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Find Workers' Compensation Insurance Agents Near You in Cape Coral, FL

Browse workers' compensation insurance agents serving Cape Coral, Florida. Updated 2026-07-14.

The top-rated workers' compensation insurance agent in Cape Coral, Florida is Simily Insurance, rated 4.9 stars across 483 reviews. Other highly rated options include Brightway Insurance, The Seuffert Agency, Chapman Insurance Group, Your Choice Insurance. This directory lists 18 workers' compensation insurance agents serving Cape Coral.

Showing 18 workers' compensation insurance agents in Cape Coral, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Simily Insurance1420 SE 16th Pl Suite #103(239) 210-6900
2Brightway Insurance, The Seuffert Agency814 SW Pine Island Rd #207(239) 214-0055
3Chapman Insurance Group4507 SE 16th Pl(239) 205-2012
4Your Choice Insurance303 NE 3rd Ave #3(239) 201-3844
5GreatFlorida Insurance: Peter Look Phd2125 Santa Barbara Blvd S Unit#2(239) 945-2886
6Univista Insurance2120 Santa Barbara Blvd S #2(239) 443-5468
7LP Insurance Solutions1423 SE 16th Pl # 103(239) 829-0200
8Halbrehder Family Agency601 Del Prado Blvd N #11(239) 772-1287
9Insurance HeadquartersSecond Floor, 1423 SE 16th Pl #204(239) 800-9600
10We Insure - Phil Bohn4706 Chiquita Blvd S Suite 200-W06(239) 326-6570
SI
1420 SE 16th Pl Suite #103
Simily Insurance
Workers' Compensation Insurance Agent · Cape Coral, FL

Serving Cape Coral and the surrounding Lee County area, Simily Insurance acts as a local workers’ compensation insurance agent. The firm assists business owners in securing the mandatory coverage required by Florida law for their employees. It evaluates company payroll, job classifications, and risk exposure to match them with appropriate policies. Beyond initial policy setup, the agency provides ongoing support for audits and claims reporting. Simily Insurance particularly handles policy adjustments for businesses with fluctuating seasonal workforces and helps navigate experience modification rate calculations.

BI
814 SW Pine Island Rd #207
Brightway Insurance, The Seuffert Agency
Workers' Compensation Insurance Agent · Cape Coral, FL

Brightway Insurance, The Seuffert Agency provides workers’ compensation insurance for businesses in the Cape Coral area, focusing on protecting employers from workplace injury claims and related costs. The agency offers ongoing support through policy consultations, claims guidance, and coverage review services tailored to each client’s operational risks. Clients benefit from direct assistance with compliance requirements related to Florida’s workers’ compensation laws. The agency serves a diverse range of commercial property types, including single-family home construction sites, apartment complexes, retail stores, and restaurants.

CI
4507 SE 16th Pl
Chapman Insurance Group
Workers' Compensation Insurance Agent · Cape Coral, FL

Chapman Insurance Group serves Cape Coral, Florida, as a Workers' Compensation Insurance Agent. The company helps local businesses secure vital coverage for work-related injuries and illnesses. It assists employers in navigating state-specific compliance requirements for employee protection. Policy management includes ensuring accurate payroll classification and premium audits. The firm guides clients through risk reduction strategies to lower workplace hazards. Chapman Insurance Group handles policy selection for small contractors as well as larger commercial operations.

YC
303 NE 3rd Ave #3
Your Choice Insurance
Workers' Compensation Insurance Agent · Cape Coral, FL

Your Choice Insurance serves business owners, property managers, and contractors in Cape Coral who need workers’ compensation coverage. It helps local companies navigate Florida’s complex wage-loss and medical benefit requirements while tailoring policies to reduce workplace liability. By assessing each client’s industry-specific risks, the agent works to secure compliant coverage that protects employees. Its services extend regularly to nearby Fort Myers and the broader Lee County metro area.

GI
2125 Santa Barbara Blvd S Unit#2
GreatFlorida Insurance: Peter Look Phd
Workers' Compensation Insurance Agent · Cape Coral, FL

GreatFlorida Insurance: Peter Look Phd serves workers in Cape Coral and the surrounding communities of Southwest Florida. It handles workers' compensation insurance policies for local businesses, ensuring compliance with Florida’s coverage requirements. These policies protect employers from the financial burden of workplace injuries. The agency begins each typical job by assessing a business’s specific risk profile, then matching it with appropriate coverage from available insurers.

UI
2120 Santa Barbara Blvd S #2
Univista Insurance
Workers' Compensation Insurance Agent · Cape Coral, FL

Univista Insurance provides workers’ compensation insurance coverage for businesses in Cape Coral, Florida, helping employers meet state requirements while protecting their workforce. It offers tailored policy options and risk management guidance to reduce workplace injuries and claims. Ongoing service includes assistance with policy renewals, endorsements, and payroll audits to ensure accurate coverage as business needs shift. The firm’s support extends to answering compliance questions and explaining benefit calculations for injured employees. Univista Insurance services a variety of commercial properties, including office spaces, retail locations, restaurants, and single-family home construction sites.

