The top-rated workers' compensation insurance agent in Framingham, Massachusetts is Breezy Seguros, rated 4.9 stars across 4,297 reviews. Other highly rated options include PTI Insurance Agency, Inc., A-Affordable Insurance Agency, Inc., AAA Framingham. This directory lists 21 workers' compensation insurance agents serving Framingham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Breezy Seguros | 107 Concord St | (508) 603-6777 |
| 2 | PTI Insurance Agency, Inc. | 2 Bishop St | (508) 309-7343 |
| 3 | A-Affordable Insurance Agency, Inc. | 1237 Worcester Rd | (508) 875-7007 |
| 4 | AAA Framingham | 653 Worcester Rd | (508) 875-2000 |
| 5 | Point Insurance - Framingham | 191 Concord St | (508) 875-5600 |
| 6 | Amazonia Insurance | 490 Union Ave | (617) 625-1900 |
| 7 | Tania Blanco Home & Auto Agency | 945 Concord St | (508) 532-8695 |
| 8 | Charles River Insurance | 5 Whittier St 4th floor | (508) 656-1400 |
| 9 | A-Costa Insurance Agency | 2 Franklin Cmns | (877) 257-8586 |
| 10 | Clarke & Frost Ins. Agency | 51 Beacon St | (508) 620-1336 |
Breezy Seguros of Framingham, Massachusetts, is a Workers' Compensation Insurance Agent known for helping local businesses manage their coverage needs. The company serves a range of employers, from small operations to larger firms across various industries. Agents assist with policy selection, compliance with state regulations, and risk management strategies. As a specialty service, the company can add on workplace safety consultation to help reduce claim frequency and improve overall loss control.
PTI Insurance Agency, Inc. serves the Greater Framingham area and surrounding counties as a workers' compensation insurance agent. It assists local businesses in securing coverage that meets state regulations and protects against work-related injury claims. The agency navigates policy options from multiple carriers to find competitive rates for various industries. It also helps with payroll classifications and audit preparation to ensure accurate premium calculations. PTI Insurance Agency handles new business applications and policy renewals for Framingham employers.
A-Affordable Insurance Agency, Inc. serves Framingham and the surrounding MetroWest region of Massachusetts as a Workers' Compensation Insurance Agent. The company assists local employers in securing coverage that meets state-mandated requirements. They work with businesses to obtain policies that protect against workplace injury and illness claims. A-Affordable Insurance Agency offers guidance on payroll classification and premium audit preparation. It also handles policy adjustments for evolving workforce needs in the area.
AAA Framingham provides workers' compensation insurance agency services in the Framingham area, including policy placement and claims assistance. Its service plans cover routine policy reviews and risk management consultations to help businesses maintain compliance with Massachusetts regulations. The company also offers ongoing support for policy modifications and renewal management throughout the year. AAA Framingham services a variety of commercial properties, including single-family homes, apartment complexes, retail establishments, and restaurants.
Point Insurance - Framingham helps businesses in Framingham and the surrounding area secure workers’ compensation insurance coverage. It assists employers, property managers, and local trade contractors with policies that meet Massachusetts state requirements. The agency guides clients through selecting appropriate coverage limits and risk management options. Its office is located in Framingham, and it also serves businesses in neighboring Natick.
Amazonia Insurance in Framingham, MA helps employers secure workers’ compensation coverage, distinguishing between one-time policy needs for short-term projects and recurring plans for ongoing business operations. Their standard coverage options address medical costs, lost wages, and injury-related liabilities common in the local workforce. Service runs on an as‑needed basis, with no set schedule but readiness whenever a policy issue or renewal arises.
Tania Blanco Home & Auto Agency specializes in providing workers’ compensation insurance for local businesses in Framingham, MA, covering medical costs and lost wages for injured employees. In addition, the agency handles general insurance needs, including policies for automobiles and homeowners to protect personal assets. It regularly assists clients with navigating the specific filing requirements and risk assessment protocols common in the Massachusetts workers’ compensation system. As colder winter months increase the likelihood of workplace slips and falls due to ice or snow, the agency helps businesses review and adjust their coverage accordingly.
As winter weather creates hazardous conditions on job sites across Framingham, businesses need reliable workers' compensation insurance guidance. Charles River Insurance serves local employers by helping them secure coverage that addresses workplace injury risks from icy walkways to warehouse accidents. The agent assesses each business's operations to navigate Massachusetts requirements and recommend appropriate policies. After an initial phone consultation, the agent schedules an on-site inspection of the workplace to evaluate safety protocols and determine precise coverage needs.
A-Costa Insurance Agency serves the Framingham area and surrounding Massachusetts communities as a workers’ compensation insurance agent. It handles policies designed to cover medical expenses and lost wages for employees who suffer work-related injuries or illnesses. The agency also assists local businesses in meeting state compliance requirements for workplace injury coverage. To manage a typical case, it works closely with employers to review their operational risks and then identifies suitable policy options from multiple carriers.
What Does a a Workers' Compensation Insurance Agent in Framingham Cost?
Workers compensation insurance costs in Massachusetts typically range from 0.50 to 3.00 dollars per 100 dollars of payroll depending on your industry and risk level. For example a low risk office job might cost around 0.50 dollars while a construction job could cost 5.00 dollars or more. Your final premium also depends on your experience modification factor based on past claims. This is general information and not insurance advice.
About workers' compensation insurance agents in Framingham
Workers compensation insurance agents in Framingham help businesses meet Massachusetts legal requirements for employee injury coverage. Massachusetts law requires nearly all employers with one or more employees to carry workers compensation insurance. A local agent can guide you through the specific classifications and premium calculations needed for your Framingham business.
Frequently Asked Questions
What are the Massachusetts requirements for workers compensation insurance?
Massachusetts General Law Chapter 152 requires all employers with one or more employees to carry workers compensation insurance. This includes part time and seasonal workers. Failure to carry coverage can result in fines up to 25000 dollars and possible criminal penalties.
How do I find a workers compensation insurance agent in Framingham?
You can search online for licensed agents in Framingham or contact the Massachusetts Division of Insurance for a list of authorized providers. Many local independent agents also offer workers compensation policies from multiple carriers. It is helpful to compare quotes from several agents.
What factors affect the cost of workers compensation insurance in Massachusetts?
Costs are based on your business classification code payroll amount and claims history. Massachusetts uses a competitive rating system so rates vary by insurer. Your agents can help you identify classification codes that accurately reflect your work to avoid overpaying.