The top-rated workers' compensation insurance agent in Middletown, Connecticut is Globe Life American Income Division: Prata Organization, rated 4.9 stars across 2,643 reviews. Other highly rated options include Curt Smith - State Farm Insurance Agent, Caleb Carney - State Farm Insurance Agent, Bafumi Insurance Agency, A Division of World. This directory lists 13 workers' compensation insurance agents serving Middletown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life American Income Division: Prata Organization | 100 Roscommon Dr Suite 308 | (860) 632-0061 |
| 2 | Curt Smith - State Farm Insurance Agent | 134 Main Street Extension STE 300 | (860) 398-6364 |
| 3 | Caleb Carney - State Farm Insurance Agent | 401 Newfield St | (860) 346-4442 |
| 4 | Bafumi Insurance Agency, A Division of World | 59 Broad St | (860) 347-3530 |
| 5 | Get Insured America | 430 Highland Ave #1 | (860) 346-7755 |
| 6 | Valk Insurance Group, Llc: Allstate Insurance | 300 Plaza Middlesex, 203 Main St | (203) 265-0477 |
| 7 | Nationwide Insurance: Dunn Insurance, Inc. | 198 S Main St | (860) 347-4924 |
| 8 | Spark Insurance Agency | 62 Washington St | (860) 294-9054 |
| 9 | NFP, an Aon company | 386 Main St | (860) 346-9661 |
| 10 | Rice, Davis, Daley & Krenz Inc | 50 Washington St | (860) 346-6611 |
Globe Life American Income Division: Prata Organization serves the Middletown, Connecticut area as a workers’ compensation insurance agent. The company helps local businesses secure policies that cover medical expenses and lost wages for employees injured on the job. It also assists employers in managing compliance with state regulations for workplace injury coverage. Services include evaluating a business’s risk profile to recommend appropriate policy limits and advising on claims reporting procedures unique to Connecticut’s workers’ compensation system.
Curt Smith - State Farm Insurance Agent serves homeowners, businesses, and property managers in the Middletown area by offering workers' compensation insurance coverage. This agent provides policies that help local employers meet state requirements and protect their employees in case of job-related injuries. Working with a national insurer, the agency delivers tailored risk solutions for small businesses and commercial property owners. It also serves clients in nearby Meriden and neighboring communities within Middlesex County.
Caleb Carney - State Farm Insurance Agent offers workers’ compensation insurance for businesses in the Middletown, CT area. Its services include policy consultation, coverage analysis, and claims support tailored to local regulations. Routine account maintenance and periodic policy reviews help ensure ongoing compliance and appropriate protection as business needs evolve. This agency assists with policies for single-family homes used as home offices, multi-family apartment buildings, retail stores, and restaurants.
Serving workers in Middletown, Connecticut and the surrounding communities of central Middlesex County, Bafumi Insurance Agency, A Division of World handles all facets of workers' compensation insurance. The agency assists local businesses in selecting policies that provide medical and wage replacement benefits for employees injured on the job. It also addresses state compliance requirements and risk management concerns specific to the region. When handling a typical policy placement, this office first reviews the client’s operational exposures and payroll data to match appropriate coverage from available carriers.
Get Insured America distinguishes between one-time policy placement and recurring service options for ongoing claims management and payroll audits. They help clients comply with Connecticut’s workers’ compensation requirements, advising on coverage levels tailored to specific industry exposures in the Middletown area. As a local agent, they facilitate policy renewals and assist with insurance audits to minimize premium surprises. Their services run on a scheduled basis aligned with each policy term’s renewal cycle and any required audit dates.
As seasonal weather shifts bring new workplace risks in the Middletown area, businesses turn to Nationwide Insurance: Dunn Insurance, Inc. for workers' compensation coverage. This local agency helps employers navigate the complexities of protecting their workforce from job-related injuries and illnesses. They guide clients in selecting appropriate policies that comply with state regulations. Because each commercial operation faces unique liability exposures, the agency tailors its recommendations accordingly. Working with them begins by scheduling a thorough inspection of the insured premises to identify hazards and estimate appropriate premium levels.
Operating from Middletown, Spark Insurance Agency provides workers’ compensation coverage for residential contractors. Commercial policies for area businesses are also handled, with assistance on classification codes and premium audits. The agency serves clients throughout central Connecticut and the surrounding region, addressing risk management needs specific to local industries. After a claim is resolved or a policy renewal is completed, these representatives typically follow up to review any changes in operations before the next regular visit.
Based in Middletown, NFP, an Aon company, acts as a workers' compensation insurance agent, helping employers manage their state-mandated coverage needs. The agency specializes in connecting businesses with policies that provide medical care and wage replacement for employees injured on the job. By working directly with multiple insurance carriers, they can tailor coverage options to fit different operational risks and budgets. They serve a range of commercial sectors, including offices, warehouses, and food service establishments.
Rice, Davis, Daley & Krenz Inc, based in Middletown, CT, is known as a workers' compensation insurance agent serving local businesses. It helps employers navigate state-specific coverage requirements and manage premium costs for injured worker claims. The agency provides policy placement, risk evaluations, and claims assistance to keep commercial operations compliant with Connecticut regulations. For an added service, it offers experience modification analysis to help clients reduce future insurance expenses.
What Does a a Workers' Compensation Insurance Agent in Middletown Cost?
Workers compensation insurance costs in Connecticut vary by industry, payroll, and claims history. Average rates for small businesses range from 1 to 3 dollars per 100 dollars of payroll for low risk jobs, and up to 15 dollars or more for high risk work. Premiums are set by the National Council on Compensation Insurance and approved by the Connecticut Insurance Department. This is general information and not insurance advice.
About workers' compensation insurance agents in Middletown
Workers compensation insurance agents in Middletown Connecticut help local businesses meet state requirements. Connecticut law requires most employers with one or more employees to carry workers comp coverage. An agent can guide you through the process of obtaining a policy that complies with Connecticut General Statutes Title 31.
Frequently Asked Questions
What does a workers compensation insurance agent in Middletown do?
A workers compensation agent helps you find and purchase a policy that meets Connecticut state requirements. They explain coverage options and assist with claims questions. Agents do not provide legal advice but can connect you with resources.
Is workers compensation insurance required in Connecticut?
Yes, Connecticut law requires all employers with at least one employee to carry workers compensation insurance. Sole proprietors and certain family members may be exempt. Failure to carry coverage can result in fines and stop work orders.
How do I choose a workers compensation agent in Middletown?
Look for an agent licensed in Connecticut with experience in your industry. Ask about their familiarity with local Middletown businesses and the Connecticut Workers Compensation Commission. Compare quotes from multiple agents to find suitable coverage.
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