The top-rated workers' compensation insurance agent in Commerce Township, Michigan is Acrisure Commerce Township, MI (Insurance Advisors), rated 4.9 stars across 169 reviews. Other highly rated options include Tim Peacock - State Farm Insurance Agent, Jason Doyle - State Farm Insurance Agent, The Derek Stein Agency - Farm Bureau Insurance. This directory lists 11 workers' compensation insurance agents serving Commerce Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acrisure Commerce Township, MI (Insurance Advisors) | 4375 Pineview Dr | (248) 363-5746 |
| 2 | Tim Peacock - State Farm Insurance Agent | 2071 E West Maple Rd Ste E-507 | (248) 438-6535 |
| 3 | Jason Doyle - State Farm Insurance Agent | 1111 W Oakley Park Rd #101 | (248) 313-9113 |
| 4 | The Derek Stein Agency - Farm Bureau Insurance | 3075 S Commerce Rd | (248) 714-5200 |
| 5 | Desiree Truman - State Farm Insurance Agent | 620 W Commerce Rd STE A | (248) 363-4711 |
| 6 | Corporate Insurance Planners | 1990 Union Lake Rd # 400B | (248) 360-2143 |
| 7 | Tom Attard: Allstate Insurance | 1540 Union Lake Rd | (248) 360-2600 |
| 8 | Farmers Insurance - Robert Dettloff | 8262 Cooley Lake Rd | (248) 363-7555 |
| 9 | AAA Commerce Twp | 3050 Union Lake Rd Ste 5A | (248) 366-2372 |
| 10 | Tropolis Insurance | 3060 S Commerce Rd | (248) 926-1300 |
Acrisure Commerce Township, MI (Insurance Advisors) serves the Oakland County area as a workers' compensation insurance agent. It helps local businesses secure coverage that meets regulatory requirements while providing financial protection against workplace injuries. The agency evaluates company operations to identify risk exposure and align policy limits with specific industry needs. It handles policy procurement for both small and mid-sized employers. Acrisure also facilitates experience modification reviews to help clients manage premium costs and improve their claims history.
Tim Peacock - State Farm Insurance Agent in Commerce Township, MI, provides a range of workers' compensation insurance services for local businesses. The agency assists clients with policy selection, risk assessment, and claims support tailored to workplace injury coverage. Their service approach includes reviewing current business operations to recommend appropriate coverage limits. The agency serves a variety of commercial properties, including single-family homes with employees, apartment complexes, retail establishments, and full-service restaurants.
Serving homeowners, businesses, and property managers in Commerce Township, Michigan, Jason Doyle’s State Farm Insurance Agency provides workers’ compensation insurance coverage tailored for local employers. These policies help cover medical expenses and lost wages for employees injured on the job, supporting small and medium-sized companies in managing workplace risk. The agency also assists clients with filing claims and understanding their policy options. Its coverage area extends into neighboring West Bloomfield Township.
Serving Commerce Township and surrounding communities throughout southeastern Michigan, The Derek Stein Agency - Farm Bureau Insurance handles workers' compensation coverage for local businesses. This agency addresses the specific insurance needs of employers, helping them manage risks related to workplace injuries and comply with state requirements. For a typical job, it begins by assessing a business's operations and payroll to help determine appropriate policy limits.
For clients needing either a single policy to cover a specific project or an ongoing plan for a standing workforce, Desiree Truman - State Farm Insurance Agent in Commerce Township, MI offers workers’ compensation insurance. This coverage helps protect both employers and employees from financial losses due to workplace injuries and related medical expenses. Policies are structured to comply with state regulations while addressing varied commercial risk levels. Service is available on either a one-time or an as-needed basis.
Corporate Insurance Planners specializes in workers’ compensation coverage for businesses of various sizes, helping employers navigate the specific requirements of Michigan’s regulated system in Commerce Township and the surrounding region. Beyond policy placement, its agents assist with risk management strategies, claims oversight, and classification audits to ensure compliance. During seasonal workforce expansions or contract renewals in the fall, it also reviews payroll projections and experience modifications to contain premium costs effectively.
During the snowy Michigan winter, slip-and-fall accidents often lead workers to file compensation claims around Commerce Township. Tom Attard with Allstate Insurance assists small business owners in navigating policies that cover medical expenses and lost wages without overwhelming bureaucracy. Because no two workplaces face identical risks, each company receives an individualized plan tailored to its operational hazards. A first appointment always begins with a thorough assessment of the property and current employee safeguards to identify any gaps in coverage before formalizing a policy.
Farmers Insurance - Robert Dettloff provides residential workers’ compensation insurance coverage for homeowners who employ domestic help or contractors in Commerce Township. Commercial policies are also available for small businesses needing employee injury protection in the local area. The agency serves clients throughout Commerce Township and nearby communities. After an initial claim settlement or policy review, the agent typically follows up to adjust coverage for any new household staff or hired workers, ensuring continued protection between regular policy renewal visits.
AAA Commerce Twp provides workers' compensation insurance agent services to businesses throughout the Commerce Township, Michigan area. The agency helps local employers secure coverage for workplace injuries and manage related claims. It specializes in tailoring policies to mitigate risk and comply with state regulations. These services are available to businesses that operate commercial offices, maintain warehousing and distribution facilities, and serve the public through food service establishments.
Serving businesses in Commerce Township, Michigan, Tropolis Insurance is a workers’ compensation insurance agent known for securing coverage that meets state requirements. The agency helps employers navigate benefit classifications and premium calculations to protect their workforce. Tropolis Insurance evaluates each client's payroll and risk profile to recommend appropriate policy limits tailored to their specific industry needs. As a supplemental service, the agency offers consultation on workplace safety programs to assist clients in reducing the likelihood of employee injuries and associated claims.
What Does a a Workers' Compensation Insurance Agent in Commerce Township Cost?
Workers compensation insurance costs in Michigan vary by industry and payroll. Typical rates range from 0.50 to 3.00 per 100 dollars of payroll for low risk office jobs, and up to 15.00 or more for high risk trades like construction. Michigan uses a competitive rating system so premiums differ by carrier. This is general information and not insurance advice.
About workers' compensation insurance agents in Commerce Township
Workers compensation insurance agents in Commerce Township help local businesses comply with Michigan law requiring coverage for most employers with one or more employees. Michigan Public Act 317 outlines the specific benefits and medical care that must be provided to injured workers. An agent can guide you through the Michigan Workers Disability Compensation Act and help secure a policy that meets state requirements.
Frequently Asked Questions
What are the Michigan requirements for workers compensation insurance?
Michigan law requires all employers with one or more employees to carry workers compensation insurance. There are limited exceptions for sole proprietors and certain agricultural workers. An agent can verify if your business is exempt or needs coverage.
How does an agent help with workers comp audits in Michigan?
A workers comp agent in Commerce Township can review your payroll classifications and estimated premium before the annual audit. They help ensure your business is correctly classified under the Michigan Workers Compensation Placement Facility rules. This can prevent surprise premium adjustments after the audit.
Can a Commerce Township agent help with a Michigan workers comp claim?
While agents do not adjust claims, they can explain the Michigan claim process and your responsibilities as an employer. They can also help you find the right carrier and provide guidance on reporting an injury within the required time limits under Michigan law.
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