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Find Umbrella Insurance Agents Near You in Westfield, MA

Browse umbrella insurance agents serving Westfield, Massachusetts. Updated 2026-07-14.

The top-rated umbrella insurance agent in Westfield, Massachusetts is William J. Mis Insurance Agency, rated 4.3 stars across 73 reviews. Other highly rated options include Greylock Insurance Agency, Blue Cross Blue Shield in Westfield, Wilcox - Dowd Insurance Agency. This directory lists 10 umbrella insurance agents serving Westfield.

Showing 10 umbrella insurance agents in Westfield, MAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1William J. Mis Insurance Agency156 Elm St(413) 568-6111
2Greylock Insurance Agency5 Court St(413) 562-2304
3Blue Cross Blue Shield in Westfield3 Spring St(833) 961-0561
4Wilcox - Dowd Insurance Agency75 Broad St(413) 538-7444
5CHI Insurance Agency Inc.72 Franklin St(413) 562-3604
6SafecoShield Insurance LLC5 E Silver St(413) 345-2122
7Lawler Insurance Agency420 Union St unit e(413) 450-1150
8Berkshire Insurance Group31 Court St #2(866) 636-0244
9Bamford Insurance162 Elm St(413) 568-7890
10Great Term Quotes130 Southampton Rd Ste. 4(800) 931-3229
WJ
156 Elm St
William J. Mis Insurance Agency
Umbrella Insurance Agent · Westfield, MA

William J. Mis Insurance Agency serves the Westfield, Massachusetts area and the surrounding county as a provider of umbrella insurance coverage. This type of policy offers additional liability protection that extends beyond the limits of standard homeowners, auto, or watercraft policies. The agency helps local clients manage their overall risk exposure by adding a broad layer of personal liability defense. It assists with selecting appropriate higher coverage limits and coordinating the policy terms with existing primary insurance plans. The firm handles personal umbrella policies for individuals and families in this region.

GI
5 Court St
Greylock Insurance Agency
Umbrella Insurance Agent · Westfield, MA

Greylock Insurance Agency in Westfield, Massachusetts serves homeowners, businesses, and property managers who need additional liability protection beyond standard policies. Umbrella policies extend coverage limits, offering an added layer of financial security against major claims or lawsuits. The agency works closely with clients to assess their total asset exposure and recommends appropriate coverage amounts. It also provides guidance on how umbrella policies interact with home, auto, and commercial liability plans. The company serves clients throughout Westfield and additionally covers the neighboring communities of Southwick and the wider Greater Springfield metro area.

BC
3 Spring St
Blue Cross Blue Shield in Westfield
Umbrella Insurance Agent · Westfield, MA

Situated in Westfield, this agency serves homeowners, businesses, and property managers seeking extra liability coverage beyond their standard policies. It offers umbrella insurance policies, which provide broad financial protection against major claims and lawsuits such as significant property damage or bodily injury. Clients work directly with agents to assess personal risk levels and find appropriate coverage limits. The agency also extends its services to nearby communities throughout Hampden County, including the surrounding greater Springfield metropolitan area.

WD
75 Broad St
Wilcox - Dowd Insurance Agency
Umbrella Insurance Agent · Westfield, MA

Offering comprehensive umbrella insurance solutions, Wilcox - Dowd Insurance Agency serves clients throughout the Westfield, MA area by providing excess liability coverage that extends beyond standard policy limits. They work with individuals and businesses to design protective plans that address a wide range of liability exposures, helping to safeguard assets from unexpected claims. Regular policy reviews and consultations form a core part of their service approach, ensuring coverage remains aligned with changing needs and industry conditions. Their portfolio includes service to single-family homes, apartments, retail, and restaurants.

CI
72 Franklin St
CHI Insurance Agency Inc.
Umbrella Insurance Agent · Westfield, MA

CHI Insurance Agency Inc. serves the Westfield, Massachusetts area along with the surrounding Pioneer Valley communities. It handles the specialized insurance needs of clients seeking an extra layer of liability protection that goes beyond standard home or auto policies. This additional coverage helps safeguard assets in the event of major claims or lawsuits. The agent works by reviewing a client’s current policies and personal exposures to recommend a suitable additional umbrella limit that fills those specific gaps in coverage.

