The top-rated umbrella insurance agent in Oshkosh, Wisconsin is Brett A. Beaulieu LLC: Allstate Insurance, rated 4.9 stars across 303 reviews. Other highly rated options include Algoma Insurance Group LLC, Katie Coppersmith - State Farm Insurance Agent, Shawn Dockry - State Farm Insurance Agent. This directory lists 19 umbrella insurance agents serving Oshkosh.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brett A. Beaulieu LLC: Allstate Insurance | 136 Jackson St # 4 | (920) 233-8460 |
| 2 | Algoma Insurance Group LLC | 2401 Omro Rd | (920) 233-4375 |
| 3 | Katie Coppersmith - State Farm Insurance Agent | 2210 Omro Rd Ste B | (920) 235-9045 |
| 4 | Shawn Dockry - State Farm Insurance Agent | 1040 S Koeller St | (920) 385-1960 |
| 5 | Jirschele Insurance | 923 S Main St Suite D | (920) 966-9500 |
| 6 | Richards Insurance Oshkosh | 48 N Oakwood Rd | (920) 235-1980 |
| 7 | Bock Insurance Agency, Inc. | 2337 Jackson St | (920) 235-5737 |
| 8 | Mitchell Insurance Agency | 1924 S Washburn St | (920) 233-0272 |
| 9 | Alliance Insurance Centers, LLC | 226 N Main St | (920) 426-5292 |
| 10 | All Star Insurance Services | 694 N Main St | (920) 426-2779 |
Brett A. Beaulieu LLC: Allstate Insurance serves the Oshkosh, Wisconsin, area as an umbrella insurance agent. The company provides liability coverage that extends beyond standard policy limits, helping to protect assets from major claims or lawsuits. Such policies are designed to offer additional financial security for local homeowners and drivers. This agency handles supplemental personal liability coverage and consultations tailored to individual risk profiles.
Algoma Insurance Group LLC provides umbrella insurance agent services, offering liability coverage that extends beyond standard policies to protect clients from significant financial losses. The firm assists clients in evaluating their current coverage and determining appropriate supplemental limits for comprehensive protection. It serves a variety of properties throughout Oshkosh, Wisconsin, including single-family homes, apartments, retail establishments, and restaurants.
Katie Coppersmith - State Farm Insurance Agent serves homeowners, small businesses, and property managers in Oshkosh who need personal umbrella liability coverage. This agent helps clients secure an extra layer of protection beyond standard auto and homeowners policies, guarding against major claims and lawsuits. The agency also assists renters and landlords with their coverage needs. Their service area extends to the neighboring community of Neenah and other parts of the Fox Cities metro region.
Serving Oshkosh, Wisconsin, and the surrounding communities, this umbrella insurance agent provides additional liability coverage that extends beyond the limits of standard auto and homeowners policies. It handles claims and legal expenses that can arise from major accidents or unforeseen incidents, offering a broader financial safety net for clients. Each assignment begins with a thorough review of the client’s existing coverage and assets, followed by a careful selection of policy limits to close potential exposure gaps.
For customers choosing umbrella liability protection, Jirschele Insurance in Oshkosh, WI explains that a one-time policy purchase covers a set term, while recurring service allows continuous adjustments to coverage limits as personal assets grow. This type of agent helps individuals secure extra liability coverage beyond standard home and auto policies. Service runs on a one-time or as-needed basis, depending on whether a client needs a single policy or periodic renewals and updates.
Richards Insurance Oshkosh specializes in personal umbrella liability coverage, providing extended protection beyond standard home and auto policies. It serves Oshkosh, WI, by offering supplemental insurance that helps safeguard personal assets against major claims and lawsuits. The agency works closely with clients to review existing limits and identify gaps in coverage. As winter conditions in Wisconsin increase the risk of slip-and-fall accidents on driveways and sidewalks, the agency helps property owners address liability exposures during icy months.
With Oshkosh’s lake-effect weather bringing sudden storms and flood risks each spring, many property owners seek added protection beyond standard homeowners coverage. Bock Insurance Agency, Inc. serves local clients as an umbrella insurance agent, helping them extend liability limits to guard against catastrophic claims. Their process begins with a thorough review of existing policies to identify coverage gaps, followed by a personalized risk assessment to match each client with an appropriate umbrella policy. An initial consultation appointment can be scheduled to begin the inspection step.
Mitchell Insurance Agency provides general insurance services to clients in the Oshkosh area, with a specific focus on offering umbrella insurance policies that extend liability coverage beyond standard homeowner and auto limits. This specialty add-on is designed to protect policyholders from major claims and lawsuits. The firm serves a variety of commercial sectors including local offices, warehouses, and food service establishments, helping them manage broader risk exposures.
Alliance Insurance Centers, LLC provides umbrella insurance coverage for residential clients in Oshkosh, safeguarding personal assets beyond standard policy limits. Commercial umbrella policies are also accessible to area businesses needing additional liability protection. These policies extend to properties throughout the surrounding region. A single comprehensive umbrella plan effectively consolidates extra coverage layers. Policyholders receive follow-up assistance between regular renewal visits to adjust limits as personal or business circumstances shift.
All Star Insurance Services in Oshkosh, WI is known for providing local umbrella insurance agent services that extend liability coverage beyond standard home and auto policies. It helps clients protect savings and future earnings from major claims or lawsuits. The agency serves individuals and families across the region, offering policies that can raise total coverage limits substantially. As a specialty service, it can add on coverage for personal injury claims such as libel, slander, or false arrest, which are often excluded from other plans.
What Does an a Umbrella Insurance Agent in Oshkosh Cost?
Umbrella insurance in Wisconsin typically costs between 150 and 400 dollars per year for 1 million dollars in coverage. Premiums can be higher for multiple properties or high-risk activities. Costs vary by your insurance company, claims history, and coverage limits. This is general information, not insurance advice.
About umbrella insurance agents in Oshkosh
Umbrella insurance agents in Oshkosh help residents secure extra liability protection above their auto and home policies. Wisconsin law requires minimum liability limits for drivers, but an umbrella policy can cover larger claims or lawsuits. Local agents understand the risks specific to the Fox Valley region, such as lakefront property liabilities and winter weather accidents.
Frequently Asked Questions
What does an umbrella insurance agent in Oshkosh do?
An umbrella insurance agent helps you buy a personal liability policy that covers claims exceeding your existing home or auto insurance limits. In Wisconsin, this can protect your assets from large lawsuits, such as those from a car accident on Highway 41 or a slip and fall on icy sidewalks.
How much umbrella insurance do I need in Wisconsin?
Most agents recommend at least 1 million dollars in coverage, but your needs depend on your assets and risk. Wisconsin courts allow judgments for medical bills and lost wages, so higher limits may be wise if you own a home or have significant savings.
Can I get umbrella insurance if I have a rental property in Oshkosh?
Yes, umbrella policies often cover rental properties you own. In Wisconsin, landlords face liability for tenant injuries or property damage. An agent can help you add this coverage to your policy for an additional premium.
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