The top-rated workers' compensation insurance agent in Waterford, Connecticut is Acrisure Waterford, CT (SAVA Insurance Group), rated 4.8 stars across 119 reviews. Other highly rated options include Mark Nickerson - GEICO Insurance Agent, Insurance Near Me CT, Smith Brothers Insurance LLC. This directory lists 10 workers' compensation insurance agents serving Waterford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acrisure Waterford, CT (SAVA Insurance Group) | 750 Broad St | (860) 437-7282 |
| 2 | Mark Nickerson - GEICO Insurance Agent | 711 Broad St | (860) 865-2060 |
| 3 | Insurance Near Me CT | 711 Broad St Ext | (860) 440-6000 |
| 4 | Smith Brothers Insurance LLC | 26 Clark Ln | (860) 442-1396 |
| 5 | Nickerson Agency | 711 Broad St Ext | (860) 440-6363 |
| 6 | Bouvier Insurance, A HUB International Company: Waterford | 1020 Hartford Turnpike | (860) 859-9821 |
| 7 | Mikasa Insurance Group, | 567 Vauxhall Street Ext. STE 102 | (860) 612-8000 |
| 8 | Beecher Carlson Insurance Services | 914 Hartford Turnpike | (860) 440-9779 |
| 9 | Ellen Lockwood | 914 Hartford Turnpike #103 | (860) 383-1519 |
| 10 | Swanson Insurance | 210 Boston Post Rd | (860) 443-1500 |
Acrisure Waterford, CT (SAVA Insurance Group) provides a full range of workers' compensation insurance services, including policy placement, claims management support, and risk assessment for local businesses. Its service approach focuses on maintaining coverage tailored to specific industry exposures, with ongoing plan reviews to ensure compliance with Connecticut regulations and changing workforce needs. Policyholders can expect regular audits of their safety protocols and payroll classifications. The agency services a diverse property portfolio that includes single-family homes, apartments, retail spaces, and restaurants throughout the Waterford area.
Mark Nickerson - GEICO Insurance Agent serves the Waterford, Connecticut area, specializing in workers' compensation insurance coverage for local businesses. The agency helps clients secure policies that meet state-mandated requirements for employee injury protection. They assist employers in comparing coverage options tailored to various industry needs. The agency handles policy adjustments for company size changes and claims support for workplace incidents.
Insurance Near Me CT helps businesses, property managers, and contractors in the Waterford area secure workers’ compensation insurance coverage. The agency guides local employers through policy options to meet state coverage requirements, protecting their workforce and operations. It assists with risk management strategies that can reduce workplace injury claims. Services extend to neighboring communities such as New London, offering similar support for employers in that part of southeastern Connecticut.
Smith Brothers Insurance LLC serves the Waterford, Connecticut area and the surrounding communities. It handles workers’ compensation insurance policies for local businesses, focusing on coverage for workplace injuries and medical costs. The company assists employers in meeting state compliance requirements while managing premium costs. It reviews each client’s payroll and risk profile to provide tailored policy options. For a typical job, it conducts a detailed assessment of the business’s operations and loss history, then sources coverage from multiple carriers to find a suitable plan.
Nickerson Agency provides workers’ compensation insurance agent services in Waterford, CT, distinguishing between one-time policy consultations for new businesses and recurring coverage reviews for established employers. The agency helps clients navigate state-mandated insurance requirements, offering guidance on classification codes and claim management to protect local workforces. Their services are offered on an as-needed basis, allowing employers to schedule appointments when policies change, claims arise, or annual renewals require updated coverage adjustments.
Bouvier Insurance, A HUB International Company: Waterford specializes as a workers’ compensation insurance agent, offering tailored coverage to local businesses. It assists employers in obtaining policies that meet state requirements while managing claims effectively. The agency provides ongoing support to reduce workplace risks and control premium costs. For companies in southeastern Connecticut, this guidance becomes particularly valuable during seasonal upticks in construction or manufacturing activity, when injury risks tend to rise and the need for responsive claims handling increases.
As local businesses shift operations with the changing seasons in Waterford, protecting their workforce becomes a priority. Mikasa Insurance Group acts as a workers' compensation insurance agent, assisting employers with coverage that addresses workplace injury risks common to this region. The company helps clients evaluate policies that align with state compliance requirements and financial stability. To begin drafting suitable coverage options for each unique operation, they start by scheduling a thorough assessment of the business premises and documented safety procedures.
Beecher Carlson Insurance Services operates as a workers’ compensation insurance agent in Waterford, Connecticut, specializing in securing coverage for area employers. The firm adds value through risk management consultation, helping businesses control claim costs and improve workplace safety. Its core activity involves analyzing payroll classifications and experience modification factors to tailor policies that meet regulatory requirements arising from local industry risks. This Waterford agent is positioned to work with commercial sectors that lease office space, operate warehouses, or manage food service establishments.
Ellen Lockwood of Waterford, Connecticut assists residents with workers’ compensation insurance for their home-based businesses. For larger commercial operations, the company helps employers secure coverage that meets state requirements. Serving clients throughout the Waterford area, the agency guides businesses through policy selection and claim support. Follow-up services ensure that coverage remains appropriate as a business grows, with repeat assistance available between regular policy reviews to address any workplace changes or new risks.
Swanson Insurance in Waterford, CT is known for helping local businesses secure workers’ compensation coverage that meets state requirements. The agency advises clients on protecting employees from workplace injuries while managing premium costs effectively. Policy consultations address specific industry risks. It also connects employers with loss control resources to reduce claims over time. Additional services include guidance on return-to-work programs to facilitate a smooth recovery for injured staff.
What Does a a Workers' Compensation Insurance Agent in Waterford Cost?
Workers compensation insurance costs in Connecticut vary by industry and payroll. For a small business in Waterford, typical rates range from 1.50 to 3.00 dollars per 100 dollars of payroll for low risk office work. Higher risk industries like construction can cost 10 to 20 dollars per 100 dollars of payroll. Your agent can provide a specific quote based on your business classification and claims history. This is general information and not insurance advice.
About workers' compensation insurance agents in Waterford
A workers compensation insurance agent in Waterford Connecticut can help local businesses meet state mandated coverage requirements. Connecticut law requires nearly all employers with one or more employees to carry workers compensation insurance. An agent can guide you through policy options and ensure compliance with Connecticut General Statutes Section 31-284.
Frequently Asked Questions
What does a workers compensation insurance agent in Waterford do?
An agent helps you find a policy that meets Connecticut state requirements. They explain coverage limits and assist with filing claims. They also help you understand how your premium is calculated based on payroll and industry classification.
Is workers compensation insurance required for all businesses in Waterford Connecticut?
Yes, Connecticut law requires all employers with at least one employee to carry workers compensation insurance. This includes part time and seasonal workers. Sole proprietors and LLC members without employees may be exempt but should still consult an agent.
How can a Waterford agent help with a workers compensation claim?
An agent can help you report an injury to the insurance carrier promptly. Connecticut requires employers to report workplace injuries within 28 days. The agent can also explain your rights and responsibilities under the Connecticut Workers Compensation Act.
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