The top-rated workers' compensation insurance agent in Ann Arbor, Michigan is Tom Pelham - State Farm Insurance Agent, rated 5.0 stars across 548 reviews. Other highly rated options include Aaron Richards - State Farm insurance Agent, John Avery - State Farm Insurance Agent, Heidi Kussurelis Insurance. This directory lists 23 workers' compensation insurance agents serving Ann Arbor.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tom Pelham - State Farm Insurance Agent | 2178 S State St Suite B | (734) 929-1818 |
| 2 | Aaron Richards - State Farm insurance Agent | 530 S Maple Rd | (734) 995-5052 |
| 3 | John Avery - State Farm Insurance Agent | 709 W Ellsworth Rd Ste 112 | (734) 477-6090 |
| 4 | Heidi Kussurelis Insurance | 2405 S Main St | (734) 213-6736 |
| 5 | Ann Arbor Insurance Centre | 2755 Carpenter Rd | (734) 973-9444 |
| 6 | Lequana Robinson Insurance Agency | 2531 Jackson Ave #318 | (734) 585-5259 |
| 7 | Concept Insurance | 4884 S State Rd | (734) 369-9900 |
| 8 | Falcon Insurance Agency of Michigan | Floor Seven, 202 E Washington St Suite 711 | (734) 887-9110 |
| 9 | Gallagher Insurance, Risk Management & Consulting | 305 E Eisenhower Pkwy #200 | (734) 662-3100 |
| 10 | L.A. Insurance | 4667 Washtenaw Ave | (734) 528-8000 |
Tom Pelham - State Farm Insurance Agent provides workers' compensation insurance services for businesses and self-employed individuals throughout Washtenaw County and the Ann Arbor area. This agent assists local employers in managing the costs associated with workplace injuries by offering standard policies that meet state requirements. Coverage is designed to help with medical expenses and lost wages for employees injured on the job. Specific services handled include policy evaluation for small businesses and guidance on premium audit procedures.
As a workers’ compensation insurance agent, Aaron Richards provides guidance on coverage options for workplace injuries and compliance with state regulations. Services include policy assessment to match business risks and claims assistance to support employee recovery. Ongoing service plans offer annual policy reviews and updates as business needs change, ensuring coverage remains appropriate. This Ann Arbor, MI agency serves a variety of commercial properties, including single-family homes, apartments, retail locations, and restaurants.
John Avery, a State Farm Insurance Agent based in Ann Arbor, serves local businesses, property managers, and self-employed contractors as a workers compensation insurance agent. This provider helps employers secure coverage for job-related injuries, ensuring compliance with Michigan regulations while protecting both workers and company assets. Policies can be tailored to address specific industry risks and payroll needs. In addition to Ann Arbor residents, the agency assists clients throughout Washtenaw County.
Serving Ann Arbor and the surrounding communities of Washtenaw County, Heidi Kussurelis Insurance handles workers’ compensation insurance for local businesses. This type of coverage protects employers by providing medical care and wage replacement for employees who suffer a work-related injury or illness. To manage a typical job, the company works closely with each client to assess their specific industry risks, then tailors a policy that meets state regulations while balancing coverage needs with budget considerations.
Ann Arbor Insurance Centre helps client businesses distinguish between binding a single project or annual policy for ongoing operations. As a workers’ compensation insurance agent serving Ann Arbor, Michigan, the firm assists employers in securing coverage that meets state requirements and protects employees from job-related injuries and illnesses. Premiums are typically calculated based on payroll, industry classification, and claims history. This agency arranges coverage under new or renewal policies, with service available on either a one-time or as-needed basis.
As Michigan businesses navigate the unpredictable winter months, when slips and falls frequently increase payroll costs, Lequana Robinson Insurance Agency in Ann Arbor provides workers' compensation insurance agent services. The agency works with local employers to secure policies that cover medical expenses and lost wages for employees injured on the job. Each policy is tailored to meet the specific risks of the client’s industry, from manufacturing to retail. The process begins with a thorough on-site inspection of workplace conditions to identify hazards and establish appropriate coverage levels.
Concept Insurance assists Michigan businesses in managing their workers' compensation insurance needs. It offers guidance on compliance with state regulations and helps clients design coverage that addresses workplace injury costs. The agency focuses on risk management strategies to reduce claims. For specialty additions, it can tailor policies to include specific protections for unique liability exposures. This service applies to various commercial sectors, from traditional office environments and warehouse operations to restaurants and other food service businesses requiring specialized coverage for their employees.
Falcon Insurance Agency of Michigan specializes in providing workers' compensation insurance, offering coverage for medical expenses and lost wages for injured employees. It advises small businesses and larger employers in the Ann Arbor area on managing policies and controlling premiums. The agency helps companies maintain compliance with Michigan’s specific workplace insurance requirements and prepare for audits. It also assists clients with navigating coverage issues that arise during seasons of increased construction or outdoor work, ensuring proper protection during periods of higher injury risk.
Based in Ann Arbor, Gallagher Insurance, Risk Management & Consulting offers workers' compensation insurance services to residential clients throughout the local area. The agency also extends its guidance to commercial businesses, helping them navigate the complexities of workplace injury coverage across the broader Michigan region. Agents work closely with each client to structure a plan that meets specific operational needs. After an initial policy is implemented, they provide accountability and follow-up between regular visits to ensure coverage remains aligned with changing business conditions.
L.A. Insurance in Ann Arbor, Michigan, serves local businesses and property managers by connecting them with appropriate workers’ compensation coverage. The company assists clients in understanding their obligations under state regulations and helps tailor policies to specific operational risks. This ensures that employees receive necessary medical care and wage replacement for work-related injuries. L.A. Insurance also provides guidance on maintaining compliance with Michigan’s evolving workers’ compensation laws. Its services extend to nearby communities such as Ypsilanti.
What Does a a Workers' Compensation Insurance Agent in Ann Arbor Cost?
Typical workers compensation insurance costs in Michigan range from 0.50 to 2.00 dollars per 100 dollars of payroll depending on the industry risk level. For example a low risk office job might cost 0.50 dollars while a high risk construction job could cost 2.00 dollars or more. Each business is unique so costs vary by case. This is general information and not insurance advice.
About workers' compensation insurance agents in Ann Arbor
Workers compensation insurance agents in Ann Arbor help businesses comply with Michigan law which requires most employers to carry coverage. These agents can explain the state specific rules including the requirement to provide wage loss benefits and medical care for work related injuries. They also assist with policy options and premium calculations for local businesses.
Frequently Asked Questions
Is workers compensation insurance required for all businesses in Ann Arbor Michigan?
Yes Michigan law requires employers who regularly employ one or more employees to carry workers compensation insurance. There are limited exceptions for sole proprietors and certain agricultural workers. An agent can help determine if your business is exempt.
What does a workers compensation insurance agent do for my Ann Arbor business?
An agent helps you find the right policy from an insurance carrier. They explain Michigan specific benefits like weekly wage loss payments and medical care. They also assist with filing necessary paperwork and managing premium audits.
How are workers compensation insurance premiums calculated in Michigan?
Premiums are based on your business classification code payroll and claims history. Michigan uses a competitive rating system so rates vary by carrier. Your agent can compare quotes to find a policy that fits your budget.
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