The top-rated workers' compensation insurance agent in Malden, Massachusetts is Paul T. Murphy Insurance, rated 4.8 stars across 220 reviews. Other highly rated options include Sharlene Wulleman: Allstate Insurance, Derek Witham Insurance Agency, Inc., Ken Hodas Insurance. This directory lists 15 workers' compensation insurance agents serving Malden.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Paul T. Murphy Insurance | 628 Broadway | (781) 321-9700 |
| 2 | Sharlene Wulleman: Allstate Insurance | 146 Commercial St | (781) 605-2629 |
| 3 | Derek Witham Insurance Agency, Inc. | 269 Broadway | (781) 322-2886 |
| 4 | Ken Hodas Insurance | 269 Broadway | (781) 868-4243 |
| 5 | Avanti Insurance Agency, Inc. | 17 Charles St | (781) 324-6301 |
| 6 | MANSOUR INSURANCE | 380 Pleasant St | (978) 278-5339 |
| 7 | Prescott & Son Insurance | 963 Eastern Ave | (781) 322-2350 |
| 8 | J. Mallon Insurance, LLC | 1 Centre St Ste 3B | (781) 321-2233 |
| 9 | Supino Insurance Agency, Inc. | 1012 Eastern Ave | (781) 322-2800 |
| 10 | Lister Insurance Agency Inc. | 963 Eastern Ave | (781) 393-9330 |
Paul T. Murphy Insurance serves the Malden, Massachusetts, metro area as a workers' compensation insurance agent. They focus on helping local businesses secure coverage that meets state-mandated requirements and protects against workplace injury claims. Their guidance includes policy selection and risk management support for various industries. The agency also assists with payroll classification updates and annual premium audits.
Sharlene Wulleman: Allstate Insurance offers personalized workers' compensation insurance solutions for local businesses, helping employers manage workplace injury risks and meet Massachusetts compliance requirements. The agency provides tailored coverage plans that protect both employees and business operations, along with ongoing policy reviews to adjust for changing workforce needs. Service areas include consultation on loss control strategies and claims support to facilitate smooth return-to-work processes. The firm writes policies for a variety of commercial properties, including single-family homes, apartments, retail establishments, and restaurants.
Derek Witham Insurance Agency, Inc. serves local businesses, property owners, and employers in Malden, Massachusetts, helping them secure workers’ compensation insurance to meet mandatory coverage requirements. The agency assists clients in understanding their obligations under Massachusetts law and obtaining appropriate policies for their workforce. It offers guidance tailored to the needs of small and mid-sized companies, addressing industry-specific risks. The firm also serves employers throughout the Malden metro area, including Medford.
Based in Malden, Ken Hodas Insurance serves the greater Boston area and surrounding communities with workers' compensation insurance solutions. The agency handles all aspects of the employer’s coverage, from initial policy placement to ongoing risk management and payroll audits. Every case is approached with a focus on accurate classification of employees and proactive claims coordination to help minimize disruptions to business operations.
Avanti Insurance Agency, Inc. in Malden, MA, distinguishes between one-time policy setups and ongoing coverage adjustments for workers’ compensation insurance. Their services include securing policies that meet legal requirements for employee injury protection. Businesses may choose a one-time purchase for a single contract period or recurring annual renewals. These offerings cater to various operational scales, ensuring compliance with regional mandates. Service sessions are conducted on an as-needed basis, arranged when a client requests a policy review or a new quote.
MANSOUR INSURANCE specializes in helping local businesses secure workers’ compensation coverage that meets state requirements in Malden and surrounding communities. Its general service work includes guiding clients through policy options to match their payroll size and industry risks, while ensuring compliance with Massachusetts regulations. With the seasonal uptick in construction and outdoor work during spring and summer, the agency assists employers in managing premiums and injury claims that frequently arise during these high-activity periods.
As local businesses brace for the icy hazards of a New England winter, Prescott & Son Insurance in Malden, MA helps firms secure adequate workers' compensation coverage for outdoor and indoor employees. They handle the complexities of state-specific policies, ensuring compliance with Massachusetts regulations for injured worker claims. An employer can schedule a no-obligation review of current coverage to begin the process, often starting with a simple on-site workplace walk-through assessment.
J. Mallon Insurance, LLC, in Malden, MA, provides guidance for employers navigating workers' compensation obligations in the region. The agency helps businesses secure coverage that addresses employee medical costs and lost wages arising from job-related injuries. It also offers additional policy endorsements to manage specific operational risks. Commercial clients served typically include office environments, warehouse facilities, and food service establishments.
Supino Insurance Agency, Inc. provides residential workers' compensation insurance services for homeowners in Malden, Massachusetts, including any related household employees. The agency also offers commercial coverage for local small businesses that require protection for their employees against on-the-job injuries. Their service area covers Malden and the surrounding communities within the region. Clients can expect to coordinate follow-up coverage adjustments or renewal paperwork between their regular policy review visits.
Lister Insurance Agency Inc. is known as a workers’ compensation insurance agent serving businesses in Malden, Massachusetts. It assists employers in securing policies that cover medical expenses and lost wages for job-related injuries. The agency navigates local insurance markets and regulatory requirements specific to the region. It helps small businesses, contractors, and other organizations manage their risk and achieve compliance with state laws. Lister Insurance Agency Inc. can also provide additional services such as reviewing payroll classifications to ensure accurate premium calculations.
What Does a a Workers' Compensation Insurance Agent in Malden Cost?
Workers compensation insurance costs in Massachusetts are based on your industry classification, payroll, and claims history. Typical rates range from 0.50 to 3.00 dollars per 100 dollars of payroll for low risk office jobs, and can exceed 10.00 dollars for high risk construction work. The state sets minimum and maximum rates through the Workers Compensation Rating and Inspection Bureau. This is general information and not insurance advice.
About workers' compensation insurance agents in Malden
A workers compensation insurance agent in Malden Massachusetts can help you secure the required coverage for your employees. Massachusetts law mandates that nearly all employers carry workers compensation insurance. An agent can explain state-specific rules such as the minimum coverage limits and the process for filing a policy with the Department of Industrial Accidents.
Frequently Asked Questions
What does a workers compensation insurance agent in Malden do?
A workers compensation insurance agent helps you compare policies from different insurers and choose the right coverage for your business. They also assist with understanding Massachusetts compliance requirements and can help you manage policy renewals and audits.
Is workers compensation insurance required for all businesses in Malden Massachusetts?
Yes, Massachusetts General Laws Chapter 152 requires all employers with one or more employees to carry workers compensation insurance. This includes part time and seasonal workers. Sole proprietors and some family members may be exempt, but an agent can clarify your specific situation.
How can a Malden agent help me save on workers compensation costs?
An agent can review your business classification codes and payroll records to ensure you are not overpaying. They can also suggest safety programs or loss control measures that may qualify you for premium discounts under Massachusetts rating rules.