The top-rated workers' compensation insurance agent in Wakefield, Massachusetts is Lindmark Insurance, rated 5.0 stars across 14 reviews. Other highly rated options include Water Street Insurance, Hartshorne & Curley Insurance, Inc., World Insurance Associates LLC. This directory lists 15 workers' compensation insurance agents serving Wakefield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lindmark Insurance | 607 North Ave | (781) 245-0100 |
| 2 | Water Street Insurance | 27 Water St #101 | (781) 245-0888 |
| 3 | Hartshorne & Curley Insurance, Inc. | 35 Albion St | (781) 245-0033 |
| 4 | World Insurance Associates LLC | 201 Edgewater Dr Suite 270 | (781) 246-2677 |
| 5 | Arbella Insurance - Wakefield Claim Office | 101 Edgewater Dr #160 | (800) 272-3552 |
| 6 | Eastern Insurance | 100 Quannapowitt Pkwy | (781) 245-3700 |
| 7 | Wakefield Insurance Agency | 35 Albion St | (781) 245-1141 |
| 8 | Lynch Insurance Group | 28 Park Ave | (781) 405-5225 |
| 9 | AllMass John Fernekees Insurance | 591 North Ave | (781) 246-3376 |
| 10 | Lennox Insurance Group | 29 Albion St | (781) 224-4108 |
Lindmark Insurance serves Wakefield, Massachusetts, and the surrounding communities, handling workers’ compensation insurance for local businesses. It manages claims and coverage for employers who need to meet state requirements and protect their workforce. The agency works with companies to secure appropriate policies that address workplace injury risks and medical cost obligations. For a typical job, it assesses a client’s operations and payroll to match them with a suitable carrier and then provides ongoing support throughout the policy term.
Water Street Insurance in Wakefield, MA provides a full range of workers' compensation insurance solutions, including policy placement, risk assessment, and claims assistance tailored to local businesses. The agency also offers ongoing service plans to monitor coverage needs and ensure compliance with evolving regulations. Its agents help employers manage payroll classifications and modify policies as operations change. The firm handles coverage for a diverse set of properties, from single-family homes and apartments to retail spaces and restaurants.
Hartshorne & Curley Insurance, Inc. serves local businesses and property managers in Wakefield, Massachusetts, by providing workers’ compensation insurance coverage. It helps employers manage their risk and meet state legal requirements for protecting employees injured on the job. The agency guides clients in structuring policies that comply with Massachusetts regulations while addressing their specific operational needs. It also assists with claims support and review to help maintain stable premiums over time. Its team extends these workers’ compensation insurance services to businesses throughout nearby Reading and the broader North Shore region.
Clients may choose between one-time policy procurement or ongoing account management for their workers’ compensation needs. The firm arranges coverage that protects employees for work-related injuries and illnesses, as required under Massachusetts law. These plans help ensure medical benefits and wage replacement for affected workers. Their approach focuses on assessing individual business risks to secure appropriate protection. For those preferring ongoing oversight, account handling supports compliance with changing regulations and policy renewals. Service is available on either a one-time or an as-needed schedule, depending on the client’s preference.
Arbella Insurance - Wakefield Claim Office serves Middlesex County and the surrounding Boston metro region as a workers’ compensation insurance agent. It assists area employers with securing coverage that meets state-mandated requirements for workplace injury protection. The agency also helps businesses navigate claim filings and manage premium costs. It handles policy adjustments for changing workforce sizes and provides guidance on Massachusetts-specific compliance documentation for injured worker reports.
Eastern Insurance specializes in helping businesses secure workers’ compensation coverage that meets state-mandated requirements in Massachusetts. As a local agency in Wakefield, it guides employers through the complexities of classifying employees, managing claim reporting, and controlling premium costs. The agency works with companies of all sizes, from small contractors to larger regional firms, to find policies that offer reliable protection. For businesses facing the increased slip and fall risks common during New England winters, this agency provides guidance on modifying coverage to address seasonal hazards.
As autumn shifts the local economy toward indoor work and seasonal hiring, many Wakefield employers find their workers' compensation needs changing. Wakefield Insurance Agency provides tailored risk coverage for small businesses in the construction, retail, and service sectors. Their agents assess potential workplace hazards and policy gaps to recommend appropriate insurance solutions for North Shore clients. A typical first engagement involves reviewing the company’s payroll classifications and claims history during a free on-site inspection or virtual consultation step.
Lynch Insurance Group assists businesses in managing their workers' compensation insurance needs, focusing on compliance and risk mitigation. Based in Wakefield, MA, the agency specializes in tailoring coverage to meet specific operational exposures. It additionally offers guidance on claim management and safety program development to help reduce workplace injuries. The agency serves a variety of commercial sectors, including office environments, distribution warehouses, and food service establishments.
AllMass John Fernekees Insurance provides residential workers' compensation insurance services throughout Wakefield and the surrounding area. The agency also serves commercial clients who need coverage for employees in various local industries. Policies are tailored to meet the specific risks faced by workers in this region. Customers may contact the office to arrange an initial consultation. The agency encourages follow-up service between regular policy reviews to adjust coverage as needs change.
What Does a a Workers' Compensation Insurance Agent in Wakefield Cost?
The cost of workers compensation insurance in Massachusetts varies by industry, payroll, and claims history. For a small business in Wakefield, annual premiums typically range from 500 to 3000 dollars per employee. Rates are set by the Workers Compensation Rating and Inspection Bureau of Massachusetts. This is general information and not insurance advice.
About workers' compensation insurance agents in Wakefield
Workers compensation insurance agents in Wakefield Massachusetts help businesses secure coverage required by state law. Massachusetts General Law Chapter 152 requires most employers to carry workers compensation insurance. A local agent can guide you through the process of obtaining a policy that meets state mandates and protects your employees.
Frequently Asked Questions
What are the requirements for workers compensation insurance in Massachusetts?
Massachusetts law requires all employers with one or more employees to carry workers compensation insurance. This includes part time and seasonal workers. Failure to carry coverage can result in fines and stop work orders.
How can a workers compensation insurance agent in Wakefield help my business?
An agent can assess your business risks and help you choose a policy that meets Massachusetts requirements. They can also assist with classification codes and premium audits to ensure accurate coverage.
What is the penalty for not having workers compensation insurance in Massachusetts?
Employers without coverage face fines of up to 250 dollars per day per employee. The state can also issue a stop work order and require repayment of all benefits paid to an injured worker.