The top-rated umbrella insurance agent in New Berlin, Wisconsin is MM Insurance Assoc Inc, rated 5.0 stars across 90 reviews. Other highly rated options include American Advantage - Petersen, NexGen Risk Solutions, Inc., Insurance Associates of America. This directory lists 11 umbrella insurance agents serving New Berlin.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | MM Insurance Assoc Inc | 15885 W National Ave Ste 300 | (262) 754-4736 |
| 2 | American Advantage - Petersen | 14785 W National Ave | (262) 432-0789 |
| 3 | NexGen Risk Solutions, Inc. | 16735 W Greenfield Ave | (217) 627-6992 |
| 4 | Insurance Associates of America | 17500 W Liberty Ln | (262) 754-5252 |
| 5 | HNI Risk Services of Wisconsin | 16805 W Cleveland Ave | (262) 782-3940 |
| 6 | Kutschenreuter Financial Services | 15809 W National Ave | (262) 901-1600 |
| 7 | Bernie Gonzalez Insurance Agency | 16237 W Ryerson Rd Lower | (262) 443-7831 |
| 8 | Wisconsin Preferred Ins Group | 2665 S Moorland Rd #204 | (414) 698-6770 |
| 9 | Anderson's Insurance Associates | 17500 W Liberty Ln | (262) 789-8500 |
| 10 | Marsh McLennan Agency | 2725 S Moorland Rd # 200 | (262) 785-9490 |
MM Insurance Assoc Inc serves the New Berlin, Wisconsin area as an umbrella insurance agent. The company helps homeowners, auto policyholders, and business owners secure additional liability coverage beyond standard policy limits. Its work involves assessing individual risk profiles and recommending appropriate coverage levels to protect assets. Umbrella policies offered here can cover personal injury claims and property damage lawsuits that exceed primary insurance limits. Among the specific services it handles in this area are tailored liability protection for families and supplemental coverage for rental property owners.
American Advantage - Petersen in New Berlin, WI provides personal and commercial umbrella liability insurance to increase a client’s basic coverage limits. Its service plans include a review of underlying home, auto, and watercraft policies to ensure correct excess coverage alignment and a clear explanation of claim scenarios. The agency’s maintenance plans involve periodic policy updates to reflect changes in assets or lifestyle. It services single-family homes, apartments, retail storefronts, and restaurants.
NexGen Risk Solutions, Inc. serves homeowners, businesses, and property managers in the New Berlin area. The firm provides personal and commercial umbrella insurance policies that offer additional liability coverage beyond standard insurance limits. This extra protection can help clients shield their savings and assets from major claims or lawsuits. Each policy is tailored to match the specific risks faced by the client. NexGen Risk Solutions also serves clients in the nearby Waukesha metro area.
Insurance Associates of America serves clients in New Berlin, Wisconsin, and the surrounding Milwaukee-area communities, handling personal umbrella insurance policies that provide additional liability coverage above standard auto and homeowners limits. These policies defend against large claims or lawsuits that could otherwise threaten personal assets such as savings and property. The agency approaches each client’s needs by first reviewing their existing primary insurance coverages, then assessing risk exposure to recommend an appropriate level of added protection.
Clients can choose between a one-time policy review or an ongoing advisory relationship when working with this local umbrella insurance agent in New Berlin, WI. Coverage supplements underlying home and auto policies by extending liability protection beyond standard policy limits, guarding against major claims or lawsuits. This service helps individuals and families manage financial risk from unexpected incidents that exceed primary insurance coverage. Service runs on a one-time, scheduled, or as-needed basis according to each client’s preferences.
Kutschenreuter Financial Services provides umbrella insurance, offering extra liability coverage beyond standard home and auto policies. It serves clients in New Berlin and the surrounding Wisconsin area, helping protect personal assets from major claims and lawsuits. This specialist coverage supports financial security for families and individuals with substantial savings or property. The agency also assists with concerns related to increased winter slip-and-fall risks when icy conditions create greater potential for uncovered medical or legal costs.
As the unpredictable weather of southeastern Wisconsin brings spring storms and sudden hailstorms, Bernie Gonzalez Insurance Agency in New Berlin offers residents a layer of personal liability protection through umbrella insurance. This coverage provides extra limits beyond standard homeowners and auto policies, safeguarding assets against large claims or lawsuits. The agency works with local clients to assess their existing coverage and identify gaps where umbrella protection is needed. An initial consultation reviews property types and individual liability risks to suggest appropriate policy limits for the homeowner in the area.
Wisconsin Preferred Ins Group in New Berlin, WI, provides umbrella insurance policies that extend liability protection beyond the limits of standard homeowners or auto coverage. It specializes in securing additional layers of coverage for individuals and businesses facing higher risk exposure. These added surplus policies help shield assets from costly lawsuits or major claims. The agency serves commercial clients including offices, warehouses, and food service operations, offering tailored liability options for properties with unique operational needs and higher public traffic.
Anderson's Insurance Associates in New Berlin, WI provides residential umbrella insurance for homeowners seeking additional liability protection beyond standard policies. The agency also offers commercial umbrella coverage for local businesses requiring higher policy limits. Serving New Berlin and the surrounding communities, they assist clients in structuring broader liability safeguards. Their agents typically follow up after policy issuance to review coverage adequacy and address questions, ensuring needs are met again during subsequent annual renewals or regular service visits.
Marsh McLennan Agency, based in New Berlin, WI, is known for helping clients protect personal assets through umbrella insurance policies that extend liability coverage beyond standard limits. Its professional team assists individuals and families in evaluating exposure risks and securing appropriate additional protection. Services include consultation on adjusting coverage as assets and circumstances change. As a specialty service, it can also layer personal liability coverage with excess policies for high-net-worth clients.
What Does an a Umbrella Insurance Agent in New Berlin Cost?
The cost of an umbrella insurance policy in Wisconsin typically ranges from 150 to 350 dollars per year for 1 million dollars of coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Actual premiums depend on your driving record, home value, and number of vehicles. This is general information and not insurance advice.
About umbrella insurance agents in New Berlin
Umbrella insurance agents in New Berlin Wisconsin help you obtain personal liability coverage that extends beyond the limits of your home and auto policies. Wisconsin law requires minimum liability limits for auto insurance but does not mandate umbrella coverage. An agent can explain how an umbrella policy can protect your savings and future wages from large lawsuits common in the Milwaukee metro area.
Frequently Asked Questions
What does an umbrella insurance agent in New Berlin do?
An umbrella insurance agent helps you find and purchase a personal umbrella liability policy. This policy provides extra coverage after your home and auto insurance limits are used up. The agent can also advise on coverage amounts based on your assets and risk factors.
How much umbrella coverage do I need in Wisconsin?
Most agents recommend at least 1 million dollars in umbrella coverage for homeowners or vehicle owners. Higher net worth individuals may need 2 to 5 million dollars. Your agent will review your assets and future income to suggest an appropriate limit.
Does Wisconsin law require umbrella insurance?
No, Wisconsin does not require umbrella insurance by statute. However, Wisconsin law does require auto liability coverage of 25 thousand dollars per person and 50 thousand dollars per accident. An umbrella policy can protect you if a lawsuit exceeds those mandatory limits.
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