The top-rated workers' compensation insurance agent in Needham, Massachusetts is David White - GEICO Insurance Agent, rated 4.0 stars across 267 reviews. Other highly rated options include Acrisure Needham, MA (Aronson Insurance), AMD Insurance Group, LLC, Cohen-Miles Insurance Inc. This directory lists 15 workers' compensation insurance agents serving Needham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | David White - GEICO Insurance Agent | 120 Highland Ave | (781) 707-9929 |
| 2 | Acrisure Needham, MA (Aronson Insurance) | 950 Highland Ave | (781) 444-3050 |
| 3 | AMD Insurance Group, LLC | 20 Chestnut St #1 | (617) 340-3151 |
| 4 | Cohen-Miles Insurance Inc | 105 Chestnut St STE 31 | (617) 489-1213 |
| 5 | Safety Northeast Insurance Agency | 648 Highland Ave | (781) 444-6790 |
| 6 | Kaplansky Insurance - Needham Branch | 10 Kearney Rd Suite 200 | (781) 453-2552 |
| 7 | Haskell Insurance Agency | 199 Chestnut St | (781) 449-2200 |
| 8 | Barry and Farrell Insurance Agency, Inc. | 61 Highland Ave | (781) 449-2400 |
| 9 | Ensured Insurance | 317 Chestnut St | (774) 340-2021 |
| 10 | Provider Group | 160 Gould St # 122 | (781) 444-0347 |
David White - GEICO Insurance Agent serves the Needham, Massachusetts area as a workers’ compensation insurance agent. The company provides coverage that helps local businesses meet legal requirements for employee injury protection. This includes policy options designed to address medical costs and lost wages following workplace accidents. Workers’ compensation insurance also helps employers manage their liability risk. David White - GEICO Insurance Agent assists local employers with quotes for individual business policies and advises on compliance with state regulations.
Acrisure Needham, MA, operating as Aronson Insurance, provides comprehensive workers’ compensation insurance agency services, including policy procurement, risk assessment, and claims management. Its service plans include ongoing policy reviews and proactive support to address evolving coverage needs. The agency also offers maintenance support for compliance with state-specific reporting requirements and safety program guidance. It services a range of local properties, including single-family homes that have employees, apartment complexes with staff, retail stores, and restaurants.
AMD Insurance Group, LLC serves workers in Needham, Massachusetts, and the surrounding Greater Boston communities. The company handles workers' compensation insurance policies, managing coverage for medical expenses and lost wages from workplace injuries. It works with a typical engagement by first reviewing a business's operations and payroll data to assess risk. It then compares options from multiple carriers to match the employer with suitable coverage. The firm uses a straightforward needs-based analysis to finalize each policy placement.
Cohen-Miles Insurance Inc specializes in securing workers’ compensation insurance for local businesses in the Needham area. The agency assists employers with policy selection, coverage analysis, and claims support to manage workplace injury risks. It helps clients address rising premium costs through tailored insurance solutions. As seasonal activities increase during the busy summer construction months, the agency is particularly active in helping contractors adjust their coverage for temporary workers and new project liabilities.
Safety Northeast Insurance Agency offers clients two primary service arrangements: ongoing consultation for evolving coverage needs or a one-time policy review for a single business evaluation. It assists employers in Needham, MA, with securing workers’ compensation insurance that meets state requirements and protects against workplace injury claims. The agency advises on policy adjustments for changing payrolls, risk classifications, and claim histories. Its services are available on either a scheduled or as-needed basis, depending on the client’s preference.
Serving local businesses, property managers, and contractors in Needham, Massachusetts, Kaplansky Insurance provides workers’ compensation insurance agent services to help secure employer liability coverage. The company assists clients in understanding policy requirements and managing workplace risks within state regulations. Factual guidance on coverage options and claims support is offered to streamline compliance for area employers. Kaplansky Insurance also serves the greater Boston metro area, including nearby Newton, Dedham, and Wellesley.
As Granite State and Bay State businesses prepare for another cycle of renewal audits and changing payrolls, Haskell Insurance Agency reviews core workers' compensation needs for employers in Needham and the greater Route 128 corridor. The agency helps firms classify job functions accurately to control premium calculations while ensuring compliance with Massachusetts Department of Industrial Accidents requirements. Coverage options are matched to specific operational risks. A typical first step involves scheduling an on-site walk-through to document work environments and verify current loss-control measures before providing coverage options.
Barry and Farrell Insurance Agency, Inc. provides workers’ compensation insurance agent services from its location in Needham, MA. The agency assists local businesses in securing coverage that meets their legal obligations and operational needs. Its work includes evaluating risk, comparing policies, and filing claims support for workplace injuries. The agency can serve a range of commercial sectors, including office environments, warehouses, and food service operations.
Ensured Insurance serves residential clients in Needham with workers' compensation coverage tailored to household employees and home-based businesses. Commercial coverage is available for small and mid-sized companies in the greater Boston area, helping employers meet state-mandated insurance requirements. The agency provides ongoing policy reviews and claims assistance between regular visits, ensuring clients remain properly protected as their workforce or business operations change.
What Does a a Workers' Compensation Insurance Agent in Needham Cost?
Workers compensation insurance costs in Massachusetts vary by industry and payroll. Rates are set by the state and typically range from 0.50 to 10.00 dollars per 100 dollars of payroll. For a small office business in Needham, annual premiums may be 500 to 2,000 dollars. For construction or manufacturing, costs can be much higher. This is general information and not insurance advice.
About workers' compensation insurance agents in Needham
Workers compensation insurance agents in Needham Massachusetts help local businesses obtain coverage required by state law. Massachusetts requires nearly all employers to carry workers compensation insurance for their employees. An agent can guide you through the process of finding a policy that fits your business size and risk level.
Frequently Asked Questions
Is workers compensation insurance required for all businesses in Needham Massachusetts?
Yes, Massachusetts law requires all employers with one or more employees to carry workers compensation insurance. This includes part time and seasonal workers. Sole proprietors and partners can choose to exempt themselves but must file a waiver.
How does a workers compensation insurance agent in Needham help my business?
An agent reviews your business operations and payroll to find the right policy from multiple insurance carriers. They also help you understand Massachusetts classification codes and premium calculations. This ensures you meet legal requirements without overpaying.
What are the penalties for not having workers compensation insurance in Massachusetts?
Massachusetts imposes a stop work order and fines of up to 250 dollars per day for noncompliance. Employers may also face criminal charges and personal liability for employee injuries. An agent helps you avoid these serious consequences.