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Find Umbrella Insurance Agents Near You in Racine, WI

Browse umbrella insurance agents serving Racine, Wisconsin. Updated 2026-07-14.

The top-rated umbrella insurance agent in Racine, Wisconsin is Michelle Christensen - State Farm Insurance Agent, rated 4.9 stars across 334 reviews. Other highly rated options include Compass Insurance Group, Goosehead Insurance - Benjamin Murphy, Samantha Flores Agency LLC American Family Insurance. This directory lists 13 umbrella insurance agents serving Racine.

Showing 13 umbrella insurance agents in Racine, WIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Michelle Christensen - State Farm Insurance Agent5401 Douglas Ave ste d(262) 639-6663
2Compass Insurance Group6021 Durand Ave #600(262) 456-0566
3Goosehead Insurance - Benjamin Murphy927 Main St Suite 1(608) 467-4577
4Samantha Flores Agency LLC American Family Insurance320 Main St(262) 637-4660
5Tree Frog Insurance Services, LLC548 State St(262) 975-2225
6Matthew Cobb American Family Insurance4000 Spring St Ste 2(262) 633-4701
7Martinson Insurance Affiliate of Robertson Ryan Insurance2412 Lathrop Ave(262) 554-1111
8Elite wise Inc. Agency1617 Morton Ave(262) 726-1807
9CRB Insurance500 Wisconsin Ave(262) 884-0900
10Enduring Insurance1442 N Memorial Dr(414) 409-5744
MC
5401 Douglas Ave ste d
Michelle Christensen - State Farm Insurance Agent
Umbrella Insurance Agent · Racine, WI

Michelle Christensen - State Farm Insurance Agent serves Racine, Wisconsin, and the surrounding county with general insurance services. As an umbrella insurance agent, the company helps clients obtain extra liability coverage that extends beyond standard policy limits for added financial protection. This service is designed to safeguard assets against large claims or lawsuits. The agency also assists with evaluating personal risk to determine suitable coverage levels for individuals and families in the Racine area.

CI
6021 Durand Ave #600
Compass Insurance Group
Umbrella Insurance Agent · Racine, WI

Compass Insurance Group provides comprehensive umbrella insurance coverage in Racine, Wisconsin, offering policies that extend liability protection beyond standard auto and home limits. Its service includes policy review and adjustments to match evolving client needs, alongside support for filing excess claims. The agency helps safeguard assets by offering higher coverage tiers for common liability risks. Compass Insurance Group services a variety of properties, including single-family homes, apartments, retail establishments, and restaurants.

GI
927 Main St Suite 1
Goosehead Insurance - Benjamin Murphy
Umbrella Insurance Agent · Racine, WI

Serving the Racine area and its surrounding communities, Goosehead Insurance - Benjamin Murphy handles personal umbrella insurance policies. These policies extend liability coverage beyond standard home and auto insurance limits. This provides important additional financial protection for clients. To assess each client's needs, the agency evaluates their current assets along with potential liability risks. This ensures appropriate coverage levels are recommended. A typical job involves reviewing an existing policy framework, discussing possible coverage gaps with the client, and then securing an umbrella policy that enhances overall protection across multiple lines.

SF
320 Main St
Samantha Flores Agency LLC American Family Insurance
Umbrella Insurance Agent · Racine, WI

Samantha Flores Agency LLC American Family Insurance serves homeowners, businesses, and property managers who need personal or commercial umbrella coverage. It helps clients in Racine, Wisconsin, secure extra liability protection beyond standard policies, safeguarding assets against major claims or lawsuits. The agency discusses coverage gaps and recommends appropriate policy limits for each customer’s specific situation. As an umbrella insurance agent, it assists policyholders in understanding how excess liability layers work with their existing home, auto, or business insurance. This agency also extends its services to nearby Kenosha communities.

TF
548 State St
Tree Frog Insurance Services, LLC
Umbrella Insurance Agent · Racine, WI

Located in Racine, Wisconsin, Tree Frog Insurance Services, LLC offers umbrella insurance through both one-time policy purchases for immediate, high-limit liability protection and recurring service options for ongoing annual coverage adjustments. These umbrella policies provide an additional layer of protection beyond standard home and auto insurance, covering large claims and legal expenses. Service in the area runs on either a scheduled annual review basis or as-needed, depending on each client’s changing coverage requirements and life events.

