The top-rated workers' compensation insurance agent in West Haven, Connecticut is Derwin Griffith - State Farm Insurance Agent, rated 4.9 stars across 206 reviews. Other highly rated options include Elsie Encarnacion - State Farm Insurance Agent, Christopher Carucci - State Farm Insurance Agent, Juan Candelaria: Allstate Insurance. This directory lists 11 workers' compensation insurance agents serving West Haven.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Derwin Griffith - State Farm Insurance Agent | 444 Forest Rd | (203) 889-2884 |
| 2 | Elsie Encarnacion - State Farm Insurance Agent | 487A Campbell Ave | (203) 932-0591 |
| 3 | Christopher Carucci - State Farm Insurance Agent | 4 Ocean Ave | (203) 815-1374 |
| 4 | Juan Candelaria: Allstate Insurance | 655 Saw Mill Rd | (203) 934-8100 |
| 5 | Insurance Problem Solvers Llc | 375 Elm St | (203) 933-5800 |
| 6 | Frank Ottens Sr - Aflac Insurance Agent | 17 Knight Ln | (203) 901-3187 |
| 7 | Specialty Insurance | 430 Kelsey Ave #1l | (203) 931-7095 |
| 8 | Heard Insurance Associates | 38 Saw Mill Rd | (203) 937-7886 |
| 9 | Allstate Insurance Company | 655 Saw Mill Rd STE 3 | (203) 934-8100 |
| 10 | Gateway Financial | 776 Boston Post Rd | (475) 202-6348 |
Derwin Griffith - State Farm Insurance Agent serves the West Haven, Connecticut area as a workers compensation insurance agent. The agency assists local businesses with obtaining coverage that meets state regulations and protects employees from workplace injuries. Policies are tailored to various industries common in the metro region. Claims management support helps employers navigate the reporting process. The office handles policy reviews for business owners. It also provides assistance with payroll classification for premium accuracy.
Elsie Encarnacion - State Farm Insurance Agent provides workers' compensation insurance coverage to help employers manage workplace injury risks and meet state requirements. The agency offers policy review and claim support services designed to maintain coverage as business needs change. Businesses in West Haven and the surrounding area can seek assistance with evaluating their liability exposure and adjusting their policies accordingly. The agency services a variety of commercial properties, including single-family homes with employees, apartment complexes, retail stores, and restaurants.
Serving homeowners, small businesses, and property managers in West Haven, Connecticut, Christopher Carucci - State Farm Insurance Agent provides workers’ compensation insurance coverage designed to protect employees and meet state regulatory requirements. As a local agent, he helps clients in this area manage workplace injury risks through standard policies and claims support. The agency also extends its services to neighboring communities such as New Haven, ensuring broader accessibility for employers throughout the greater New Haven metro.
A first-time claim can require a single focused consultation, while managing ongoing workplace injury coverage often calls for scheduled policy reviews and proactive loss-control support. Juan Candelaria: Allstate Insurance, located in West Haven, CT, provides workers’ compensation insurance agent services tailored to local businesses. These services help employers navigate state regulations and secure appropriate coverage for employee medical expenses and lost wages. Support is offered on a scheduled or as-needed basis, depending on the policyholder’s evolving claims and compliance requirements.
Insurance Problem Solvers Llc serves West Haven, Connecticut, and the surrounding New Haven County communities. The agency handles workers' compensation insurance coverage for local businesses seeking to protect their employees from job-related injuries. It addresses policy selection, compliance with Connecticut state regulations, and premium management for small to mid-sized employers. For a typical client, the agency conducts a detailed analysis of the business’s specific operations and risk profile to match it with a suitable carrier policy.
As summer construction projects peak in West Haven, businesses face increased risk of on-site injuries that can disrupt operations and drive up costs. Frank Ottens Sr - Aflac Insurance Agent provides workers' compensation insurance solutions tailored to local employers, helping them meet state coverage requirements while protecting their workforce. The company assists clients in understanding policy options that address both medical expenses and lost wages for injured employees. An initial consultation begins with a review of the business’s current coverage and a walk-through of the workplace to identify potential hazards.
Specialty Insurance in West Haven, CT, functions as a workers' compensation insurance agent, helping local businesses secure coverage for employee workplace injuries and illnesses. This agency assists employers in navigating state-mandated policies and managing the associated costs of claims. Beyond general business insurance, it guides clients toward specialized workers' compensation policies that can be tailored to address the unique risks of specific operational environments. Its clientele commonly includes commercial sectors such as offices, warehouses, and food service operations, each requiring distinct liability considerations for their workforce.
Heard Insurance Associates specializes in workers’ compensation coverage for businesses in West Haven, Connecticut. The agency assists employers in navigating Connecticut’s workers’ compensation requirements and securing policies that address workplace injury risks. It also helps local companies compare coverage options and manage premium costs tailored to their industry exposures. During seasonal hiring or following a workplace incident, the agency advises on claims management and compliance with state regulations to minimize operational disruption and liability.
Allstate Insurance Company, serving the West Haven area, provides workers' compensation insurance coverage tailored for local businesses to manage workplace injury claims and comply with Connecticut regulations. Its agents assess liability exposures and design policies that align with various industry needs within the region. As a standard offering, the agency assists with premium audits and return-to-work program coordination. For added protection, it can include an employer’s liability endorsement on its policies.
Gateway Financial provides workers’ compensation insurance agent services to residential clients in West Haven, Connecticut, helping individuals manage coverage for workplace injuries. The company also extends commercial coverage to area businesses, ensuring compliance with state regulations. Serving the surrounding region, the agent works to match clients with policies tailored to their specific employment needs. After initial enrollment, they offer follow-up assistance and adjustments to coverage between regular visits as circumstances change.
What Does a a Workers' Compensation Insurance Agent in West Haven Cost?
Workers compensation insurance costs in Connecticut are based on your payroll and industry classification code. Rates typically range from 0.50 to 3.00 dollars per 100 dollars of payroll for low-risk office jobs, and up to 15.00 dollars or more for high-risk construction work. The Connecticut Workers Compensation Commission sets loss costs that insurers use to calculate premiums. This is general information and not insurance advice.
About workers' compensation insurance agents in West Haven
Workers compensation insurance agents in West Haven help businesses meet Connecticut state requirements for employee injury coverage. Connecticut law requires most employers with one or more employees to carry workers compensation insurance. A local agent can guide you through the specific classifications and premium calculations that apply to West Haven businesses.
Frequently Asked Questions
What does a workers compensation insurance agent in West Haven do?
A workers compensation insurance agent helps you find the right policy for your business. They explain Connecticut state requirements and help you compare coverage options from different carriers. They also assist with policy changes and renewals.
Is workers compensation insurance required in West Haven Connecticut?
Yes, Connecticut law requires most employers with one or more employees to carry workers compensation insurance. This includes part-time and seasonal workers. Failure to have coverage can result in fines and stop-work orders from the state.
How do I choose a workers compensation insurance agent in West Haven?
Look for an agent licensed in Connecticut who has experience with your industry type. Ask about their knowledge of Connecticut Workers Compensation Commission rules. Check that they can explain how your payroll and classification codes affect your premium.
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