The top-rated workers' compensation insurance agent in Hartford, Connecticut is John Pedraza - State Farm Insurance Agent, rated 4.9 stars across 295 reviews. Other highly rated options include The Hartford, Shimkus, Murphy & Lemkuil, Inc., Travelers Insurance. This directory lists 13 workers' compensation insurance agents serving Hartford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | John Pedraza - State Farm Insurance Agent | 2074 Park St | (860) 233-0019 |
| 2 | The Hartford | 1 Hartford Plaza | (860) 547-5000 |
| 3 | Shimkus, Murphy & Lemkuil, Inc. | 380 New Britain Ave | (860) 249-1396 |
| 4 | Travelers Insurance | Tower Square, One | (888) 564-5043 |
| 5 | Insurance Services of the Northeast LLC | 641 Farmington Ave | (800) 216-2305 |
| 6 | Connecticut Insurance Department | 153 Market St | (860) 297-3800 |
| 7 | Insurance Resource LLC | 84 Hamilton St | (860) 951-0600 |
| 8 | 72 Main Insurance | 72 Main St | (860) 524-9595 |
| 9 | State Farms Insurance | 2074 Park St | (860) 233-0019 |
| 10 | Gallagher Insurance, Risk Management & Consulting | One Financial Plaza, 755 Main St 2nd Floor | (860) 426-6200 |
Serving Hartford County, John Pedraza offers workers’ compensation insurance through State Farm Insurance. This coverage helps local businesses manage employee injury claims and meet state-mandated requirements. As a workers’ comp agent, he assists employers in selecting policies that address payroll levels, industry risks, and regulatory needs. These policies typically cover medical expenses and lost wages for injured staff. Additionally, his agency provides guidance on filing claims and managing risk. For Hartford businesses, he handles both new workers’ compensation enrollments and policy reviews for existing accounts.
The Hartford provides workers' compensation insurance agent services in the Hartford area, assisting businesses in securing coverage for employee injuries and illness. Its service plans focus on helping clients comply with regulations and manage claims effectively. This includes guidance on premium calculations and safety program development. The company maintains these insurance plans by offering periodic policy reviews. It services properties such as single-family homes, apartments, retail stores, and restaurants.
Shimkus, Murphy & Lemkuil, Inc. serves the greater Hartford region and its surrounding communities in Connecticut. The firm focuses exclusively on providing workers' compensation insurance, helping local businesses obtain coverage for work-related injuries and illnesses. It handles policy placement for a range of employers, from small firms to larger commercial operations. To manage a typical job, it first assesses the client's unique risk profile and then matches those needs with appropriate coverage options from multiple carriers.
Insurance Services of the Northeast LLC specializes in securing workers’ compensation insurance policies for businesses in Hartford, CT. It helps local employers navigate coverage requirements, manage claims processes, and control premium costs through tailored policy options. The company works with a range of industries to maintain compliance with Connecticut’s specific insurance regulations. Its expertise proves especially valuable during seasonal hiring peaks or when a workplace injury disrupts normal operations, as it assists with rapid claim filing and premium adjustments.
Connecticut Insurance Department in Hartford, CT provides workers’ compensation coverage for local businesses, distinguishing between one-time policy placement for specific needs and recurring service for ongoing payroll and risk adjustments. This agency specializes in navigating Connecticut’s classification and premium auditing requirements, helping employers comply with state regulations. Service is offered on an as-needed basis for consultations and claims support, with scheduled reviews available for policy renewals and annual experience modification updates to maintain accurate coverage.
As Hartford businesses face the seasonal uptick in construction and delivery work that arrives with the spring thaw, they need reliable payroll classification and medical-mandate guidance. Insurance Resource LLC serves as a workers' compensation insurance agent in this area, advising employers on how policies protect their teams during these busier months. They help local firms navigate Connecticut's specific coverage requirements for workplace injuries and premium audits. An initial consultation at the business site begins the inspection of records and job duties to determine proper policy setup.
72 Main Insurance provides workers’ compensation guidance to employers in Hartford, helping them navigate coverage requirements and risk management strategies unique to Connecticut. The agency can tailor policies that address specific workplace hazards and claims processing needs. Businesses in the area may find support with policy adjustments for seasonal staffing or high-risk tasks. The agency serves commercial sectors including offices, warehouses, and food service operations.
State Farms Insurance in Hartford, CT handles residential workers' compensation coverage for home-based small businesses. They also provide commercial policies for construction, manufacturing, and healthcare employers across the local area. Their agents guide business owners through state-mandated classifications and compliance requirements. After initial policy setup, they assist with annual payroll audits and injury claim reporting. Clients often return between regular visits for policy updates or safety consultation appointments.
What Does a a Workers' Compensation Insurance Agent in Hartford Cost?
The cost of workers compensation insurance in Connecticut varies widely by industry and payroll size. For example, a small office business might pay around $1,000 per year, while a construction company could pay $5,000 or more annually. Rates are set per $100 of payroll and depend on your class code and loss experience. This is general information and not insurance advice.
About workers' compensation insurance agents in Hartford
Workers compensation insurance agents in Hartford help businesses comply with Connecticut state law, which requires most employers to carry coverage. These agents guide you through the process of obtaining a policy that meets the Connecticut Workers Compensation Act standards. They can also advise on classification codes and premium audits specific to Hartford industries like manufacturing and healthcare.
Frequently Asked Questions
Is workers compensation insurance required for all businesses in Hartford Connecticut?
Yes, Connecticut law requires all employers with one or more employees to carry workers compensation insurance. This includes part-time and seasonal workers. Failure to comply can result in fines and stop-work orders.
What does a workers compensation insurance agent in Hartford do?
A Hartford agent helps you compare policies from different carriers to find the right coverage for your business. They explain Connecticut-specific rules, such as the 28-day waiting period for lost wage benefits. They also assist with filing claims and managing your policy over time.
How can I lower my workers compensation insurance costs in Connecticut?
You can lower costs by implementing a workplace safety program and maintaining accurate payroll records. Many Hartford agents can help you qualify for group rating plans or safety credits. Premiums are based on your industry classification and claims history.
Workers' Compensation Insurance Agents in Other Connecticut Cities
Avon · Berlin · Branford · Bridgeport · Bristol · Cheshire · Danbury · East Hartford · Enfield · Fairfield · Farmington · Glastonbury · Greenwich · Guilford · Hamden