The top-rated workers' compensation insurance agent in Cheshire, Connecticut is Derek Gromko - State Farm Insurance Agent, rated 4.9 stars across 397 reviews. Other highly rated options include Relation Insurance Services, Arisco Insurance Group, HUB International. This directory lists 17 workers' compensation insurance agents serving Cheshire.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Derek Gromko - State Farm Insurance Agent | 366 S Main St | (203) 439-2386 |
| 2 | Relation Insurance Services | 55 Realty Dr # 305 | (203) 250-1006 |
| 3 | Arisco Insurance Group | 55 Elm St Suite 2 | (203) 379-7852 |
| 4 | HUB International | 1520 Highland Ave | (203) 439-2815 |
| 5 | The Newton Agency, LLC: Allstate Insurance | 629 S Main St | (203) 272-2200 |
| 6 | HAI Group | 189 Commerce Ct | (203) 272-8220 |
| 7 | Ellisar Insurance Associates, Inc. | 1781 Highland Ave # 204 | (203) 465-8965 |
| 8 | Anthony Gargano - State Farm Insurance Agent | 558 Maple Ave # 1 | (203) 874-0676 |
| 9 | NEIS, Inc. | 908 S Meriden Rd STE 3 | (203) 272-7270 |
| 10 | Cheshire Insurance and Travels | 1065 S Main St c | (203) 439-8994 |
Derek Gromko - State Farm Insurance Agent serves the Cheshire, Connecticut, area and the surrounding region as a provider of workers' compensation insurance. This agency helps local businesses manage the financial risks associated with workplace injuries and illnesses. Policies generally cover medical expenses, lost wages, and rehabilitation costs for employees. As a dedicated agent, Derek Gromko assists with new policy enrollment, coverage reviews, and claims support.
Relation Insurance Services in Cheshire, Connecticut, helps businesses separate one-time policy setup from recurring premium adjustments and claims administration. As a workers’ compensation insurance agent, the company offers coverage that addresses workplace injury protections required by state regulations, ensuring medical expenses and lost wages are managed. Service arrangements are tailored to each client, with support provided on a scheduled basis to review policy changes and compliance needs.
Based in Cheshire, Arisco Insurance Group serves local businesses seeking workers' compensation policies. The agency helps commercial clients manage payroll classifications and workplace injury coverage. This supports employers in maintaining state-required insurance while protecting their workforce. Arisco Insurance Group works with companies to navigate coverage options that suit their operational needs. It also assists property owners and contractors in the surrounding New Haven metropolitan area.
HUB International in Cheshire, Connecticut provides workers' compensation insurance agent services, including policy placement, risk assessment, and claims assistance. The agency offers ongoing account management to help businesses maintain proper coverage as their needs evolve. By analyzing exposure to workplace injuries, it recommends appropriate coverage limits. The agency services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Serving Cheshire, Connecticut, and the surrounding communities, The Newton Agency, LLC: Allstate Insurance provides workers' compensation insurance solutions. It helps local businesses manage claims for workplace injuries and lost wages through required coverage policies. The agency approaches each client by first reviewing their specific operational risks, then tailoring a policy to meet state compliance requirements while ensuring adequate protection.
HAI Group provides specialized workers' compensation insurance services for local businesses in the Cheshire area, with a focus on managing workplace injury claims and reducing employer liability. It also offers general risk assessment and policy guidance to help companies maintain compliance with Connecticut regulations. Throughout the winter months, the agency assists employers in navigating claims related to slip-and-fall accidents on icy surfaces and snow-covered parking lots.
Local businesses in Cheshire often face seasonal fluctuations in risk that require tailored workers’ compensation coverage. Ellisar Insurance Associates, Inc. helps employers navigate those changing demands by focusing on Connecticut market-specific policies. The agency assesses each workplace’s exposure to injury, ensuring compliance with state regulations and appropriate loss-control recommendations. Coverage options are presented clearly, supporting steady operations through the seasons. An initial on-site inspection of the business premises is scheduled to begin evaluating current safety measures.
Anthony Gargano - State Farm Insurance Agent in Cheshire, CT helps businesses manage their employment-related risk by providing workers' compensation insurance that covers medical costs and lost wages for job-related injuries. The agency customizes policies to address the specific liability exposures each workplace presents. Employers in the area can secure coverage suited for a range of commercial operations, including offices, warehouses, and food service.
As a workers’ compensation insurance agent, NEIS, Inc. helps businesses obtain coverage purchased as a single policy for a specific policy period, rather than offering a recurring subscription. Coverage is tailored to protect a company from costs linked to employee work-related injuries and illnesses. Services include policy analysis, carrier placement, and claims support. NEIS, Inc. serves clients in Cheshire, CT, and surrounding areas. Each service relationship is initiated on a one-time basis per the needs of the business seeking a new policy.
Serving residential clients in Cheshire, Cheshire Insurance and Travels handles workers’ compensation coverage for homeowners employing domestic help. Its commercial policies protect small businesses and independent contractors throughout the local area. The agency connects employers with coverage that meets mandatory state requirements for on-the-job injury benefits in Connecticut. Follow-up consultations ensure policy limits align with current payroll and risk after each renewal cycle, with updates applied between regular service visits.
What Does a a Workers' Compensation Insurance Agent in Cheshire Cost?
Workers compensation insurance costs in Connecticut vary widely. For a small business with low risk, annual premiums may start around $500 to $1,000. For higher risk industries like construction, costs can be $5,000 or more per year. Your agent can give you a personalized quote based on your payroll and classification. This is general information and not insurance advice.
About workers' compensation insurance agents in Cheshire
Workers compensation insurance agents in Cheshire Connecticut help local businesses meet state coverage requirements. Connecticut law requires most employers to carry workers comp insurance for their employees. An agent can explain the specific rules for your industry and help you find a policy that fits your needs.
Frequently Asked Questions
What does a workers compensation insurance agent in Cheshire do?
A workers compensation insurance agent in Cheshire helps you understand Connecticut state requirements and find a policy that meets them. They can explain how premiums are calculated and assist with claims questions. Agents do not provide legal advice but can guide you to the right coverage.
Is workers compensation insurance required for all businesses in Connecticut?
Yes, Connecticut law requires most employers with one or more employees to carry workers compensation insurance. Some exceptions exist for certain sole proprietors and small businesses. An agent can help you determine if you are exempt.
How are workers compensation premiums calculated in Connecticut?
Premiums are based on your payroll, industry classification code, and claims history. Connecticut uses a classification system set by the National Council on Compensation Insurance. Your agent can provide a quote based on your specific business details.
Workers' Compensation Insurance Agents in Other Connecticut Cities
Avon · Berlin · Branford · Bridgeport · Bristol · Danbury · East Hartford · Enfield · Fairfield · Farmington · Glastonbury · Greenwich · Guilford · Hamden · Hartford