The top-rated umbrella insurance agent in West Allis, Wisconsin is Lucent Insurance Group, rated 5.0 stars across 95 reviews. Other highly rated options include Perry Hendricks American Family Insurance, Professional Insurance Programs, American Advantage Insurance Group. This directory lists 11 umbrella insurance agents serving West Allis.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lucent Insurance Group | 2081 S 55th St #3 | (414) 255-7722 |
| 2 | Perry Hendricks American Family Insurance | 7149 W Greenfield Ave | (414) 321-8481 |
| 3 | Professional Insurance Programs | 6737 W Washington St #2360 | (800) 637-4676 |
| 4 | American Advantage Insurance Group | 10923 W Lincoln Ave | (414) 325-2080 |
| 5 | Farmers Insurance - William Masino | 8003 W Lincoln Ave | (414) 545-0110 |
| 6 | Bankers Life | 2448 S 102nd St #170 | (262) 251-6600 |
| 7 | Allistrust Insurance Service | 8616 W Greenfield Ave | (414) 246-1740 |
| 8 | Choice Insurance WI | 10150 W National Ave | (414) 209-5378 |
| 9 | Goetsch Bucholtz, Inc. | 10923 W Lincoln Ave | (414) 321-9100 |
| 10 | Grant & Cohodes Insurance | 10101 W Greenfield Ave #120 | (414) 321-1715 |
Lucent Insurance Group serves West Allis and Milwaukee County as an umbrella insurance agent. It provides additional liability coverage that extends beyond standard auto and homeowners policies. This protection is designed to safeguard personal assets against large claims and lawsuits. The agency helps clients evaluate their existing coverage limits to determine appropriate umbrella insurance needs. It also assists with policy customization for different homeowner scenarios. This includes coordinating coverage with underlying auto and renters insurance policies throughout the area.
Perry Hendricks American Family Insurance in West Allis, WI, provides umbrella insurance agent services designed to extend liability coverage beyond the limits of standard home or auto policies. The agency can help clients with policy evaluations and adjustments to maintain adequate protection as life circumstances change. It assists with claims guidance and coverage options for single-family homes, apartments, retail spaces, and restaurants.
Professional Insurance Programs serves homeowners, businesses, and property managers in West Allis, Wisconsin, seeking supplemental liability coverage beyond standard policy limits. As an umbrella insurance agent, the company helps clients secure extra protection against major claims and lawsuits, covering gaps in auto, home, or business liability policies. They guide policyholders through the process of selecting appropriate coverage levels for financial security. The agency also extends its services to nearby Wauwatosa.
Serving West Allis and the surrounding Milwaukee-area communities, American Advantage Insurance Group works as an agent for umbrella insurance policies. These policies provide extra liability protection beyond standard coverage limits, helping safeguard clients from major claims and lawsuits. The agency typically reviews a client’s existing home and auto policies to identify gaps, then recommends an umbrella policy with the appropriate coverage amount for their asset levels and risk exposure.
Spring in West Allis often brings heavy rains and unexpected liabilities, so homeowners and drivers here turn to Farmers Insurance – William Masino for specialized umbrella insurance coverage. This agency helps local residents and small businesses add an extra layer of liability protection beyond standard home or auto policies. An umbrella policy can shield personal assets from major claims or lawsuits that would otherwise exceed ordinary limits. The process begins with a straightforward assessment of existing policies and individual risk factors during an initial consultation.
For clients requiring liability protection beyond standard policies, Bankers Life in West Allis, Wisconsin offers umbrella insurance coverage designed to increase personal liability limits. Services are available either as a one-time policy purchase for immediate needs or as a recurring annual coverage for ongoing risk management. Policies typically protect assets from major claims such as lawsuits or property damage. Service runs on a one-time or scheduled annual renewal basis.
Allistrust Insurance Service works with clients in West Allis to secure liability coverage that extends beyond standard policy limits. Its primary focus is umbrella insurance, which provides additional protection for individuals and businesses against major claims and lawsuits. This specialty layer of coverage helps safeguard assets from large, unexpected losses that basic policies may not fully cover. The agency serves a range of commercial sectors, including office complexes, warehouse operations, and food service establishments.
Choice Insurance WI, located in West Allis, provides residential umbrella insurance for homeowners seeking extra liability protection beyond standard policies. The agency also assists commercial clients in the greater Milwaukee area with tailored excess coverage for business operations. Serving West Allis and surrounding Wisconsin communities, these policies offer an additional layer of financial security for unexpected incidents. Professional consultations help determine the appropriate coverage limits for each client. Follow-up service is available between regular visits to adjust policies as needs evolve.
Goetsch Bucholtz, Inc. specializes in structuring umbrella liability coverage to fill gaps left by standard auto and homeowners policies in West Allis. The agency also guides clients through general personal liability risks that threaten long-term financial security. For homeowners in the area, it provides focused solutions addressing heightened exposure during seasonal gatherings or extended stays by visiting guests.
Grant & Cohodes Insurance in West Allis, WI, is known for providing personal umbrella coverage that extends liability protection beyond standard policy limits. Serving local homeowners and auto policyholders, the agency helps clients secure an extra layer of financial safety against large claims or lawsuits. Umbrella insurance agents here evaluate existing policies to recommend appropriate elevated coverage amounts. The firm can add on coverage for incidents such as libel, slander, or false arrest not typically included in base policies.
What Does an a Umbrella Insurance Agent in West Allis Cost?
The cost of an umbrella insurance policy in Wisconsin typically ranges from 150 to 350 dollars per year for one million dollars of coverage. Factors that affect the premium include your driving record, number of properties, and whether you have a teenage driver or a dog. Costs vary by case and insurer. This is general information and not insurance advice.
About umbrella insurance agents in West Allis
An umbrella insurance agent in West Allis Wisconsin can help you secure additional liability coverage that goes beyond your auto or homeowners policy limits. Wisconsin law requires minimum auto liability coverage but umbrella policies provide an extra layer of protection for serious accidents or lawsuits. Working with a local agent ensures you understand how Wisconsin liability laws may affect your coverage needs.
Frequently Asked Questions
What does an umbrella insurance agent in West Allis do?
An umbrella insurance agent helps you buy a personal umbrella policy that adds extra liability coverage above your existing home and auto insurance. They assess your assets and risk level to recommend a coverage amount that fits your situation.
How much umbrella coverage do I need in Wisconsin?
Most agents recommend at least one million dollars in umbrella coverage for Wisconsin residents with significant assets. The exact amount depends on your net worth, income, and potential risks like a home pool or teenage driver.
Is umbrella insurance required by Wisconsin law?
No, umbrella insurance is not required by Wisconsin law. However, it is a common way to protect personal assets after you have met the state minimum auto liability requirements of 25000 dollars per person and 50000 dollars per accident.
Umbrella Insurance Agents in Other Wisconsin Cities
Appleton · Beloit · Brookfield · De Pere · Eau Claire · Fond du Lac · Franklin · Green Bay · Greenfield · Janesville · Kenosha · La Crosse · Madison · Menomonee Falls · Mequon