The top-rated workers' compensation insurance agent in Northampton, Massachusetts is Webber and Grinnell Insurance, rated 4.5 stars across 167 reviews. Other highly rated options include Aquadro & Associates Insurance Inc, Borawski Insurance, Whalen Insurance Agency. This directory lists 11 workers' compensation insurance agents serving Northampton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Webber and Grinnell Insurance | 8 N King St | (413) 586-0111 |
| 2 | Aquadro & Associates Insurance Inc | 355 Bridge St | (413) 586-7373 |
| 3 | Borawski Insurance | 88 King St | (413) 586-5011 |
| 4 | Whalen Insurance Agency | 71 King St | (413) 586-1000 |
| 5 | King & Cushman | 176 King St | (877) 534-9053 |
| 6 | Roger Menard Insurance: Free Quotes, Registry in house | 241 King St #119 | (413) 584-1115 |
| 7 | Consultant Benefit Insurance | 47 Pleasant St | (413) 307-0164 |
| 8 | Snook and Mohan Insurance Agency | 25 Main St | (413) 586-1591 |
| 9 | Woodward & Grinnell Insurance Inc | 8 N King St | (413) 536-5050 |
| 10 | Hampshire County Group Insurance Trust | 98 King St | (413) 584-1300 ext. 4 |
Webber and Grinnell Insurance serves the Northampton, Massachusetts area as a workers' compensation insurance agent. The company works with local businesses to secure coverage that meets state requirements and protects employees from on-the-job injuries. It guides employers through policy selection, payroll classification, and premium audits to maintain compliance with state regulations. The agency also handles claims assistance and risk management services to help reduce workplace accidents.
Aquadro & Associates Insurance Inc provides workers' compensation insurance coverage and related risk management services for businesses in Northampton and the surrounding region. The company helps clients understand their policy options and maintain appropriate coverage as their operations evolve. It also offers periodic policy reviews to ensure plans remain aligned with changing workforce requirements and regulatory updates. This local agency services a variety of commercial properties, including single-family homes, apartments, retail establishments, and restaurants.
Borawski Insurance serves local businesses and property owners in Northampton, Massachusetts, by providing workers' compensation insurance policies to help cover employee injury costs and employer liabilities. It works with companies to meet state regulatory requirements for workplace injury coverage, offering guidance on policy options suitable for small to midsize commercial operations. The agency customizes coverage plans to fit different industry needs along the Pioneer Valley. Borawski Insurance also extends its workers' compensation services to nearby communities such as Amherst.
Whalen Insurance Agency in Northampton, MA, offers workers’ compensation insurance options that differ between one-time policy placements for temporary needs and scheduled ongoing coverage for steady operations. These policies address medical expenses and lost wages for employees injured on the job, a requirement for most businesses in the area. The agency tailors each plan to meet state regulations and specific business risks. Service runs on an as-needed basis, with clients contacting the agency when policy renewals, claims, or adjustments arise.
King & Cushman serves Northampton and the surrounding Pioneer Valley communities, providing workers' compensation insurance agent services to local businesses. It handles policy placement for employers, ensuring coverage meets state mandates and protects against workplace injury claims. To navigate the specific risks of regional industries, it works closely with clients to assess their unique operational hazards and coverage needs. For a typical job, it compiles payroll data and claim history, then markets the account to multiple insurers to secure competitive terms for the employer.
Roger Menard Insurance specializes in workers’ compensation insurance, providing coverage that protects employees and employers from work-related injuries and illnesses. As a local agency in Northampton, MA, it offers free quotes and convenient in-house registry services. The agency helps businesses navigate policy requirements and ensures compliance with Massachusetts workers’ compensation laws. It assists employers in managing claims and controlling premiums, addressing the increased risk of workplace injuries during harsh winter months or periods requiring heavy manual labor.
As local businesses face the seasonal uptick in hiring across the Pioneer Valley, reliable workers’ compensation coverage becomes essential for managing injury-related costs and compliance. Consultant Benefit Insurance in Northampton, MA assists employers by comparing policy options from multiple carriers to secure appropriate coverage for diverse industries. The agency focuses on aligning policy limits with each client’s specific operational risks and payroll requirements. Every new client account begins with a thorough on-site inspection of the workplace to evaluate current safety procedures and claim exposures.
Snook and Mohan Insurance Agency works with businesses to secure workers' compensation coverage that complies with Massachusetts regulations and assists with claims management for injured employees. Located in Northampton, this agency can tailor risk management strategies and loss control advice for specific business operations. Its clientele includes local offices and professional service firms as well as storage warehouses and related logistics companies, plus food service and restaurant operations.
Woodward & Grinnell Insurance Inc serves local residences in Northampton, MA, by advising on workers’ compensation policies that protect homeowners and their domestic employees. The agency also handles commercial coverage for area businesses, ensuring employers meet legal requirements while safeguarding their workforce. Their expertise covers the surrounding region, guiding clients through policy selection and claims support. Follow-up service is provided between regular visits to adjust coverage as business or household needs evolve, maintaining ongoing protection for every client.
Hampshire County Group Insurance Trust, based in Northampton, MA, is known for helping area employers secure workers' compensation coverage. The agency assists businesses in navigating Massachusetts requirements, providing policies that cover medical expenses and lost wages for work-related injuries. It evaluates workplace risks to match clients with appropriate protection plans, including options for small to mid-sized firms. For additional support, the trust offers access to loss control services designed to reduce on-the-job hazards.
What Does a a Workers' Compensation Insurance Agent in Northampton Cost?
Workers compensation insurance costs in Massachusetts vary by industry, payroll, and claims history. Average rates range from 1.50 to 3.00 dollars per 100 dollars of payroll for low-risk office jobs, while construction or manufacturing can exceed 10 dollars per 100 dollars of payroll. Premiums are also affected by the experience modification factor. This is general information and not insurance advice.
About workers' compensation insurance agents in Northampton
Workers compensation insurance agents in Northampton help businesses meet Massachusetts legal requirements for employee injury coverage. Massachusetts law requires most employers with any employees to carry workers comp insurance. A local agent can explain state-specific rules and help you find a policy that fits your business needs.
Frequently Asked Questions
Is workers compensation insurance required for all businesses in Northampton Massachusetts?
Yes, Massachusetts law requires almost all employers with one or more employees to carry workers compensation insurance. This includes part-time and seasonal workers. Sole proprietors and some family members may be exempt but should confirm with an agent.
What happens if a Northampton employer does not have workers comp coverage?
Massachusetts imposes severe penalties for noncompliance. The state can issue a stop work order, fine up to 25000 dollars, and require back payment of premiums. Criminal charges are possible for willful violations.
How does a workers compensation agent help a Northampton business choose a policy?
An agent reviews your business operations, payroll, and risk factors to recommend coverage from multiple insurers. They explain how Massachusetts class codes affect your premium and help you comply with state filing requirements.