The top-rated workers' compensation insurance agent in Bay City, Michigan is Brent Mishler - State Farm Insurance Agent, rated 4.9 stars across 124 reviews. Other highly rated options include Jon LaPorte - State Farm Insurance Agent, Weaver Group Insurance Agency, Thomas Campbell - State Farm Insurance Agent. This directory lists 20 workers' compensation insurance agents serving Bay City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brent Mishler - State Farm Insurance Agent | 3583 Wilder Rd UNIT 5 | (989) 686-8680 |
| 2 | Jon LaPorte - State Farm Insurance Agent | 1416 State St #1 | (989) 895-5570 |
| 3 | Weaver Group Insurance Agency | 916 Washington Ave STE 204 | (989) 391-5085 |
| 4 | Thomas Campbell - State Farm Insurance Agent | 902 S Euclid Ave | (989) 686-0100 |
| 5 | MCI Insurance | 701 N Madison Ave | (989) 892-5541 |
| 6 | Superior Insurance Group | 916 Washington Ave SUITE 210 | (989) 893-7651 |
| 7 | Farmers Insurance - Miranda Keenan | 264 Uptown Dr | (989) 671-9899 |
| 8 | Michael Hayes Agency/Farm Bureau Insurance | 509 S Euclid Ave | (989) 684-4160 |
| 9 | Future Insurance Agency | 501 S Euclid Ave | (989) 922-0049 |
| 10 | AAA Insurance - Kolm Insurance Group | 702 S Euclid Ave | (989) 316-1170 |
Brent Mishler - State Farm Insurance Agent serves Bay City, Michigan, and the surrounding area, offering workers' compensation insurance for local businesses. This coverage helps employers meet state requirements while providing medical and wage benefits to employees injured on the job. The agency assists small companies in securing policies tailored to their industry risks. It also handles claims support and policy reviews to keep coverage aligned with changing operations.
Jon LaPorte - State Farm Insurance Agent in Bay City, MI, provides workers’ compensation insurance coverage and related risk management services for local businesses. The agency offers policy selection assistance and periodic reviews to ensure coverage keeps pace with operational changes. Maintenance plans include claims reporting support and access to loss control resources. Typical properties serviced include small single-family home-based operations, apartment complexes, retail stores, and restaurants.
Weaver Group Insurance Agency serves local business owners and employers in Bay City, Michigan, by providing workers' compensation insurance coverage. These agents help companies manage the financial risks associated with workplace injuries, ensuring compliance with Michigan’s regulatory requirements. They assist with policy selection, claim support, and premium management tailored to various industries. The agency also extends its services to clients in the surrounding Saginaw Bay region, including Essexville and Hampton Township.
Thomas Campbell - State Farm Insurance Agent serves Bay City and the surrounding communities throughout Michigan's coastal region. It handles workers' compensation insurance policies designed to cover medical expenses and lost wages for employees who sustain job-related injuries or illnesses. The agent assists local businesses in managing their coverage needs by assessing specific workplace risks and industry requirements. Each policy is typically evaluated to ensure compliance with state regulations before the agent presents tailored coverage options that meet a business's operational needs.
While some workers’ compensation services handle claims on a one-time basis, MCI Insurance in Bay City, MI provides ongoing policy management for local businesses seeking stable coverage. A workers’ compensation insurance agent structures policies that meet state regulations while managing premium costs and risk for area employers. The agency tailors each plan to the specific liability needs of the client’s industry. Essential advice includes guidance on payroll classification and audit preparation. Service at this agency typically operates on a scheduled basis, with periodic policy reviews and renewal support as needed.
Superior Insurance Group specializes in connecting local businesses with workers’ compensation policies tailored to their specific operational risks. It regularly reviews policy coverage and classification codes to help clients avoid costly audit surprises and maintain steady premium costs. The agency assists employers with navigating claims reporting and return-to-work coordination. For seasonal enterprises in Bay City, it addresses the unique exposures created by fluctuating workforce levels during peak tourism or winter shutdown periods, ensuring adequate protection remains in place year-round.
As Bay City businesses face shifting seasonal workloads and the corresponding need for reliable coverage, Farmers Insurance - Miranda Keenan provides workers’ compensation insurance agent services to help small and mid-sized employers manage their risk. The agency works with local firms to understand how payroll classifications and job duties affect policy structures. After an initial conversation about business operations and claims history, the agent schedules a workplace inspection to assess safety conditions and confirm accurate coverage levels.
Michael Hayes Agency/Farm Bureau Insurance assists area businesses with their commercial insurance needs, specializing in workers’ compensation coverage to protect employees and employers alike. The agency helps clients navigate state requirements and policy options for workplace injury protection. This Bay City, MI firm supports a range of commercial sectors, including professional offices, warehouse and distribution facilities, and food service operations.
Future Insurance Agency assists Bay City area businesses with workers’ compensation insurance, offering one-time policy placements for specific projects or ongoing coverage for established operations. Their plans help address medical expenses and lost wages for employees injured on the job, complying with Michigan regulations. Service is available on a scheduled basis, with options for policy renewals or as-needed adjustments to coverage as workplace risks or staffing levels change.
AAA Insurance - Kolm Insurance Group serves residential clients in Bay City with workers' compensation coverage tailored to individual needs. Commercial policies are also available for local businesses requiring protection for their employees. The agency operates throughout the Bay City area, assisting clients in securing appropriate insurance for workplace injuries. Regular follow-up is provided to ensure coverage remains suitable, and repeat service is offered between scheduled visits to address any changes in circumstances or policy questions.
What Does a a Workers' Compensation Insurance Agent in Bay City Cost?
Workers compensation insurance costs in Michigan typically range from 0.50 to 2.50 per 100 dollars of payroll for low risk office jobs and 5 to 15 dollars per 100 dollars of payroll for high risk construction work. Actual premiums depend on your specific classification code, payroll, and loss experience. This is general information and not insurance advice.
About workers' compensation insurance agents in Bay City
Workers compensation insurance agents in Bay City Michigan help employers secure coverage required by Michigan law. Michigan requires most employers with one or more employees to carry workers comp insurance. A local agent can explain state specific rules including the Michigan Workers Disability Compensation Act and help you find a policy that fits your business.
Frequently Asked Questions
Is workers compensation insurance required for all businesses in Bay City Michigan?
Yes, Michigan law generally requires employers with one or more employees to carry workers compensation insurance. Some exceptions exist for sole proprietors and certain agricultural workers. An agent can help you determine your specific obligations under the Michigan Workers Disability Compensation Act.
How can a workers compensation insurance agent help my Bay City business?
An agent can compare policies from multiple carriers to find appropriate coverage and pricing. They can also advise on Michigan specific requirements such as reporting workplace injuries within 90 days and maintaining proper classification codes. Agents help ensure your policy meets state legal standards.
What factors affect workers compensation insurance costs in Bay City Michigan?
Costs depend on your business classification code, payroll size, and claims history. Michigan uses a competitive rating system so rates vary by insurer. A local agent can explain how the Michigan Workers Compensation Rating and Inspection Bureau influences rates and help you find competitive options.
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