LI
1423 SE 16th Pl # 103
LP Insurance Solutions
Workers' Compensation Insurance Agent · Cape Coral, FL

LP Insurance Solutions in Cape Coral, FL, sets the distinction between one-time consultations and recurring support for workers’ compensation coverage. For a single service, the agent reviews current policy options and answers immediate questions. Ongoing arrangements involve annual policy reviews, claim assistance, and proactive audits of business risk. Coverage is tailored to local industries, addressing Florida’s specific regulatory requirements for employee injury protection. Both service models operate on a scheduled basis, typically occurring at renewal periods or when requested by the client for an unforeseen need.

HF
601 Del Prado Blvd N #11
Halbrehder Family Agency
Workers' Compensation Insurance Agent · Cape Coral, FL

Halbrehder Family Agency specializes in securing workers’ compensation insurance for small businesses, contractors, and independent workers in Cape Coral. Their services include policy placement, risk assessment, and assistance with claims reporting. They help employers understand their obligations under Florida’s workers’ compensation laws. As seasonal construction and tourism increase employment, the agency helps local businesses adjust their coverage to accommodate a temporary workforce.

IH
Second Floor, 1423 SE 16th Pl #204
Insurance Headquarters
Workers' Compensation Insurance Agent · Cape Coral, FL
WI
4706 Chiquita Blvd S Suite 200-W06
We Insure - Phil Bohn
Workers' Compensation Insurance Agent · Cape Coral, FL

We Insure - Phil Bohn in Cape Coral, Florida specializes in helping local businesses secure Workers' Compensation Insurance coverage that meets regulatory requirements. The agency also guides employers through policy options designed to protect workers and manage workplace injury claims. Regular consultations assist with compliance and risk assessment. As seasonal industries in Cape Coral experience fluctuating employment, the agency helps businesses adjust their coverage to address changes in payroll and staffing levels during peak tourist or construction periods.

FI
1716 Cape Coral Pkwy E
FLB Insurance Agency
Workers' Compensation Insurance Agent · Cape Coral, FL
(239) 205-1500
flbinsurance.com
OO
4707 SE 9th Pl # 102
Omni One Insurance Agency, by Gifford Carr
Workers' Compensation Insurance Agent · Cape Coral, FL
(239) 541-3777
omnionegc.com
DG
1708 SE 47th St
D. Gates Insurance Group
Workers' Compensation Insurance Agent · Cape Coral, FL
(239) 205-7480
dgatesinsurance.com
CC
4825 Coronado Pkwy #2
Cape Coral Insurance Center
Workers' Compensation Insurance Agent · Cape Coral, FL
(239) 549-6255
ccicins.com
FI
4524 SE 16th Pl UNIT 4
Florida Insurance & Financial Services
Workers' Compensation Insurance Agent · Cape Coral, FL
(239) 317-1040
floridaprotect.com
BF
1634 SE 47th St #1
BEST FLORIDA INSURANCE SERVICES INC
Workers' Compensation Insurance Agent · Cape Coral, FL
(239) 257-2812
bestfloridainsure.com
BI
618 SW 3rd St Suite 115
Bortec Insurance
Workers' Compensation Insurance Agent · Cape Coral, FL
(239) 402-5622
bortecinsurance.com
DT
160 Santa Barbara Blvd S
Del Toro Insurance
Workers' Compensation Insurance Agent · Cape Coral, FL

What Does a a Workers' Compensation Insurance Agent in Cape Coral Cost?

Workers compensation insurance costs in Florida vary by industry payroll and claims history. For a small office business rates might range from 0.50 to 1.50 per 100 dollars of payroll. For construction or high risk industries rates can be 5.00 to 15.00 per 100 dollars of payroll. Each case is different so an agent can provide a personalized quote. This is general information not insurance advice.

About workers' compensation insurance agents in Cape Coral

A workers compensation insurance agent in Cape Coral Florida helps employers meet state requirements under Florida Statute 440. This coverage provides medical and wage benefits for employees injured on the job. Local agents understand the specific risks for Cape Coral businesses in construction marine and service industries.

Frequently Asked Questions

Who needs workers compensation insurance in Cape Coral Florida?

Florida law requires workers comp for most employers with four or more employees. Construction businesses must have coverage if they have one or more employees. A local agent can confirm your specific obligation.

What does a workers compensation insurance agent do in Cape Coral?

An agent helps you choose a policy that meets Florida requirements and fits your business. They explain coverage options assist with payroll classification and help you file claims. They also advise on safety programs to reduce premiums.

How can I lower my workers comp premium in Cape Coral?

You can lower premiums by implementing safety programs maintaining a low claims history and using proper employee classifications. Florida offers a drug-free workplace discount. An agent can review your specific situation for savings.

Workers' Compensation Insurance Agents in Other Florida Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each workers' compensation insurance agent's credentials and current standing with your state Department of Insurance.