MC
4000 Spring St Ste 2
Matthew Cobb American Family Insurance
Umbrella Insurance Agent · Racine, WI

Matthew Cobb American Family Insurance provides umbrella insurance agent services in Racine, WI. In this capacity, the company offers supplemental liability coverage that extends beyond the limits of standard homeowners, auto, or watercraft policies. Service includes reviewing clients’ existing coverage to identify suitable policy levels and adjusting the policy structure when personal assets or circumstances change. The agency assists with claims support to help navigate the process for mutual clients involving liability incidents. It services single-family homes, apartments, retail spaces, and restaurants requiring such extended asset protection.

MI
2412 Lathrop Ave
Martinson Insurance Affiliate of Robertson Ryan Insurance
Umbrella Insurance Agent · Racine, WI

As an umbrella insurance agent in Racine, Wisconsin, Martinson Insurance Affiliate of Robertson Ryan Insurance offers specialty liability coverage that extends beyond standard policy limits, providing an extra layer of financial protection for local property owners and businesses. The firm assists clients in securing comprehensive umbrella policies to guard against major claims and lawsuits that could otherwise threaten personal assets. With the increased liability risks from severe seasonal storms or winter slip-and-fall incidents common to the area, this agency helps Racine residents ensure their coverage remains adequate year-round.

EW
1617 Morton Ave
Elite wise Inc. Agency
Umbrella Insurance Agent · Racine, WI

As an insurance agency serving the Racine area, Elite wise Inc. Agency focuses on protecting clients from major financial losses. They specialize in umbrella insurance, which adds extra liability coverage above standard home and auto policies for increased personal asset protection. This layer of security is critical for shielding savings and future income from large lawsuits or claims. Their commercial expertise includes managing unique risk profiles for local offices, arranging comprehensive coverage for warehouse operations, and tailoring policies for food service establishments.

CI
500 Wisconsin Ave
CRB Insurance
Umbrella Insurance Agent · Racine, WI

As the first signs of winter arrive in Racine, residents and small-business owners start evaluating potential property liabilities and weather-related risks. CRB Insurance specializes in connecting policyholders with umbrella coverage that extends liability protection beyond standard home or auto limits. This additional layer safeguards assets, from savings accounts to rental properties, against unexpected claims or lawsuits that exceed primary policy caps. To begin the process, a CRB agent reviews existing policies during an initial assessment, identifying coverage gaps and the necessary umbrella limit for comprehensive financial protection.

EI
1442 N Memorial Dr
Enduring Insurance
Umbrella Insurance Agent · Racine, WI

Enduring Insurance assists homeowners in Racine with residential umbrella policies that provide extra liability protection beyond standard coverage. The agency also serves commercial clients needing broader limits for business-related risks. Their services extend throughout Racine County and surrounding communities in southeastern Wisconsin. Each policy is reviewed carefully to align with the client’s current property and auto exposures. The office welcomes follow-up contact to adjust coverage between regular renewal visits as personal circumstances evolve.

MI
3201 Washington Ave
Marz Insurance Services, LLC
Umbrella Insurance Agent · Racine, WI
(262) 456-0321
marzins.com
KI
3829 N Bay Dr
KABELIS INSURANCE
Umbrella Insurance Agent · Racine, WI
(262) 770-3039
RR
2412 Lathrop Ave
Robertson Ryan Insurance
Umbrella Insurance Agent · Racine, WI
(262) 554-1111
robertsonryan.com

What Does an a Umbrella Insurance Agent in Racine Cost?

A typical personal umbrella insurance policy in Wisconsin costs between 150 and 350 dollars per year for 1 million dollars of coverage. Costs increase with higher limits and additional risk factors like young drivers or multiple properties. Your specific premium depends on your insurance history, assets, and the underlying policies. This is general information, not insurance advice.

About umbrella insurance agents in Racine

An umbrella insurance agent in Racine Wisconsin helps you obtain personal liability coverage that goes above the limits of your home and auto policies. Wisconsin law requires minimum auto liability limits, but an umbrella policy can provide an extra layer of protection for your savings and future earnings. Agents in Racine understand local risks like lakefront property liability and winter slip-and-fall claims.

Frequently Asked Questions

What does an umbrella insurance agent in Racine do?

An agent helps you find and purchase a personal umbrella policy that covers claims above your existing home and auto insurance limits. They assess your assets and recommend appropriate coverage levels based on Wisconsin liability laws.

How much umbrella coverage do I need in Wisconsin?

Most agents recommend at least 1 million dollars in umbrella coverage. The right amount depends on your assets, income, and risk factors like owning a pool or rental property. Wisconsin courts can award large judgments, so higher limits may be wise.

Can I get umbrella insurance if I have a rental property in Racine?

Yes, umbrella policies typically cover personal liability from rental properties you own. Your agent will need details about each property. Wisconsin landlord-tenant laws may affect your risk, so discuss this with your agent.

Umbrella Insurance Agents in Other Wisconsin Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.