The top-rated umbrella insurance agent in Waltham, Massachusetts is Stanton Insurance Agency Inc, rated 4.9 stars across 275 reviews. Other highly rated options include Point Insurance - Waltham, AAA Waltham, Acacia Insurance, Inc.. This directory lists 21 umbrella insurance agents serving Waltham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stanton Insurance Agency Inc | 230 2nd Ave | (781) 893-3200 |
| 2 | Point Insurance - Waltham | 570 Moody St | (833) 280-6080 |
| 3 | AAA Waltham | 856 Lexington St | (781) 899-9000 |
| 4 | Acacia Insurance, Inc. | 200 5th Ave Suite 4010 | (508) 653-1600 |
| 5 | AP Intego Insurance Group | 1601 Trapelo Rd # 280 | (888) 289-2939 |
| 6 | Internet Insurance Group, LLC, | 50 Prospect St | (855) 980-5908 |
| 7 | Everett & Sons Ins. Agency, Inc. | 76 Weston St | (781) 893-0885 |
| 8 | WIC Insurance Inc. | 230 2nd Ave #105 | (781) 890-0999 |
| 9 | TRUSTEN INSURANCE AGENCY | 85 River St #2a | (978) 942-0441 |
| 10 | H & K Insurance Agency, Inc. | 271 Waverley Oaks Rd suite 307 | (617) 924-5600 |
Stanton Insurance Agency Inc serves the Waltham, Massachusetts, area and the greater Middlesex County region as an umbrella insurance agent. It assists clients in obtaining liability coverage that extends beyond the limits of standard home and auto policies. This additional protection helps safeguard personal assets against major claims or lawsuits. Its work includes evaluating individual risk profiles for supplementary liability policies on residential property. The agency also advises on broader personal liability protection for multi-vehicle households.
Point Insurance in Waltham serves homeowners, businesses, and property managers seeking added liability protection through umbrella coverage. The agency helps clients secure an extra policy layer that takes effect when standard home or auto limits are exhausted. It assists customers in assessing their personal risk exposure and selecting appropriate coverage levels. Serving Middlesex County and the greater Boston area, the agency also provides services to clients in neighboring Lexington.
AAA Waltham provides personal umbrella liability coverage that extends beyond standard homeowners and auto policies. It offers annual policy reviews and claims assistance to help clients understand coverage gaps and adjust limits as necessary. This agent works with individuals and property owners throughout the area, addressing increased liability risks that standard policies may not fully cover. It services single-family homes, apartments, retail businesses, and restaurants seeking extra protection against major lawsuits or settlements.
Acacia Insurance, Inc., located in Waltham, Massachusetts, provides coverage for umbrella insurance policies, which extend personal liability protection beyond the limits of a homeowner’s or auto policy. Clients may choose a single policy for a specific need, or they may arrange for ongoing coverage that renews each year to maintain consistent liability protection in the local area. Claims support is handled through established processes common to the industry. Service is typically offered on an as-needed basis, allowing clients to request quotes or policy adjustments when their circumstances change.
AP Intego Insurance Group serves Waltham, Massachusetts, and the surrounding communities of the Greater Boston area. The company handles umbrella insurance, which provides extra liability coverage beyond standard home and auto policies to help protect clients from major claims or lawsuits. For each typical client, the agency begins by reviewing existing personal insurance policies to determine appropriate coverage limits. It then recommends an umbrella policy tailored to the individual’s specific asset and risk profile, ensuring a comprehensive layer of financial protection.
Internet Insurance Group, LLC, located in Waltham, Massachusetts, specializes in offering umbrella liability coverage that extends beyond the limits of standard homeowners and auto policies. The company also provides general insurance agent services, helping clients assess their overall risk exposure and secure appropriate protection. A specialty area involves addressing liability gaps that can arise from home-based businesses or rental properties. During the New England winter season, the company frequently assists homeowners with umbrella policies that guard against costly slip-and-fall accidents on icy driveways or walkways.
Everett & Sons Ins. Agency, Inc. in Waltham, MA provides general insurance services to local clients. It extends core coverage by offering umbrella insurance, which adds an extra layer of liability protection beyond standard policy limits. This specialized product helps safeguard assets and offers broader liability safeguards. These policies are available for various commercial sectors, including offices, warehouses, and food service operations.
As winter storms bring heavy snow and ice to Waltham, MA, the risk of slip-and-fall claims or property damage increases for homeowners and small businesses. WIC Insurance Inc. offers umbrella insurance agent services designed to provide additional liability coverage beyond standard policies. This extra layer helps protect local assets and future earnings when a claim exceeds base limits. A thorough review of existing policies and exposure is conducted during the initial risk assessment meeting.
Trusten Insurance Agency serves homeowners and renters in Waltham, Massachusetts, with residential umbrella insurance policies that extend liability protection beyond standard coverage. The agency also helps local business owners secure commercial umbrella policies for added peace of mind. Their service reaches throughout Waltham and the surrounding communities. Clients can count on the agency for follow-up support and policy reviews, ensuring coverage remains current between regular visits or after life changes such as property upgrades.
H & K Insurance Agency, Inc. in Waltham, MA is known for helping clients fill gaps in their standard liability coverage. Its umbrella insurance services extend personal or commercial liability limits above existing auto and homeowners policies, protecting against larger claims and lawsuits. The agency guides clients in selecting appropriate coverage levels to safeguard assets. As a complementary offering, the agency can also assist with evaluating additional layers of excess liability protection for clients with significant risk exposure.
What Does an a Umbrella Insurance Agent in Waltham Cost?
Typical cost for a $1 million umbrella insurance policy in Massachusetts ranges from $150 to $400 per year. A $2 million policy usually costs between $250 and $600 annually. Premiums vary based on your number of vehicles home value and driving record. This is general information not insurance advice.
About umbrella insurance agents in Waltham
An umbrella insurance agent in Waltham Massachusetts helps you secure additional liability coverage beyond your home and auto policies. Massachusetts law requires minimum auto liability limits of 20/40/5 but a personal umbrella policy can provide $1 million or more in extra protection. Local agents understand the specific risks for Waltham residents including property liability and auto accident exposure.
Frequently Asked Questions
What does an umbrella insurance agent in Waltham do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims exceeding your primary insurance limits. This is important in Massachusetts where medical costs and lawsuit settlements can be high. The agent evaluates your assets and risk profile to recommend appropriate coverage levels.
How much umbrella coverage do I need in Massachusetts?
Most agents recommend at least $1 million in umbrella coverage for Massachusetts residents with significant assets. Higher limits of $2 to $5 million are common for homeowners with rental properties or high net worth. The amount you need depends on your total assets including home value savings and future income.
Can I get umbrella insurance if I have a teenage driver in Waltham?
Yes you can get umbrella insurance with a teenage driver but your premium may be higher. Massachusetts law holds parents financially responsible for accidents caused by minor drivers. An umbrella policy provides extra protection for this added liability risk.