The top-rated workers' compensation insurance agent in West Springfield, Massachusetts is Homeland Insurance, rated 5.0 stars across 211 reviews. Other highly rated options include Ormsby Insurance Agency Inc., AXiA Insurance Services Inc, Vista Insurance Group. This directory lists 17 workers' compensation insurance agents serving West Springfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Homeland Insurance | 646 Westfield St | (413) 284-4747 |
| 2 | Ormsby Insurance Agency Inc. | 698 Westfield St | (413) 737-0300 |
| 3 | AXiA Insurance Services Inc | 84 Myron St | (413) 788-9000 |
| 4 | Vista Insurance Group | 51 Park Ave suite 8 | (413) 266-2899 |
| 5 | Carellas Insurance | 207 Park Ave | (413) 781-6090 |
| 6 | Neill & Neill Insurance Agency Inc | 662 Riverdale St | (413) 732-4137 |
| 7 | Farmers Insurance Group -The Zielinski Agency (formerly MetLife Auto & Home) | 1111 Elm St #26 | (413) 739-3199 |
| 8 | John R Sweeney Insurance | 1233 Westfield St #1 | (413) 732-5465 |
| 9 | Bates Fullam Insurance Agency, Inc. | 975 Elm St #4 | (413) 737-3539 |
| 10 | Bayram Insurance Agency | 117 Park Ave Suite 202 | (856) 255-5538 |
Homeland Insurance serves the West Springfield, Massachusetts metro area as a workers' compensation insurance agent. The agency helps employers obtain coverage for job-related injuries and illnesses, ensuring compliance with state-mandated requirements. It assists businesses in evaluating payroll classifications and managing premium audits to maintain accurate policies. For local companies, Homeland Insurance handles the filing of loss runs and coordinates with carriers during claim reviews.
Ormsby Insurance Agency Inc. provides workers’ compensation insurance agent services for businesses in the West Springfield, Massachusetts area. Its service offering includes assisting employers in securing coverage to meet state-mandated requirements for workplace injury protection, and it offers ongoing policy management to help clients maintain compliance with changing regulations. The agency serves a variety of commercial properties, including single-family homes used as worksites, multi-unit apartment complexes, retail storefronts, and restaurants.
AXiA Insurance Services Inc serves small business owners and regional employers requiring workers’ compensation coverage in West Springfield, Massachusetts. The agency provides access to policies that protect businesses from financial liability when employees suffer work-related injuries or illnesses. These agents guide clients through compliance with state-mandated insurance requirements and help manage claims to facilitate a swift return to work. Their service area extends throughout Hampden County, including neighboring communities such as Springfield and Agawam, to support local employers throughout the greater Pioneer Valley metro region.
Vista Insurance Group distinguishes between one-time policy placements for specific claims and recurring coverage options that provide ongoing protection against workplace injuries. As a workers’ compensation insurance agent in West Springfield, MA, the company helps businesses navigate complex state regulations to secure appropriate indemnity and medical expense policies tailored to their operations. General liability exposure and employee classification assessments are standard steps in policy development for this field. Service runs on a one-time basis for single placements, with recurring consultations offered as needed for policy renewals or mid-term adjustments.
Carellas Insurance handles workers’ compensation coverage for residential customers in West Springfield, Massachusetts. The agency also serves commercial clients throughout the region, offering policies that meet local workplace requirements. Each policy is designed to cover medical expenses and lost wages for employees injured on the job. Carellas Insurance works with businesses to manage claims and ensure proper coverage during regular operating periods. New policies are written for initial needs, and the agency coordinates follow-up service between scheduled renewal visits.
Serving West Springfield and the surrounding communities of western Massachusetts, Neill & Neill Insurance Agency Inc functions as a workers’ compensation insurance agent. It handles classification of payroll and evaluation of employer risk to secure appropriate coverage for local businesses. The agency addresses each client’s specific industry exposures and claims history during the underwriting process. This work involves comparing policy options from multiple carriers to balance cost with adequate statutory protection, ultimately applying a precise, documentation-oriented service to manage compliance and renewals.
Serving the West Springfield area, The Zielinski Agency, part of Farmers Insurance Group, formerly MetLife Auto & Home, provides specialized workers’ compensation insurance agent services. It assists local businesses in managing employee injury claims and navigating relevant regulatory requirements. The agency focuses on securing appropriate coverage to help protect companies from financial strain caused by workplace incidents. With changing seasonal risks like winter slips or summer heat-related injuries, it helps clients adjust their policies to address these evolving workplace safety concerns.
John R Sweeney Insurance provides workers’ compensation coverage to businesses in the West Springfield area, helping employers meet their legal obligations while managing workplace injury costs. As a local insurance agent, the firm offers tailored policies that address common occupational risks and compliance requirements. Its services assist with claims reporting and loss prevention guidance. This agency serves a variety of commercial sectors, including offices, warehouses, and food service operations, where specific protection for employees remains essential.
Spring in western Massachusetts brings seasonal crews to construction sites and landscaping firms, increasing the demand for reliable workplace injury coverage. Bates Fullam Insurance Agency, Inc. in West Springfield provides tailored workers' compensation insurance policies to local employers navigating these risks. The agency reviews each business’s operational exposures to recommend appropriate coverage limits and compliance with state regulations. Employers can schedule an on-site inspection or a detailed consultation to assess their specific liability needs before finalizing a policy.
Bayram Insurance Agency in West Springfield, MA, is a workers’ compensation insurance agent that helps businesses secure coverage for employee job-related injuries and illnesses. It works with employers of various sizes to find policies that meet legal requirements and manage risk. The agency typically provides consultations to assess clients’ payroll and industry classification. This service extends beyond basic policy placement to include guidance on compliance with Massachusetts workers’ compensation laws. As a specialty service, it can also assist with experience modification factor reviews.
What Does a a Workers' Compensation Insurance Agent in West Springfield Cost?
Typical workers compensation insurance costs in Massachusetts range from 0.50 to 2.50 per 100 dollars of payroll for low risk office jobs and up to 15.00 or more for high risk construction work. Your agent can provide a quote based on your specific business class code. Note that costs vary by case. This is general information and not insurance advice.
About workers' compensation insurance agents in West Springfield
Workers compensation insurance agents in West Springfield help local businesses meet Massachusetts state requirements for employee injury coverage. Massachusetts law mandates that nearly all employers with one or more employees carry workers compensation insurance. An agent can guide you through policy options and ensure compliance with state regulations.
Frequently Asked Questions
What are the Massachusetts requirements for workers compensation insurance?
In Massachusetts, any employer with one or more employees must carry workers compensation insurance. This includes part time and seasonal workers. Failure to provide coverage can result in fines and stop work orders.
How do I find a workers compensation insurance agent in West Springfield?
You can search online for licensed insurance agents in West Springfield who specialize in commercial lines. The Massachusetts Division of Insurance also provides a list of licensed agents. Ask for references and experience with Massachusetts specific laws.
What factors affect the cost of workers compensation insurance in Massachusetts?
Costs are based on your business class code, payroll size, and claims history. Massachusetts uses a state assigned risk pool for high risk employers. Premiums are set by the Workers Compensation Rating and Inspection Bureau of Massachusetts.