The top-rated umbrella insurance agent in Redmond, Oregon is Jake Waardenburg - State Farm Insurance Agent, rated 5.0 stars across 252 reviews. Other highly rated options include AIC Insurance - Redmond - Bend, Cheri Towery: Allstate Insurance, Graybeal Group, Inc. This directory lists 17 umbrella insurance agents serving Redmond.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jake Waardenburg - State Farm Insurance Agent | 1421 S Hwy 97 Ste B | (541) 504-5555 |
| 2 | AIC Insurance - Redmond - Bend | 847 SW 6th St | (541) 504-1822 |
| 3 | Cheri Towery: Allstate Insurance | 141 NW 6th St Ste A | (541) 548-1416 |
| 4 | Graybeal Group, Inc | 1935 S Hwy 97 | (541) 504-2134 |
| 5 | Brian Myers - State Farm Insurance Agent | 314 SW 7th St | (541) 516-6010 |
| 6 | Farmers Insurance - Patrick Kirby | 711 SW 10th St | (541) 548-0127 |
| 7 | Joe Lochner - State Farm Insurance Agent | 123 SW 5th St | (541) 548-6023 |
| 8 | Tony Cook - COUNTRY Financial Agent | 703 SW 8th St | (541) 504-1227 |
| 9 | Jose Gonzalez American Family Insurance | 651 NW 6th St D | (541) 504-7900 |
| 10 | Farmers Insurance - Jerry Burger ur new agent | 1000 SW Indian Ave | (541) 548-8194 |
Jake Waardenburg - State Farm Insurance Agent serves the Redmond, Oregon, area as a provider of umbrella insurance policies. This coverage offers an extra layer of liability protection beyond standard auto or homeowners limits, helping to safeguard personal assets against major claims or lawsuits. The agency assists clients in assessing their overall risk exposure and coordinating umbrella coverage with existing policies. Specific services include advising on liability gaps and tailoring a policy’s liability limits to an individual’s property holdings and lifestyle.
AIC Insurance - Redmond - Bend offers comprehensive umbrella liability coverage that extends beyond standard policy limits. Its service plans include customized risk assessment to determine appropriate extra protection layers, with annual policy reviews to adjust coverage as financial landscapes change. Proactive loss-prevention guidance is provided through consultations focused on residential and commercial exposures. This Redmond-based agency services an area that includes single-family homes, apartments, retail storefronts, and local restaurants across Central Oregon.
Homeowners, businesses, and property managers in Redmond, Oregon turn to Cheri Towery: Allstate Insurance for umbrella insurance. This local agent helps clients increase their liability coverage beyond the limits of standard policies. Such protection is essential for guarding assets against major claims or lawsuits. The agent assists area residents in understanding how an umbrella policy integrates with auto and homeowners insurance to provide a broader safety net. Coverage also extends to clients in the nearby community of Prineville.
Serving Redmond, Oregon, and the surrounding communities of Central Oregon, Graybeal Group, Inc handles umbrella insurance policies. These policies extend liability coverage beyond the limits of standard home and auto policies, helping to protect clients from major claims and lawsuits. The company works with individuals to find appropriate coverage based on their assets and potential risks. To handle a typical job, it evaluates the client’s existing policies and personal liability exposure to identify a suitable layer of additional protection.
For umbrella insurance clients in Redmond, Oregon, homeowners typically choose between a one-time policy review or recurring annual adjustments with an agent. Brian Myers - State Farm Insurance Agent helps individuals secure general liability coverage that extends beyond standard home or auto policy limits. This extra layer protects assets against major claims or lawsuits. For local homeowners, umbrella insurance often covers incidents not fully addressed by underlying policies. Service is available on an as-needed basis, whether for a single consultation or periodic policy updates when personal circumstances change.
Farmers Insurance - Patrick Kirby offers umbrella insurance coverage to protect Redmond residents beyond standard policy limits. This service addresses gaps in liability protection, covering excess claims when underlying policies reach their cap. It also works alongside auto and homeowners insurance to provide broader financial security. The agency assists clients in Central Oregon with evaluating their full risk profile. During wildfire season or after a major winter storm, residents often seek this extra layer to safeguard assets against unexpected liability costs.
When heavy snow and ice from Redmond winters create hazardous conditions, Joe Lochner - State Farm Insurance Agent helps residents understand how umbrella policies can cover liabilities that exceed standard coverage limits. Serving the Redmond area as an umbrella insurance agent, Joe Lochner focuses on protecting homeowners from major financial losses resulting from accidents on their property or other unexpected events. The initial step involves scheduling a personal consultation to review existing policies and discuss how an umbrella plan could fill important gaps.
Tony Cook - COUNTRY Financial in Redmond, Oregon provides financial protection through general services tailored to individuals and businesses. Its specialty add-ons include umbrella insurance, which extends liability coverage beyond standard policy limits for unforeseen claims or lawsuits. This added layer can help safeguard personal assets when underlying policies reach their caps. The agency serves a range of commercial sectors, including offices, warehouses, and food service operations, where higher liability risks often necessitate broader coverage.
Jose Gonzalez American Family Insurance in Redmond, Oregon, is an umbrella insurance agent known for providing extra liability coverage that extends beyond standard home or auto policies. Its service range includes helping clients protect their assets from major claims and lawsuits. Umbrella insurance agents in this area typically focus on safeguarding personal wealth and future income. A specialty service this agent can add on is excess liability coverage specifically designed for rental properties owned by the policyholder.
What Does an a Umbrella Insurance Agent in Redmond Cost?
In Oregon umbrella insurance typically costs between 150 and 300 dollars per year for 1 million dollars of coverage. Premiums can be higher if you have multiple properties or high risk factors. Costs vary by insurer and your personal risk profile. This is general information not insurance advice.
About umbrella insurance agents in Redmond
Umbrella insurance provides extra liability coverage beyond your auto or homeowners policy. In Redmond Oregon this type of policy can help protect your assets from large claims or lawsuits. Local agents can explain how Oregon law affects coverage limits and policy requirements.
Frequently Asked Questions
What does umbrella insurance cover in Oregon?
Umbrella insurance covers liability claims that exceed your underlying policy limits. This includes bodily injury property damage and personal injury lawsuits. Oregon law does not require umbrella insurance but it can be valuable for high net worth individuals.
How much umbrella coverage do I need in Redmond?
Most agents recommend at least 1 million dollars in umbrella coverage. Your specific needs depend on your assets income and risk factors. A local agent can help you evaluate your situation and choose an appropriate limit.
Can I get umbrella insurance without a homeowners policy in Oregon?
No you must have an underlying homeowners or auto policy to qualify for umbrella insurance. The underlying policy must meet minimum liability limits set by the insurance company. Oregon law does not set specific underlying limits for umbrella policies.
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