The top-rated workers' compensation insurance agent in Woburn, Massachusetts is Express Insurance Agency, rated 4.9 stars across 165 reviews. Other highly rated options include Bonacorso Insurance Agency, Inc., Miranda Services, Lennon Insurance Agency, Inc.. This directory lists 15 workers' compensation insurance agents serving Woburn.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Express Insurance Agency | 100 Tradecenter Dr Suite G-700 | (617) 397-7377 |
| 2 | Bonacorso Insurance Agency, Inc. | 10 Cedar St STE 32 | (781) 937-3200 |
| 3 | Miranda Services | 14 Montvale Ave | (781) 933-0096 |
| 4 | Lennon Insurance Agency, Inc. | 629 Main St | (781) 937-0050 |
| 5 | Cabot Risk Strategies, LLC | 15 Cabot Rd | (800) 222-5963 |
| 6 | Progressive Insurance - Claims Office | 300 Unicorn Park Dr Ste 400 | (800) 776-4737 |
| 7 | Salem Five Insurance Services, LLC | 445 Main St #1 | (781) 933-3100 |
| 8 | Contributory Insurance Group | 600 W Cummings Park | (339) 205-3990 |
| 9 | Contributory Insurance Agency | 3 B Gill St | (339) 203-9925 |
| 10 | Acrisure Woburn, MA (DeSanctis Insurance Agency) | 100 Unicorn Park Dr #201 | (781) 935-8480 |
Express Insurance Agency serves Woburn, Massachusetts, and the surrounding Middlesex County area as a dedicated workers’ compensation insurance agent. The agency helps local businesses secure coverage that meets state requirements for workplace injury protection. Its specialists guide employers through classification codes and premium audits to ensure accurate policy structuring. Specific services it handles include claims management assistance and providing tailored coverage options for small to mid-sized construction firms in the region.
Bonacorso Insurance Agency, Inc. in Woburn, MA serves local businesses with workers’ compensation insurance coverage, addressing employer liability and employee medical costs. Unlike one-time consultations for single policy reviews, the agency establishes an ongoing relationship that adapts to payroll changes and regulatory updates. This coverage helps clients manage risk and comply with state requirements for workplace injury protection. Service runs on an as-needed basis, with continuing policy management and support available whenever circumstances shift or renewals arise.
Serving businesses and property managers in Woburn, Miranda Services provides workers’ compensation insurance coverage to protect employees and employers alike. It helps secure policies that cover medical expenses and lost wages for work-related injuries, ensuring compliance with Massachusetts regulations and reducing employer liability. Tailored solutions are offered to manage workplace risks and prevent claims disruptions. The agency also assists clients in neighboring communities like Wilmington to maintain coverage consistency across the region.
Lennon Insurance Agency, Inc. specializes in securing workers' compensation coverage to protect local employers from the financial burden of workplace injuries and illnesses. It also provides guidance on managing premium costs and navigating compliance with Massachusetts regulations. With a focus on steady year-round support, it helps businesses address the heightened risk of slips and falls that often accompanies the icy New England winters in Woburn and beyond.
Cabot Risk Strategies, LLC serves businesses in Woburn, Massachusetts and the surrounding communities, handling workers' compensation insurance for local employers. It helps companies navigate coverage requirements to protect their workforce and comply with state regulations. The agency typically assesses each client’s operations and risk exposure to identify appropriate policy options from multiple carriers. It then presents these choices and guides the client through the selection process until a suitable policy is in place, following a consultative approach tailored to the specific needs of each business.
Progressive Insurance - Claims Office in Woburn, MA, provides claims processing and policy administration services for workers’ compensation insurance agents and their clients. It offers maintenance plans that include timely claim reporting, medical bill review, and fraud investigation support to help control costs. These services assist local businesses in managing injured worker cases efficiently while ensuring compliance with Massachusetts state regulations. The office primarily services single-family homes, apartments, retail storefronts, and restaurants throughout the greater Boston area.
Salem Five Insurance Services, LLC provides workers' compensation insurance solutions for businesses in the Woburn, Massachusetts area. The agency specializes in tailoring coverage options that address workplace injury risks and regulatory requirements. By helping local employers secure suitable policies, it supports financial protection against employee medical costs and lost wages. The company serves a range of commercial sectors, including office environments, warehouses, and food service operations.
As the winter months bring icy parking lots and increased slip-and-fall claims for Woburn businesses, Contributory Insurance Group works to help local employers manage these risks through workers’ compensation coverage. The company serves as an intermediary between businesses and insurers, assisting with policy selection tailored to specific workplace hazards common to the area. Their process typically begins with an on-site inspection of the applicant’s premises to assess safety protocols and determine appropriate premium rates.
Contributory Insurance Agency assists businesses throughout Woburn, Massachusetts, with securing workers’ compensation coverage. This agency focuses on helping employers manage their occupational injury risk and comply with state insurance requirements. From small operations to larger mid-market firms, it works closely with clients to match policies with their specific risk profiles. Commercial sectors commonly served include general offices, warehouse and distribution centers, and food service establishments such as restaurants and cafeterias.
Acrisure Woburn, MA (DeSanctis Insurance Agency) offers residential workers’ compensation insurance for individual clients in the Woburn area. The agency also provides commercial coverage for local businesses seeking protection for workplace injuries. Their service area extends throughout the region, addressing common insurance needs for employers. These coverages help manage medical costs and lost wages from job-related accidents. Clients can arrange additional policy adjustments or consultations during regular visits to ensure coverage remains up to date.
What Does a a Workers' Compensation Insurance Agent in Woburn Cost?
Workers compensation insurance costs in Massachusetts typically range from $0.50 to $3.00 per $100 of payroll, depending on the industry risk level. For example, office workers may pay around $0.50 per $100, while construction workers might pay $2.50 or more per $100. Actual premiums also depend on your claims history and safety programs. This is general information and not insurance advice.
About workers' compensation insurance agents in Woburn
Workers compensation insurance is required for most employers in Massachusetts. A local agent in Woburn can help you understand state-specific rules, such as the requirement to provide coverage for all employees including part-time workers. They can also assist with filing forms and managing claims to keep your business compliant with Massachusetts law.
Frequently Asked Questions
Who needs workers compensation insurance in Woburn Massachusetts?
Nearly all employers in Massachusetts with one or more employees must carry workers compensation insurance. This includes part-time and seasonal workers. Sole proprietors and some independent contractors may be exempt but should consult an agent to confirm.
What are the penalties for not having workers comp in Massachusetts?
Massachusetts imposes strict penalties for non-compliance. Employers can face fines up to $100 per day per uncovered employee, stop-work orders, and even criminal charges. An agent can help you avoid these risks by securing proper coverage.
How do Massachusetts workers comp rates compare to other states?
Massachusetts workers compensation rates are generally moderate compared to the national average. Rates are set by the state and vary by industry and payroll. An agent can provide quotes specific to your business class code and location in Woburn.