The top-rated workers' compensation insurance agent in Cooper City, Florida is Lisa Faina: Allstate Insurance, rated 4.8 stars across 594 reviews. Other highly rated options include Frank Walker - State Farm Insurance Agent, Janet Fernandez - State Farm Insurance Agent, Michael Fernandez - State Farm Insurance Agent. This directory lists 10 workers' compensation insurance agents serving Cooper City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lisa Faina: Allstate Insurance | 2643 N Hiatus Rd | (954) 437-9220 |
| 2 | Frank Walker - State Farm Insurance Agent | 12330 SW 53rd St Suite 711 | (954) 434-2244 |
| 3 | Janet Fernandez - State Farm Insurance Agent | 10600 Griffin Rd Suite 101 | (954) 680-6605 |
| 4 | Michael Fernandez - State Farm Insurance Agent | 10600 Griffin Rd Ste 102 | (954) 900-4077 |
| 5 | Horizons Insurance & Financial Services | 10620 Griffin Rd Suite 103 | (954) 862-1735 |
| 6 | Knight Insurance of Broward | 9112 Griffin Rd | (954) 382-5244 |
| 7 | Dewey Insurance Agency, Inc. | 10620 Griffin Rd #201 | (954) 436-5630 |
| 8 | Advanced Insurance & Financial | 12240 SW 53rd St # 501 | (954) 436-4027 |
| 9 | Insurance Quotes In Florida | 12233 SW 55th St #812 | (877) 408-9497 |
| 10 | Nations Best Insurance | 8779 Stirling Rd | (954) 289-8104 |
Lisa Faina: Allstate Insurance serves Cooper City and the surrounding Broward County area with workers’ compensation insurance agent services. The agency helps local businesses secure coverage that meets state requirements, focusing on policies that protect both employers and employees from workplace injury costs. Risk assessment and claims support are key parts of the client relationship. The office handles policy management and compliance guidance for small to mid-sized employers in this region.
Frank Walker - State Farm Insurance Agent in Cooper City, FL, provides a range of workers' compensation insurance services, including policy selection and claims assistance. The agency offers ongoing support to help clients understand and maintain their coverage and manage workplace injury reports. It serves businesses needing protection for employees against work-related injuries or illnesses. The agency services a variety of properties, including single-family homes, apartments, retail establishments, and restaurants.
Homeowners, businesses, and property managers in Cooper City turn to Janet Fernandez - State Farm Insurance Agent for workers' compensation insurance. The agency helps local employers secure coverage that meets state requirements and protects their workforce. Policies are designed to cover medical expenses and lost wages for employees injured on the job. This agent serves clients throughout Cooper City and also offers services to businesses in the nearby city of Pembroke Pines.
Michael Fernandez - State Farm Insurance Agent serves workers and employers in Cooper City, Florida and the surrounding south Broward County communities. The agency handles workers' compensation insurance policies that provide medical and wage replacement benefits for employees injured on the job. It helps local businesses navigate coverage requirements and claims processes specific to Florida state regulations. The agent evaluates each client’s payroll size, risk exposure, and industry type to recommend an appropriate policy. This systematic assessment allows the agency to match coverage with the operational demands of each workplace.
Horizons Insurance & Financial Services in Cooper City, FL, distinguishes between one-time policy placements for immediate employer needs and recurring service options that manage ongoing coverage adjustments. Workers’ compensation insurance agents here help businesses acquire policies that provide medical and wage replacement benefits for employee work-related injuries. Coverage is customized to comply with state regulations, addressing payroll classifications and claims handling procedures. Service is provided on an as-needed basis, triggered by new policy requests, renewals, or workplace incidents that require coverage amendments.
Knight Insurance of Broward specializes in workers' compensation insurance for local businesses in Cooper City, FL, helping employers secure coverage that meets regulatory requirements. Its general service work includes assessing payroll classifications and managing claims to support injured workers. The agency assists with seasonal fluctuations by adjusting policies to accommodate temporary staffing changes during the busy summer construction period.
As South Florida businesses navigate seasonal shifts in staffing and the inherent risks of manual labor, securing proper coverage becomes essential. Dewey Insurance Agency, Inc., based in Cooper City, helps employers meet their obligations regarding medical costs and lost wages for workplace injuries. The firm reviews each client’s operations to tailor a policy that aligns with Florida’s specific regulatory requirements. The process typically starts by scheduling a workplace inspection for a complete risk assessment.
Advanced Insurance & Financial provides workers' compensation insurance coverage for businesses throughout the Cooper City area, also offering associated financial services for clients who require broader risk management. The agency focuses on helping local employers secure policies that meet state requirements while addressing specific workplace injury liabilities. It works with a range of commercial sectors, including offices, warehouses, and food service operations.
Insurance Quotes In Florida handles workers' compensation insurance needs for residential customers in Cooper City, offering policies that protect home-based employees. The agency also provides commercial coverage for local businesses, ensuring compliance with state requirements throughout the area. Their agents guide clients through policy selection and claims procedures. After an initial policy is set, the agency offers follow-up service to review coverage adjustments between regular visits, helping maintain appropriate protection as business operations evolve.
Nations Best Insurance in Cooper City, Florida is known for guiding local businesses through the complexities of workers’ compensation coverage. The agency helps employers secure policies that meet legal requirements while addressing payroll classifications and industry-specific risks. It provides access to market comparisons and loss control resources designed to reduce workplace injuries. To ensure comprehensive client protection, the firm offers bundled consultation on employer liability exposure.
What Does a a Workers' Compensation Insurance Agent in Cooper City Cost?
Workers compensation insurance costs in Florida vary by industry, payroll, and claims history. Average rates range from about $1.00 to $3.00 per $100 of payroll for low-risk office jobs, and higher for construction or manual labor. Premiums are also affected by experience modification factors. This is general information and not insurance advice.
About workers' compensation insurance agents in Cooper City
Workers compensation insurance agents in Cooper City Florida help businesses meet state coverage requirements. Florida law mandates most employers with four or more employees carry workers comp insurance. Agents assist with policy selection, premium audits, and compliance with Florida Statute 440.
Frequently Asked Questions
Who needs workers compensation insurance in Cooper City Florida?
Under Florida law, any business with four or more employees must carry workers compensation insurance. Construction companies with one or more employees are also required to have coverage. An agent can help determine your specific obligation.
What does a workers compensation insurance agent do for a Cooper City business?
An agent helps you choose a policy that fits your industry and payroll size. They explain Florida rating factors, assist with claims reporting, and review your policy annually to ensure accurate classification codes and premium calculations.
Are there penalties for not having workers comp insurance in Florida?
Yes. Florida can issue a stop-work order and fine employers up to twice the premium they should have paid. Repeat violations may result in criminal charges. An agent can help you avoid these penalties by securing proper coverage.
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