The top-rated workers' compensation insurance agent in North Andover, Massachusetts is AAA North Andover, rated 4.5 stars across 218 reviews. Other highly rated options include MTM Insurance Associates, LLC, MTMBrainerd INC., Benefit Advisors Group. This directory lists 18 workers' compensation insurance agents serving North Andover.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA North Andover | 75 Turnpike St | (978) 681-9200 |
| 2 | MTM Insurance Associates, LLC | 1320 Osgood St | (978) 681-5700 |
| 3 | MTMBrainerd INC. | 1320 Osgood St | (978) 681-5700 |
| 4 | Benefit Advisors Group | 800 Turnpike St #300 | (978) 494-6611 |
| 5 | Durso & Jankowski Insurance | 11 Saunders St | (978) 688-7000 |
| 6 | Kurt Wicks: Allstate Insurance | 1211 Osgood St Ste 3a | (978) 984-5640 |
| 7 | Gregory Wicks: Allstate Insurance | 1211 Osgood St Ste 3a | (978) 984-5640 |
| 8 | MacDonald & Pangione Insurance Agency | 104 Main St | (978) 688-6921 |
| 9 | Perry Insurance Agency, LLC. | 857 Turnpike St | (978) 685-7690 |
| 10 | Prime Insurance Services, Inc. | 401 Andover St suite 201 a | (978) 685-9999 |
AAA North Andover serves Essex County and the surrounding North Andover, Massachusetts region as a workers' compensation insurance agent. The firm assists local businesses with securing policies that cover medical expenses and lost wages for job-related injuries. It helps clients comply with Massachusetts state requirements for employer-provided coverage through private insurers. Its services include policy placement for manual labor industries and recommending class code modifications to reduce premiums for low-risk administrative roles.
MTM Insurance Associates, LLC provides a range of workers' compensation insurance services for local businesses, including policy placement and claims support. It offers ongoing service plans to help clients manage premium audits and maintain compliance with coverage requirements. The agency assists employers in navigating state regulations and ensuring proper classifications for employee protection. MTM Insurance Associates serves commercial properties such as single-family homes, apartments, retail spaces, and restaurants in the North Andover, Massachusetts area.
MTMBrainerd INC. serves business owners in North Andover, MA, who require workers’ compensation insurance coverage to meet their state obligations. The agency assists with policy procurement, risk assessment, and claims support for local employers navigating mandatory workplace protections. Their focus remains on helping clients secure appropriate coverage limits and manage premium costs through standard underwriting processes. The company also provides services to commercial property managers and contractors throughout Essex County.
Benefit Advisors Group serves North Andover, MA, and the surrounding communities, handling workers’ compensation insurance needs for local employers. It arranges coverage that helps businesses address employee medical claims and wage replacement following workplace injuries. The agency assists clients in selecting appropriate policies from various carriers based on their specific industry risks. For a typical job, it begins by reviewing a business’s operations and payroll, then compares available plans to find a fitting option that meets state requirements.
For clients seeking either a single policy for a specific need or an ongoing program to manage continuous exposure, Durso & Jankowski Insurance in North Andover, MA, provides workers’ compensation coverage that protects both employees and employers. These agents guide businesses through the mandatory requirements of the regional insurance market, securing policies that comply with state regulations. Broadly, workers’ compensation coverage addresses medical costs and lost wages resulting from on-the-job injuries. Their client service is structured to run on a scheduled renewal basis, with support available as needed throughout the policy term.
Kurt Wicks: Allstate Insurance provides workers’ compensation insurance agent services for businesses in North Andover, Mass. General service work includes helping employers secure coverage that meets state requirements and protects employees who are injured on the job. The agency guides clients through policy options and compliance issues common in the local area. It also assists with claims filing and premium management. End-of-year policy reviews help businesses adjust coverage for seasonal workforce changes or annual renewal deadlines.
As the North Andover winter freeze recedes and local construction picks up, employers face heightened slip-and-fall risks. Gregory Wicks at Allstate Insurance addresses these seasonal spikes by structuring workers' compensation policies that safeguard both small contractors and larger worksites. Serving the Merrimack Valley corridor, the agency customizes coverage around specific industry hazards, from manufacturing to retail. Every new client engagement begins with a thorough workplace inspection to identify current safety gaps and set accurate premium baselines.
MacDonald & Pangione Insurance Agency provides workers’ compensation coverage as its primary service, assisting businesses with policies that address workplace injury claims and related liabilities. Located in North Andover, MA, this agency also offers tailored add-ons such as loss control consultation and claims management support to help reduce workplace risks. Its services are suitable for commercial sectors including offices, warehouses, and food service operations.
Perry Insurance Agency, LLC. serves North Andover, Massachusetts as a local resource for residential workers’ compensation coverage. The agency also structures commercial insurance policies to protect small businesses from workplace injury liabilities across neighboring communities. Each policy is customized to align with current industry regulations and employer risks for part-time or full-time staff. The team remains available to review coverage details and adjust policy provisions between regular visits, ensuring consistent follow-up and timely updates as business conditions evolve.
What Does a a Workers' Compensation Insurance Agent in North Andover Cost?
Workers compensation insurance costs in Massachusetts vary widely by industry and payroll. For a small office-based business, rates may range from 0.50 to 1.50 dollars per 100 dollars of payroll. For higher-risk industries like construction, rates can exceed 10 dollars per 100 dollars of payroll. This is general information and not insurance advice.
About workers' compensation insurance agents in North Andover
Workers compensation insurance agents in North Andover help local businesses secure coverage required by Massachusetts law. Massachusetts requires nearly all employers to carry workers comp insurance for their employees. An agent can guide you through the process of obtaining a policy that meets state regulations and protects your business.
Frequently Asked Questions
Is workers compensation insurance required for all businesses in North Andover?
Yes, Massachusetts law requires all employers with one or more employees to carry workers compensation insurance. This includes part-time and seasonal workers. Failure to comply can result in fines and stop-work orders.
How do I find a workers compensation insurance agent in North Andover?
You can search online for licensed agents in North Andover or contact the Massachusetts Division of Insurance for a list of licensed producers. Many local independent agents also offer workers comp policies.
What factors affect the cost of workers comp insurance in Massachusetts?
Costs depend on your business classification, payroll size, and claims history. Massachusetts uses a classification system set by the Workers Compensation Rating and Inspection Bureau. Premiums are calculated per 100 dollars of payroll.