The top-rated umbrella insurance agent in Salem, Oregon is Freeway Insurance, rated 4.9 stars across 309 reviews. Other highly rated options include LeDoux Insurance, Beaver State Insurance Agency, Raven Schreiner - State Farm Insurance Agent. This directory lists 22 umbrella insurance agents serving Salem.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 3405 Commercial St SE Suite 160 | (503) 831-7029 |
| 2 | LeDoux Insurance | 1202 Hawthorne Ave NE | (541) 683-5112 |
| 3 | Beaver State Insurance Agency | 890 Promontory Pl SE | (503) 365-1900 |
| 4 | Raven Schreiner - State Farm Insurance Agent | 4352 Commercial St SE | (503) 364-7752 |
| 5 | Crump Insurance Agency | 4985 Battle Creek Rd SE Suite 106 | (503) 910-9679 |
| 6 | Timothy Miner American Family Insurance | 3000 Market St NE #218 | (503) 588-0641 |
| 7 | The Summit Group of Oregon, LLC | 6446 Fairway Ave SE UNIT 140 | (503) 581-2825 |
| 8 | Qualls Insurance Agency | 1193 Royvonne Ave SE # 14 | (503) 689-8930 |
| 9 | Valley Insurance Professionals | 437 Union St NE | (503) 480-0499 |
| 10 | Ed Clark Insurance | 2295 Liberty St NE | (503) 581-3360 |
Freeway Insurance serves Salem, Oregon, as an umbrella insurance agent. This company provides supplementary liability coverage that extends beyond the limits of standard home and auto policies. It helps protect clients against major claims and lawsuits that could threaten personal assets. Umbrella insurance is especially valuable in areas with high property values or frequent inclement weather. The agency assists customers in securing coverage that fills the gap between their primary insurance limits and potential financial exposure. It handles personal umbrella policies and excess liability protection for residents in the Salem metropolitan area.
LeDoux Insurance provides personal umbrella liability coverage in the Salem area, offering an added layer of protection beyond standard home and auto policies. Their service includes reviewing existing liability limits and recommending appropriate umbrella policies to shield clients from major claims. Regularly scheduled policy reviews help ensure coverage keeps pace with changing assets and risk exposure. They maintain straightforward policy renewal processes, making it simple for clients to adjust coverage as needed. LeDoux Insurance serves single-family homeowners, apartment complexes, local retail businesses, and restaurants within the Salem region.
Beaver State Insurance Agency in Salem, OR provides umbrella insurance for homeowners, businesses, and property managers, offering coverage that extends beyond standard policy limits for major liability claims. This extra layer of financial protection helps safeguard assets and future earnings, addressing broad risks common throughout the Willamette Valley. The agency assists clients in understanding how umbrella policies coordinate with underlying home or commercial coverage. It also serves individuals and organizations in nearby Keizer.
Raven Schreiner - State Farm Insurance Agent serves the Salem, Oregon area and surrounding communities, handling personal umbrella liability insurance policies. This coverage provides an additional layer of protection beyond standard auto and homeowners limits, helping safeguard clients from major claims or lawsuits. For a typical job, the agent reviews the client’s existing policies to identify coverage gaps and recommends an appropriate umbrella limit based on individual asset and risk exposure.
As winter storms sweep through the Willamette Valley, property owners in Salem face the risk of costly liability claims from accidents on slippery driveways or icy walkways. Crump Insurance Agency helps local residents and businesses assess their need for extra liability coverage that goes beyond standard homeowners or auto policies. Their work focuses on matching clients with umbrella insurance policies designed to protect assets in this region. The process typically begins with an initial review of a client’s current coverage and personal liability exposure.
Timothy Miner American Family Insurance in Salem, Oregon provides umbrella insurance agent services through either a one-time policy setup or recurring annual coverage options. Umbrella liability protection extends beyond standard home and auto policies, offering additional financial security against major claims and lawsuits. Policyholders choose scheduled renewal for continuous protection, ensuring their coverage limits remain adequate as personal assets grow. Service for new and existing clients operates on a scheduled basis, with annual policy reviews and updates to reflect changing liability needs.
The Summit Group of Oregon, LLC specializes in umbrella insurance policies, tailoring coverage to exceed base liability limits for homeowners and auto policyholders. This firm provides comprehensive risk management solutions for Salem residents, addressing gaps left by standard insurance with broad personal liability protection. The agency helps local clients navigate complex coverage needs, including protection against lawsuits and significant claims. It is particularly focused on assisting individuals preparing for the increased liability risks of winter holiday gatherings or summer recreational activities.
Qualls Insurance Agency helps clients protect their assets from major liability claims that exceed standard policy limits. The company specializes in securing umbrella insurance coverage, which provides an extra layer of financial protection against lawsuits or catastrophic incidents. This added policy can shield a policyholder’s savings and future earnings. The agency serves commercial clients in the Salem area, including offices, warehouses, and food service establishments, tailoring each umbrella policy to the specific risk profile of the business operation.
Ed Clark Insurance, based in Salem, Oregon, is known for providing umbrella insurance policies that offer additional liability coverage beyond standard home and auto limits. The company serves individuals and families in the region who seek broader protection against major claims. Umbrella insurance agents typically handle policies that require clients to maintain underlying coverage. Clients can add this extra layer of security for personal assets. A specialty service available is consultation on policy structuring for homeowners with rental properties.
What Does an a Umbrella Insurance Agent in Salem Cost?
Typical umbrella insurance costs in Oregon range from 150 to 400 dollars per year for one million dollars in coverage. Premiums increase with higher coverage limits and additional risk factors. Costs vary by carrier and your personal claims history. This is general information and not insurance advice.
About umbrella insurance agents in Salem
An umbrella insurance agent in Salem Oregon helps you secure extra liability protection beyond standard home and auto policies. Oregon law requires minimum liability limits for auto insurance but umbrella policies can provide an additional layer of security. Local agents understand the unique risks for Salem residents including weather related claims and recreational activities in the Willamette Valley.
Frequently Asked Questions
What does an umbrella insurance agent in Salem do?
An umbrella insurance agent helps you assess your personal liability risks and find a policy that covers claims above your existing home and auto insurance limits. They guide you through Oregon specific coverage options and policy requirements.
How much umbrella coverage do I need in Oregon?
Most Oregon agents recommend at least one million dollars in umbrella coverage but the right amount depends on your assets and lifestyle. Factors like property value and recreational vehicles can increase your recommended limit.
Can I buy umbrella insurance without a home or auto policy in Oregon?
No you must have an underlying home or auto insurance policy with minimum liability limits to qualify for an umbrella policy in Oregon. Your agent will verify these base policies before issuing the umbrella coverage.
Umbrella Insurance Agents in Other Oregon Cities
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