The top-rated umbrella insurance agent in Bend, Oregon is The Insurance Connection, rated 4.9 stars across 516 reviews. Other highly rated options include Ryan Walker - State Farm Insurance Agent, EPIC Insurance Brokers & Consultants, Brown & Brown. This directory lists 20 umbrella insurance agents serving Bend.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Insurance Connection | 593 NE Azure Dr # 2 | (541) 389-1485 |
| 2 | Ryan Walker - State Farm Insurance Agent | 822 SE 3rd St | (541) 640-8080 |
| 3 | EPIC Insurance Brokers & Consultants | 320 SW Upper Terrace Dr Suite 104 | (541) 382-4211 |
| 4 | Brown & Brown | 360 SW Bond St Suite #120 | (541) 382-1611 |
| 5 | Mountaintop Insurance Solutions | 1001 SW Disk Dr Ste 250 | (541) 641-8886 |
| 6 | People's Insurance | 195 SE 3rd St | (541) 323-7283 |
| 7 | Farmers Insurance - Clint Bawcom | 516 SW 13th St UNIT 101 | (541) 924-1222 |
| 8 | Northwestern Insurance Group | 20980 Sunset Pl | (541) 323-4922 |
| 9 | Juniper Insurance | 19855 4th St Suite 106 | (541) 226-3590 |
| 10 | Inszone Insurance Services | 1201 NW Wall St | (541) 382-7772 |
The Insurance Connection serves the Bend area and surrounding Deschutes County, providing specialized umbrella insurance agent services. Umbrella insurance offers extra liability coverage that goes beyond the limits of standard auto or homeowners policies. This type of policy helps protect personal assets in the event of a major lawsuit or accident. For residents and small business owners in this community, these policies can provide needed peace of mind. The company handles personal umbrella liability plans and commercial excess liability coverage for local clients.
Ryan Walker - State Farm Insurance Agent in Bend, Oregon, offers umbrella insurance services, providing additional liability coverage beyond standard policies. Service plans include policy reviews to evaluate clients’ current assets and risk exposure, along with adjustments to coverage limits as personal circumstances change. Maintenance plans involve annual policy assessments and updates to ensure consistent protection. The agency serves a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
EPIC Insurance Brokers & Consultants serves local homeowners, businesses, and property managers in Bend, Oregon, who require personal or commercial umbrella liability coverage. The agency helps clients secure additional layers of protection beyond standard policy limits, offering guidance on coverage options for rental properties and general liability exposures. Their work focuses on assessing individual risk profiles and connecting clients with suitable excess liability solutions from established carriers. The firm also extends its services to clients in the neighboring city of Redmond and throughout Deschutes County.
Brown & Brown offers both one-time and scheduled policy reviews for umbrella insurance in Bend, Oregon, with coverage extending beyond standard auto and homeowners policies. This liability layer protects assets against major claims, such as accidents resulting in serious injury or property damage. Clients in Central Oregon can benefit from advice tailored to local wildfire and recreation risks. Service is provided on an as-needed or annually scheduled basis to accommodate policy changes or life events like property sales.
Mountaintop Insurance Solutions in Bend, Oregon specializes in umbrella insurance agent services to provide extra liability coverage beyond standard policies. It generally works with individuals and families to protect assets against major claims and lawsuits. A typical client may have a home, vehicle, or rental property and needs additional security. The agency assists in preparing for seasonal risks such as winter ice accidents or summer boating incidents that could exceed primary policy limits.
Serving Bend and surrounding Central Oregon communities, People's Insurance functions as a local umbrella insurance agent. The company handles additional liability coverage that extends beyond the limits of a client's standard homeowners or auto policies. This protection is designed to cover serious claims involving property damage or personal injury lawsuits. People's Insurance approaches a typical job by assessing a client's existing primary coverage and recommending an appropriate added layer of excess liability insurance to help protect personal assets.
As winter ice and summer wildfire seasons bring unpredictable liability risks to Central Oregon homeowners and drivers, Farmers Insurance - Clint Bawcom in Bend offers umbrella insurance policies that provide an extra layer of financial protection beyond standard coverage. These policies help safeguard personal assets when a single accident or lawsuit exceeds underlying policy limits. For those managing rental properties or recreational vehicles, this agent can assess unique exposures and recommend appropriate limits. A new client's journey typically begins with a thorough inspection of existing coverage to identify gaps.
Northwestern Insurance Group in Bend, Oregon, provides residential umbrella insurance that extends personal liability protections beyond standard homeowners policies. The agency also delivers commercial coverage for local businesses needing additional liability layers against lawsuits or property claims. Their service area covers Bend and the surrounding central Oregon region, where they help clients coordinate excess liability limits with underlying home, auto, and business policies. Clients often receive follow-up advice on adjusting coverage after major life changes and can return for same-service renewals between regular insurance check-ins.
Inszone Insurance Services in Bend, Oregon, provides essential coverage solutions for individuals and businesses, with a particular specialty in offering umbrella insurance policies that extend liability protection beyond standard policy limits. These policies help safeguard personal assets against major claims or lawsuits. The company can serve a variety of commercial sectors in the area, including offices, warehouses, and food service establishments.
What Does an a Umbrella Insurance Agent in Bend Cost?
Umbrella insurance in Oregon typically costs between 150 and 400 dollars per year for one million dollars in coverage. The price depends on your risk factors such as number of vehicles, property value, and driving record. For two million dollars in coverage, annual premiums often range from 250 to 600 dollars. This is general information and not insurance advice.
About umbrella insurance agents in Bend
Umbrella insurance agents in Bend Oregon help you secure extra liability coverage beyond your auto and homeowners policies. This coverage is especially useful for Oregon residents who own property or have recreational vehicles common in Central Oregon. An agent can explain how an umbrella policy works with Oregon state laws on liability and asset protection.
Frequently Asked Questions
What does an umbrella insurance agent in Bend do?
An umbrella insurance agent in Bend helps you purchase a personal umbrella liability policy. This policy provides additional coverage limits above your existing auto and home insurance. The agent reviews your current policies and recommends a coverage amount that fits your needs.
How much umbrella coverage do I need in Oregon?
The amount of umbrella coverage you need depends on your assets and risk factors. Many agents recommend at least one million dollars in coverage for homeowners with significant equity. Oregon law does not set a minimum umbrella coverage amount, so you should discuss your specific situation with an agent.
Can I add umbrella insurance to my existing policies in Bend?
Yes, you can add umbrella insurance to your existing auto and homeowners policies through a local agent. Most carriers require you to have minimum liability limits on your underlying policies first. Your agent can check if your current insurer offers umbrella coverage or help you find a new carrier.
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