The top-rated workers' compensation insurance agent in Everett, Massachusetts is Point Insurance - Everett, rated 4.7 stars across 622 reviews. Other highly rated options include Thrust Insurance Agency - Everett, Northeastern Insurance Agency, Sabatino/Mastrocola Insurance Agency. This directory lists 14 workers' compensation insurance agents serving Everett.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Point Insurance - Everett | 1885 Revere Beach Pkwy | (617) 381-6240 |
| 2 | Thrust Insurance Agency - Everett | 2034 Revere Beach Pkwy | (617) 568-3000 |
| 3 | Northeastern Insurance Agency | 743 Broadway | (617) 207-2140 |
| 4 | Sabatino/Mastrocola Insurance Agency | 519 Broadway | (617) 387-7466 |
| 5 | Lucas Borbas - Fox & Bsb Insurance Agency | 369 Broadway | (857) 200-0256 |
| 6 | Angels Insurance Corporation | 425A Broadway | (617) 389-7300 |
| 7 | Sanviti Insurance Agency, Inc. | 699 Broadway | (617) 389-2020 |
| 8 | Francis J La Rovere Insurance | 492 Broadway | (617) 387-9700 |
| 9 | Michael Longo Insurance | 451 Broadway | (617) 387-0619 |
| 10 | Messinger Insurance Inc | 475 Broadway | (617) 387-2700 |
Point Insurance in Everett serves businesses throughout Middlesex County, Massachusetts, as a workers' compensation insurance agent. The agency helps employers secure coverage that meets state requirements while addressing workplace injury risks. By evaluating each client's industry and claims history, they connect companies with appropriate policy options from major carriers. This allows local businesses to manage premiums and maintain compliance with Massachusetts regulations. The firm handles policy renewals and modifications as a business grows. It also assists clients with claims reporting and loss prevention guidance.
Thrust Insurance Agency - Everett provides workers' compensation insurance agent services to local businesses, helping them manage their legal coverage requirements. Its service plans include a thorough review of payroll classifications to ensure accurate premium calculations. Ongoing policy maintenance is conducted to assist with claim filing and compliance with state regulations. The agency serves properties that include single-family homes, apartment buildings, retail stores, and restaurants, addressing the distinct insurance needs for each operation.
Serving businesses, contractors, and property managers throughout the Everett area, Northeastern Insurance Agency provides workers’ compensation insurance coverage. It assists employers in managing the costs and complexities of mandatory workplace injury policies, helping to protect both staff and company assets. The agency works to secure suitable plans for various local industries, with an understanding of the specific risks common to this region of Massachusetts. Services also extend to surrounding communities in Middlesex County and the greater Boston metro.
Sabatino/Mastrocola Insurance Agency serves Everett and surrounding communities in Massachusetts, handling workers' compensation insurance coverage for local employers. It guides businesses through the complexities of state-mandated claims and premium calculations to ensure compliance with regulatory requirements. The agency typically begins each case by reviewing the client’s industry risks and payroll data, then sources policies from multiple carriers to recommend an appropriate option for their unique operational needs.
Lucas Borbas - Fox & Bsb Insurance Agency in Everett, MA, distinguishes between one-time policy quotes, which provide a single rate estimate for a specific job or term, and recurring workers' compensation coverage, which offers continuous protection for ongoing business operations. This insurance covers medical expenses and lost wages for employees injured on the job, as required by Massachusetts state law. Service for obtaining and managing these policies runs on a scheduled basis throughout the policy period, with adjustments available as business needs change.
Angels Insurance Corporation specializes in securing workers’ compensation insurance for businesses operating in the Everett area. It also provides guidance through the complexities of employer liability coverage, ensuring compliance with Massachusetts regulations. The company assists clients with policy selection, premium audit preparation, and claim reporting procedures. For local contractors and manufacturers, it addresses the additional seasonal risks of winter slip-and-fall hazards that often increase workplace injury filings during the colder months.
As the seasons shift in Everett, many area employers face changing risks on their worksites, particularly in construction and manufacturing. Sanviti Insurance Agency, Inc. serves as a workers' compensation insurance agent, helping businesses secure coverage that addresses workplace injury costs. The agency works with local companies to understand their specific industry exposures and policy requirements. A thorough review of the employer’s existing safety protocols and payroll records typically forms the first inspection or initial-assessment step toward a tailored coverage plan.
Francis J La Rovere Insurance provides workers’ compensation insurance guidance for area businesses, focusing on coverage that aligns with state regulations and industry needs. They assist employers in managing risk while maintaining compliance with required workplace protections. This Everett-based agency works with commercial sectors that include offices, warehouses, and food service operations, helping each tailor policies to their specific operational exposures.
Michael Longo Insurance provides workers' compensation insurance coverage to businesses based in the Everett area, handling residential clients first and foremost while also serving commercial operations of varied sizes. The agency works with local employers to secure policies that meet state requirements and protect against workplace injury claims. Serving a broad region around Everett, the company ensures ongoing client support and coordination of policy adjustments between regular scheduled visits to the office.
What Does a a Workers' Compensation Insurance Agent in Everett Cost?
Workers compensation insurance costs in Massachusetts vary by industry, payroll, and claims history. Average rates range from 1.50 to 3.00 dollars per 100 dollars of payroll for low risk office jobs, but can exceed 15 dollars for high risk construction work. Premiums are set by the Workers Compensation Rating and Inspection Bureau of Massachusetts. This is general information and not insurance advice.
About workers' compensation insurance agents in Everett
Workers compensation insurance agents in Everett Massachusetts help businesses secure coverage required by state law. Massachusetts General Law Chapter 152 requires nearly all employers to carry workers comp insurance. An agent can guide you through the process and find a policy that fits your business needs.
Frequently Asked Questions
Do all businesses in Everett need workers compensation insurance?
Yes, Massachusetts law requires all employers with any employees to carry workers compensation insurance. This includes part time and seasonal workers. Failure to have coverage can result in fines and stop work orders.
How can a workers compensation insurance agent help my Everett business?
An agent can explain Massachusetts coverage requirements and help you compare policies from different carriers. They can also assist with payroll classification and premium audits to ensure accurate reporting.
What is the penalty for not having workers comp insurance in Massachusetts?
The Massachusetts Department of Industrial Accidents can issue fines of up to 100 dollars per day for non compliance. The state may also issue a stop work order and pursue criminal charges in severe cases.