The top-rated workers' compensation insurance agent in Clearwater, Florida is Florida Strategic Insurance, rated 4.9 stars across 575 reviews. Other highly rated options include Achieva Insurance Agency, Bridget Loring - Insurance Concierge Group, Bay Area Insurance Shop, Inc.. This directory lists 19 workers' compensation insurance agents serving Clearwater.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Florida Strategic Insurance | 5830 142nd Ave N | (727) 546-6000 |
| 2 | Achieva Insurance Agency | 4590 Ulmerton Rd Suite 208 | (888) 351-4672 |
| 3 | Bridget Loring - Insurance Concierge Group | 2240 Belleair Rd Suite 260 Suite 260 | (727) 366-7181 |
| 4 | Bay Area Insurance Shop, Inc. | 1452 Court St | (727) 446-4416 |
| 5 | Arrington Insurance of Florida | 1934 Soule Rd | (727) 595-8405 |
| 6 | Dimmitt Insurance | 25191 US Hwy 19 N B | (866) 763-6627 |
| 7 | GreatFlorida Insurance: Mike Lazanis | 1468 Gulf to Bay Blvd | (727) 441-9080 |
| 8 | Single Source Insurance | 1345 S Missouri Ave | (727) 298-0302 |
| 9 | United One Insurance | 1738 Drew St | (727) 351-1111 |
| 10 | Frank Winston Crum Insurance | 100 S Missouri Ave | (727) 799-1150 |
Florida Strategic Insurance serves Clearwater and the greater Pinellas County area as a workers’ compensation insurance agent. The company helps local businesses secure coverage that meets state-mandated requirements, offering guidance on policy compliance and risk management for various industries. By working with multiple carriers in the Florida market, the firm assists employers in finding appropriate plans to protect their workforce. Its services include policy review and premium audit support for businesses seeking to manage their workers’ compensation costs effectively.
Achieva Insurance Agency in Clearwater, Florida, provides workers' compensation insurance solutions, including policy placement and risk management guidance for local businesses. It offers ongoing service plans that involve periodic policy reviews and claims support to help maintain compliance with state regulations. The agency also assists with audits and injury prevention strategies to reduce workplace disruptions. Its services cover a range of properties, including single-family homes under contractor policies, apartments, retail stores, and restaurants.
Bridget Loring - Insurance Concierge Group serves local businesses in Clearwater, Florida, providing workers’ compensation insurance coverage. She helps employers navigate complex policies to protect their workforce from work-related injuries and illnesses. Her guidance ensures companies secure the necessary coverage to meet regulatory requirements and manage risk. This agent assists both small and medium-sized enterprises in understanding their obligations under Florida’s workers’ compensation laws. She also supports property managers who need coverage for their maintenance and groundskeeping employees. Her service area includes the neighboring communities of Largo and Safety Harbor.
Bay Area Insurance Shop, Inc., based in Clearwater, serves businesses throughout Pinellas County and the greater Tampa Bay area. It handles workers’ compensation insurance coverage for employers seeking to protect their employees from job-related injuries and illnesses. The agency assists businesses in navigating Florida’s complex comp requirements, from initial policy selection to compliance with state regulations. By reviewing each client’s payroll, class codes, and claims history, it works to secure appropriate coverage while managing risk exposure and premium costs for the employer.
Arrington Insurance of Florida in Clearwater handles workers' compensation coverage distinctly in two categories: one-time policies for temporary contractors or short-term projects, and recurring policies for businesses with ongoing payroll and steady operations. Their coverage focuses on protecting employers from medical costs and lost wages after a workplace injury, complying with Florida’s regulatory requirements for both sole proprietors and companies with employees. Service runs on either a scheduled basis through regular policy renewals or as-needed for new commercial clients requesting single-project quotes.
Dimmitt Insurance specializes in securing workers’ compensation coverage for local businesses. It assists employers with policy management and compliance to protect their workforce and operations. Located in Clearwater, FL, the agency serves clients navigating Florida’s complex workers’ compensation regulations. When seasonal tourism demands increase, or when a business faces a sudden workplace injury claim, the agency provides guidance to help manage coverage needs effectively.
GreatFlorida Insurance: Mike Lazanis in Clearwater, FL, provides workers' compensation coverage solutions designed to protect local businesses. As a specialized insurance agent, the company assists employers in navigating mandatory workplace injury policies and securing tailored liability protections. The agency focuses on matching each client with appropriate coverage for medical expenses and lost wages. Its expertise extends to assisting businesses across various commercial sectors, including local offices, warehouses, and food service establishments.
As Florida businesses adjust their workers’ compensation coverage each policy renewal season, Single Source Insurance in Clearwater, FL helps local employers secure appropriate plans for their specific industry risks. This agency guides clients through the complex process of handling employee injury claims while ensuring compliance with state regulations. They offer tailored consultations to match coverage with each business’s unique operational needs and help manage premium costs. The assessment process begins with a thorough on-site inspection of workplace conditions to identify potential hazards and recommend proper policy limits.
United One Insurance in Clearwater, FL, is known for helping businesses navigate workers’ compensation coverage requirements. The agency assists local employers in securing policies that meet Florida’s legal mandates for workplace injury protection. Its services include policy selection, claims support, and compliance guidance tailored to regional industries. United One also specializes in customizing experience modification factor reviews to help companies reduce future premium costs.
Frank Winston Crum Insurance assists residents of Clearwater, Florida, with workers' compensation coverage for their home-based businesses. The agency also provides tailored policies for commercial enterprises throughout the surrounding region. A thorough consultation helps identify the specific risk factors and payroll requirements unique to each employer. After a policy is in place, the agency coordinates directly with clients regarding claim reporting and renewals. This ongoing relationship continues smoothly between regular service visits, ensuring coverage adapts to any changes in business operations.
What Does a a Workers' Compensation Insurance Agent in Clearwater Cost?
Workers compensation insurance costs in Florida vary by industry, payroll, and claims history. Rates are set by the National Council on Compensation Insurance and approved by the Florida Office of Insurance Regulation. For a small office business, annual premiums might start around 500 dollars, while construction or high risk industries can cost several thousand dollars per employee. This is general information and not insurance advice.
About workers' compensation insurance agents in Clearwater
A workers compensation insurance agent in Clearwater Florida helps businesses meet state coverage requirements. Florida law requires most employers with four or more employees to carry workers compensation insurance. An agent can explain the specific rules for your industry and help you find a policy that fits your needs.
Frequently Asked Questions
What does a workers compensation insurance agent in Clearwater do?
An agent helps you understand Florida workers compensation laws and find a policy that meets state requirements. They can compare quotes from different carriers and advise on coverage limits. They also assist with policy changes and renewal questions.
Is workers compensation insurance required in Clearwater Florida?
Yes, Florida law requires workers compensation insurance for most businesses with four or more employees. Construction businesses with one or more employees must also have coverage. An agent can confirm if your specific business qualifies for an exemption.
How do I choose a workers compensation insurance agent in Clearwater?
Look for an agent licensed in Florida with experience in your industry. Check their knowledge of Florida statutes like Chapter 440. Ask about their process for handling claims and policy audits. A good agent will explain all options clearly.
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