The top-rated workers' compensation insurance agent in Farmington, Connecticut is Josh Zelem - State Farm Insurance Agent, rated 4.9 stars across 445 reviews. Other highly rated options include North American Underwriters, Bankers Life, Insurance Alternatives Inc.. This directory lists 14 workers' compensation insurance agents serving Farmington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Josh Zelem - State Farm Insurance Agent | 248 Main St | (860) 404-2952 |
| 2 | North American Underwriters | 16 Spring Ln STE 1 | (860) 674-4000 |
| 3 | Bankers Life | 195 Scott Swamp Rd Ste 2 | (860) 674-0342 |
| 4 | Insurance Alternatives Inc. | 128 Garden St | (860) 677-0553 |
| 5 | Wentworth Insurance | 20 Batterson Park Rd # 120 | (860) 676-3073 |
| 6 | The Beam Agency, LLC | 10 Forest Park Dr #1-RR | (860) 672-1733 |
| 7 | Lindquist Insurance Associates, Inc. | 6 Executive Dr #119 | (860) 224-2413 |
| 8 | Gustafson Agencies Inc | 790 Farmington Ave | (860) 677-0202 |
| 9 | Farmington an Aon Company | 30 Waterside Dr # 527 | (860) 674-0501 |
| 10 | Deming Insurance Inc | 2 Garden St | (860) 677-2621 |
Serving homeowners, landlords, and small to midsize businesses in and around Farmington, Connecticut, this agency provides Workers’ Compensation Insurance to help protect employers against workplace injury claims. Josh Zelem - State Farm Insurance Agent works with clients to secure coverage that meets statutory requirements while addressing individual operational risks. Policy discussions focus on payroll classifications, premium audits, and claims support. The agency also assists property managers and contractors in neighboring communities such as West Hartford and Unionville throughout the greater Hartford metro area.
North American Underwriters serves workers in and around Hartford County, Connecticut, from its office in Farmington. As a workers’ compensation insurance agent, the company helps businesses secure coverage for employee injuries and occupational illnesses. It assists clients in navigating state-specific regulations while managing premium costs and ensuring compliance with Connecticut’s workers’ compensation laws. The agency guides policyholders through the complexities of medical benefits administration and the return-to-work process, handling risk assessment for both small firms and larger employers in the region.
Serving Farmington, Connecticut, and the surrounding communities, Bankers Life provides workers' compensation insurance for local businesses. It handles policies that cover medical costs, lost wages, and rehabilitation for employees injured on the job. The company works to tailor coverage to meet the specific risks of different industries in the area. For each job, it begins with a thorough assessment of a client's operations to identify potential workplace hazards and then secures a suitable policy to mitigate those specific risks.
Insurance Alternatives Inc. offers a range of services as a workers' compensation insurance agent, including policy evaluation, risk assessment, and claims management support for businesses in the Farmington, CT area. The company provides ongoing service plans to help clients maintain compliance with state regulations and adjust coverage as operational needs evolve. Meeting Connecticut’s requirements, it assists in classifying employee roles accurately and reviewing payroll exposures. Its clientele includes single-family home contractors, apartment complex managers, retail store operators, and restaurant owners.
Wentworth Insurance works with businesses of all sizes in Farmington, Connecticut, offering workers’ compensation insurance coverage to help protect employers against the costs of workplace injuries and illnesses. The agency assists clients in managing claims processes and maintaining compliance with state regulations to support operational stability. It also provides ongoing policy reviews to adjust coverage as company needs change. Farmington businesses benefit from representation that understands local industry requirements. The agency additionally serves clients throughout Hartford County and the wider central Connecticut metro area.
For workers’ compensation coverage, businesses may choose either a one-time policy placement for a specific project or an ongoing program that adapts annually to changing payroll and risk. The Beam Agency, LLC in Farmington, CT guides clients through these options to meet Connecticut’s statutory requirements for employee injury protection. The agency evaluates each employer’s classification codes and claims history to secure appropriate coverage from multiple carriers. Service runs on either a one-time basis for a single policy term or as scheduled for recurring renewals and mid-term adjustments.
Lindquist Insurance Associates, Inc. in Farmington, CT offers specialized workers’ compensation insurance agent services, focusing on helping businesses secure appropriate coverage for work-related injuries. It also provides ongoing policy management and guidance to ensure clients meet Connecticut’s compliance requirements. This includes assisting with risk assessment and claims process navigation. During winter months, it helps local companies address the seasonal spike in slip-and-fall exposures that affect their experience modification ratings.
Gustafson Agencies Inc serves businesses in Farmington, Connecticut, and the surrounding communities. It handles workers’ compensation insurance for local employers, covering claims related to job-related injuries and illnesses. The agency assists companies in understanding their coverage requirements and policy options. It works to help clients manage risk and maintain compliance with state regulations. A typical engagement begins with a review of the employer’s operational exposures, followed by tailoring a policy to match those specific workplace needs.
Farmington businesses facing the seasonal uptick in on-site slips or delivery-related strains often turn to Farmington an Aon Company. This workers' compensation insurance agent analyzes liability exposures specific to local office and light-industrial operations. After reviewing payroll reports and safety logs, an initial consultation focuses on coverage gaps in existing policies. Following that discussion, a trained representative schedules a physical inspection of the premises to assess stairwell lighting or material storage hazards.
Deming Insurance Inc operates as a workers’ compensation insurance agent, serving businesses in Farmington and the surrounding area. The agency specializes in tailoring coverage to meet specific industry needs. It helps employers manage claims and reduce workplace risks while ensuring compliance with regional regulations. Commercial sectors that can benefit from its services include local offices, warehouses, and food service operations.
What Does a a Workers' Compensation Insurance Agent in Farmington Cost?
Workers compensation insurance costs in Connecticut typically range from $0.50 to $3.00 per $100 of payroll for low-risk office jobs, and up to $15.00 or more for high-risk construction work. The average premium for small businesses in Farmington is often between $1,500 and $5,000 annually. Actual rates depend on your specific classification codes and claims history. This is general information and not insurance advice.
About workers' compensation insurance agents in Farmington
Farmington businesses need workers compensation insurance to comply with Connecticut state law. A local agent can help you understand coverage requirements under CT General Statutes Section 31-284. They assist with policy selection, payroll classification, and premium audits for employers of all sizes.
Frequently Asked Questions
What are the workers compensation insurance requirements for Farmington employers?
Connecticut law requires almost all employers with one or more employees to carry workers compensation insurance. This includes part-time and seasonal workers. Failure to comply can result in fines and stop-work orders from the state.
How can a workers compensation insurance agent help my Farmington business?
An agent can review your business operations to ensure proper classification codes are used. They also help you compare quotes from multiple carriers and assist with filing claims. They provide guidance on reducing your experience modification factor over time.
What factors affect workers compensation insurance costs in Connecticut?
Costs depend on your industry classification, payroll size, and claims history. Connecticut uses a state-mandated rating system with loss costs set by the National Council on Compensation Insurance. Your agent can explain how your experience modifier impacts your premium.
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