comparion Insurance Agency provides general insurance coverage in the Springfield area, specializing in umbrella liability policies that extend protection beyond standard home and auto limits. This extra layer of security helps clients manage risks that could exhaust primary insurance payouts. The agency serves a wide range of commercial clients, including professional offices, warehousing operations, and food service establishments.
What Does an a Umbrella Insurance Agent in Springfield Cost?
The cost of an umbrella insurance policy in Massachusetts typically ranges from 150 to 400 dollars per year for one million dollars of coverage. Higher limits of two to five million dollars may cost between 300 and 800 dollars annually. Factors that affect the premium include your driving record property value and number of rental units or recreational vehicles. This is general information and not insurance advice.
About umbrella insurance agents in Springfield
An umbrella insurance agent in Springfield Massachusetts can help you secure extra liability coverage beyond your standard auto or homeowners policy. Massachusetts law requires minimum auto liability limits of 20/40/5 but an umbrella policy provides much higher protection. Local agents understand the specific risks in the Springfield area including winter weather claims and liability from recreational activities.
Frequently Asked Questions
What does an umbrella insurance agent in Springfield do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims exceeding your primary insurance limits. In Massachusetts this policy typically requires underlying auto and homeowners coverage with specific minimum limits. The agent assesses your assets and risk exposure to recommend an appropriate coverage amount.
How much umbrella coverage do I need in Massachusetts?
Most agents recommend at least one million dollars in umbrella coverage but higher amounts are common for those with significant assets. Massachusetts courts have high medical costs and generous liability awards which make extra protection important. Your agent will consider your home value savings and future income when advising on coverage limits.
Do I need underlying insurance to get an umbrella policy in Springfield?
Yes Massachusetts umbrella policies require you to have a base auto and homeowners policy with certain minimum liability limits. Typically you need at least 250,000 per person and 500,000 per accident for auto liability and 300,000 for homeowners liability. Your agent will verify these limits before issuing the umbrella policy.