SI
5 E Silver St
SafecoShield Insurance LLC
Umbrella Insurance Agent · Westfield, MA

SafecoShield Insurance LLC serves Westfield, Massachusetts, and the surrounding communities of Hampden County. It handles umbrella insurance coverage, which provides additional liability protection beyond standard home and auto policies. This type of policy helps clients safeguard personal assets from major claims or lawsuits that exceed their primary limits. In handling a typical job, the agent first assesses each client’s specific liability exposure through a detailed risk review.

LI
420 Union St unit e
Lawler Insurance Agency
Umbrella Insurance Agent · Westfield, MA

Lawler Insurance Agency in Westfield, Massachusetts distinguishes between one-time umbrella liability policies for single high-net-worth incidents and recurring annual coverage that protects ongoing assets and future earnings. This supplemental insurance extends beyond standard home and auto policy limits, safeguarding policyholders from major lawsuits or claims. Umbrella Insurance Agent services in this area typically involve evaluating personal risk exposure and recommending appropriate coverage thresholds. Service runs on a one-time basis for initial policy setup, with scheduled annual policy reviews to adjust coverage as assets or liabilities change.

BI
31 Court St #2
Berkshire Insurance Group
Umbrella Insurance Agent · Westfield, MA

Berkshire Insurance Group in Westfield, Massachusetts, specializes in securing umbrella liability policies that offer extended coverage beyond standard home and auto limits. It generally works with clients to protect personal assets against major claims and lawsuits. These supplementary policies help cover legal costs and damages up to higher policy ceilings. During the rainy spring season, when liability from icy walkways or property damage claims may rise, the company focuses on ensuring residents have adequate additional protection in place.

BI
162 Elm St
Bamford Insurance
Umbrella Insurance Agent · Westfield, MA

For occasional liability gaps, a personal umbrella policy offers a one-time financial safeguard; for ongoing risk management, recurring policy reviews ensure consistent high-limit protection such as covering legal defense costs. Serving Westfield, MA, Bamford Insurance acts as an umbrella insurance agent, helping clients secure this extra coverage layer over auto and homeowners policies. Service for policy selection and adjustments is available on a one-time, scheduled, or as-needed basis.

GT
130 Southampton Rd Ste. 4
Great Term Quotes
Umbrella Insurance Agent · Westfield, MA

Great Term Quotes provides specialized liability coverage beyond standard home and auto policies. As an umbrella insurance agent in Westfield, MA, the agency helps clients secure additional financial protection against major claims and lawsuits. It serves local homeowners, drivers, and small business owners seeking to safeguard personal assets. General services include policy evaluations and customized risk assessments to ensure adequate liability limits. This assistance proves particularly valuable during winter months, when icy conditions often lead to slip-and-fall accidents on residential or commercial property.

What Does an a Umbrella Insurance Agent in Westfield Cost?

In Massachusetts, a 1 million dollar umbrella insurance policy typically costs between 150 and 300 dollars per year. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Costs vary based on your risk profile, number of properties, and underlying policy limits. This is general information and not insurance advice.

About umbrella insurance agents in Westfield

An umbrella insurance agent in Westfield Massachusetts helps you secure additional liability coverage that goes beyond your home and auto policies. Massachusetts law requires minimum auto liability limits, but a personal umbrella policy can provide extra protection against lawsuits and large claims. Local agents understand the specific risks for homeowners and drivers in Hampden County.

Frequently Asked Questions

What does an umbrella insurance agent in Westfield do?

An umbrella insurance agent helps you purchase a personal liability policy that covers claims exceeding your underlying home or auto insurance limits. They review your assets and risks to recommend appropriate coverage amounts. In Massachusetts, umbrella policies typically require minimum underlying limits of 250,000 per person for bodily injury.

Who needs umbrella insurance in Massachusetts?

Anyone with significant assets, a swimming pool, a dog, or a high risk of being sued should consider umbrella insurance. Massachusetts has a high cost of living and litigation risk, making extra liability protection valuable for homeowners, landlords, and drivers. Even renters with savings may benefit from this coverage.

How much umbrella coverage should I get in Westfield?

Most agents recommend at least 1 million dollars in umbrella coverage for Massachusetts residents. The amount depends on your net worth, income, and potential liability exposure. Your agent can help calculate a suitable limit based on your personal situation.

Umbrella Insurance Agents in Other Massachusetts Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.