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Find Workers' Compensation Insurance Agents Near You in Cape Girardeau, MO
Directory of workers' compensation insurance agents in Cape Girardeau, Missouri. Verify credentials with the state department of insurance before hiring.
19 agents listed
Updated May 2026
Cape Girardeau, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 19 workers' compensation insurance agents in Cape Girardeau, MO
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Discount Insurance Group
1009 N Kingshighway St, Cape Girardeau, MO 63701
(573) 339-1100
discountinsurancegroup.com
Goosehead Insurance - Nick Laiben
338 Broadway St Ste 311, Cape Girardeau, MO 63701
(573) 334-9999
goosehead.com
TIG Thomas Insurance Group
56 Doctors Park Dr, Cape Girardeau, MO 63703
(573) 651-3652
tig-ins.com
Michael Jones - State Farm Insurance Agent
1900 Broadway St, Cape Girardeau, MO 63701
(573) 335-7703
michaeljonesinsurance.com
Coalter Insurance Group
1001 Independence St, Cape Girardeau, MO 63703
(573) 339-1222
coalterinsurancegroup.com
Farmers Insurance - Douglas Spooler, ChFC® RICP® FSCP®
75 Sheridan Dr, Cape Girardeau, MO 63703
(573) 335-4343
agents.farmers.com
Laurel Adkisson Agency LLC American Family Insurance
760 S Kingshighway D, Cape Girardeau, MO 63703
(573) 334-1095
amfam.com
Arnold Insurance
875 N Kingshighway St, Cape Girardeau, MO 63701
(573) 651-0509
myarnoldteam.com
AAA Cape Girardeau Insurance and Member Services
1903 Broadway St, Cape Girardeau, MO 63701
(573) 334-3038
ace.aaa.com
Brightway Insurance, The Prima Agency
1936 Broadway St B, Cape Girardeau, MO 63701
(573) 335-5822
brightwayprima.com
Blair Bohannon - State Farm Insurance Agent
440 S Mt Auburn Rd Suite 106, Cape Girardeau, MO 63703
(573) 271-2102
mysfagentblair.com
Shelter Insurance - Rebecca Tosarello
87 S Plaza Way, Cape Girardeau, MO 63703
(573) 335-5287
shelterinsurance.com
Rob Rueseler & Associates
113 S Broadview St, Cape Girardeau, MO 63703
(573) 334-5086
rueselerandassociates.com
Shelter Insurance - Terri Shaw
1418 N Kingshighway St, Cape Girardeau, MO 63701
(573) 335-8116
shelterinsurance.com
Fraternal Insurance Agency
207 S Kingshighway, Cape Girardeau, MO 63703
(573) 258-5096
Capital Insurance & Associates, Inc.
326 S Broadview St, Cape Girardeau, MO 63703
(573) 335-2300
capitalinsagency.com
W.E. Walker-Lakenan
117 S Broadview St, Cape Girardeau, MO 63703
(573) 335-3307
wewalker.com
Robbie White - Missouri Farm Bureau Insurance
2504 William St, Cape Girardeau, MO 63703
(573) 651-3231
agents.mofbinsurance.com
Consolidated Insurance Co
2909 Beavercreek Dr, Cape Girardeau, MO 63701
(573) 334-6094
ciains.net
Workers compensation insurance agents in Cape Girardeau help businesses comply with Missouri state law which requires most employers with five or more workers to carry coverage. These agents guide you through policy options and ensure your business meets Missouri Division of Workers Compensation regulations. They also assist with payroll audits and claims reporting specific to southeast Missouri industries.
What Does a Workers' Compensation Insurance Agent in Cape Girardeau Cost?
Workers compensation insurance costs in Missouri vary by industry, payroll, and claims history. Typical rates range from 0.50 to 2.50 dollars per 100 dollars of payroll for low risk jobs, and up to 15 dollars or more for high risk trades. Cape Girardeau businesses may see slightly different rates based on local loss experience. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a workers compensation insurance agent in Cape Girardeau do?
An agent helps you find a policy that meets Missouri legal requirements. They explain coverage options, help you complete applications, and assist with claims or audit questions. They also compare quotes from multiple carriers to find suitable rates for your business.
Is workers compensation insurance required in Cape Girardeau Missouri?
Yes, Missouri law requires most employers with five or more employees to carry workers compensation insurance. Some industries like construction have different thresholds. An agent can confirm if your business is exempt under Missouri Revised Statutes Section 287.030.
How can I get a workers compensation insurance quote in Cape Girardeau?
Contact a licensed insurance agent who specializes in workers compensation. Provide your payroll amounts, employee job classifications, and business operations details. The agent will submit your information to carriers that offer coverage in Missouri and provide you with options.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Missouri.