The top-rated workers' compensation insurance agent in Lawrence, Massachusetts is A-Affordable Insurance Agency, Inc., rated 4.6 stars across 280 reviews. Other highly rated options include Silverio Insurance Agency, Mill City Insurance, Ruby Insurance Agency. This directory lists 12 workers' compensation insurance agents serving Lawrence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | A-Affordable Insurance Agency, Inc. | 69 Winthrop Ave Unit B | (978) 686-3455 |
| 2 | Silverio Insurance Agency | 10 S Broadway | (978) 685-0209 |
| 3 | Mill City Insurance | 290 Merrimack St #115 | (978) 686-3400 |
| 4 | Ruby Insurance Agency | 46 Stafford St Ste. 2962 | (978) 655-3208 |
| 5 | Walter Insurance | 86 Broadway | (978) 683-3645 |
| 6 | Elite Insurance Agency | 505 Broadway | (351) 207-1321 |
| 7 | Broadway Plaza Insurance Agency | 310 Broadway | (978) 685-3771 |
| 8 | Essex Insurance Agency | 599 Canal St 1w suite 1 | (978) 377-9666 |
| 9 | PEREZ Insurance and Financial Services, LLC | 17 McKinley Ave | (978) 258-5021 |
| 10 | Greater Lawrence Insurance | 510 Essex St | (978) 683-4177 |
A-Affordable Insurance Agency, Inc. provides essential workers’ compensation insurance solutions for businesses across the Lawrence, Massachusetts area. It focuses on securing coverage that helps employers meet state requirements while protecting their workforce from job-related injuries. Ongoing policy management and claims assistance are available to help businesses maintain compliance and reduce risks over time. The agency tailors its policies to serve a wide range of commercial properties, including single-family homes, apartments, retail establishments, and restaurants.
Silverio Insurance Agency serves the greater Lawrence, Massachusetts metro area as a workers’ compensation insurance agent. The company assists local businesses in securing coverage that meets state compliance requirements for workplace injury protection. It focuses on tailoring policy options to the specific needs of each employer, helping them manage risk and control premium costs. Workers’ compensation insurance claims management and risk assessment consultations are among the specific services it handles in this area.
Mill City Insurance serves businesses in Lynn, Massachusetts, and the surrounding North Shore communities, handling workers' compensation insurance needs for a variety of local employers. It helps area companies secure coverage that addresses medical expenses and lost wages for employees who suffer job-related injuries or illnesses. The agency focuses on understanding each client’s specific industry risks to offer appropriate policy options. For a typical job, it reviews a company’s payroll, classification codes, and loss history to recommend coverage that meets legal requirements and supports workforce protection.
Ruby Insurance Agency provides comprehensive workers’ compensation insurance solutions for local businesses in Lawrence, Massachusetts. Its service offerings include policy placement and claims management support tailored to reduce workplace risks. The agency also offers ongoing policy reviews and updates to ensure coverage remains compliant with evolving state regulations. Clients receive dedicated assistance for audit preparations and premium adjustments. Ruby Insurance Agency serves a broad range of commercial clients, including single-family homes, apartments, retail stores, and restaurants.
Walter Insurance serves businesses in Lawrence and the surrounding area that require workers' compensation coverage to protect both their employees and their bottom line. It assists local companies in navigating claims management and securing policies that meet the region’s regulatory requirements. The agency also provides guidance on reducing workplace injuries and controlling premium costs. Its services extend to nearby communities such as Andover in the Merrimack Valley metro.
Elite Insurance Agency in Lawrence, MA differentiates between one-time policy setup and recurring annual premium adjustments for workers' compensation insurance, ensuring every local business receives the specific coverage required by Massachusetts regulations. These policies protect employers from financial loss due to workplace injuries and illnesses by funding medical expenses and lost wages for employees. Coverage options are tailored to the unique risks of each industry, from construction to healthcare. Service runs on a recurring annual basis to coincide with policy renewal and premium audits.
Serving Lawrence, Massachusetts, and the surrounding Merrimack Valley communities, Broadway Plaza Insurance Agency handles workers’ compensation insurance for local businesses. It manages coverage needs by reviewing employer risk profiles and compliance requirements specific to Massachusetts regulations. For policy selection, it works to match deductible levels and coverage limits with each business’s payroll size and industry exposure. Upon a claim, the agent coordinates with carriers to guide employers through reporting procedures and return-to-work documentation. This process uses a case-by-case assessment of both liability and cost-control strategies.
Essex Insurance Agency operates as a workers’ compensation insurance agent in Lawrence, MA, focusing on helping local businesses secure coverage for job-related injuries and illnesses. It guides employers through policy selection, premium calculations, and claims assistance to maintain compliance with state regulations. This agency also addresses ongoing risk management concerns such as site safety reviews. As winter approaches, it assists contractors and warehouse operators with adjusting their coverage for seasonal hazards like ice-related falls and cold-stress injuries.
PEREZ Insurance and Financial Services, LLC assists businesses in Lawrence, Massachusetts, with acquiring workers' compensation insurance, which provides coverage for employee medical expenses and lost wages after a workplace injury. The firm also helps clients navigate complex policy requirements and cost management strategies. It can serve commercial operations in various sectors, including offices, warehouses, and food service establishments, helping each manage their specific risk profiles.
As local businesses navigate seasonal shifts in staffing and workplace hazards, Greater Lawrence Insurance assists employers in securing workers' compensation coverage that meets Massachusetts requirements. The agency tailors policies to specific industries, ensuring compliance with state regulations while managing premium costs effectively in the Lawrence area. Each engagement begins with a thorough review of the client's operations and a detailed inspection of the worksite to identify risks and accurately assess coverage needs.
What Does a a Workers' Compensation Insurance Agent in Lawrence Cost?
Workers compensation insurance costs in Massachusetts typically range from 0.50 to 3.00 dollars per 100 dollars of payroll for low risk office jobs. High risk industries like construction can cost 10 to 25 dollars per 100 dollars of payroll. Actual premiums depend on your specific business class code payroll and loss history. This is general information and not insurance advice.
About workers' compensation insurance agents in Lawrence
Workers compensation insurance agents in Lawrence Massachusetts help businesses comply with state law. Massachusetts requires nearly all employers to carry workers comp coverage for their employees. A local agent can guide you through the specific requirements for Lawrence businesses including proper classification codes and premium calculation.
Frequently Asked Questions
What are the Massachusetts requirements for workers compensation insurance?
Massachusetts General Law Chapter 152 requires all employers with any employees to carry workers compensation insurance. This includes part time and seasonal workers. Failure to carry coverage can result in fines up to 25000 dollars and potential criminal charges.
How does a workers compensation insurance agent in Lawrence help my business?
A Lawrence agent can review your business operations to determine correct class codes and payroll estimates. They help you compare quotes from multiple carriers and ensure compliance with Massachusetts Division of Industrial Accidents rules. They also assist with annual audits and policy changes.
What factors affect the cost of workers comp insurance in Massachusetts?
Costs depend on your industry classification code payroll amount and claims history. Massachusetts uses a competitive rating system so premiums vary by carrier. Safety programs and experience modification factors also influence your final rate.