The top-rated workers' compensation insurance agent in Florissant, Missouri is Alex Vogt - State Farm Insurance Agent, rated 4.9 stars across 337 reviews. Other highly rated options include Dimitri Owens - State Farm Insurance Agent, Shelter Insurance - Chris Hamilton, AAA Florissant Insurance and Member Services. This directory lists 18 workers' compensation insurance agents serving Florissant.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Alex Vogt - State Farm Insurance Agent | 301 Rue St. Francois St | (314) 838-3494 |
| 2 | Dimitri Owens - State Farm Insurance Agent | 3533 Dunn Rd Suite 202 | (314) 831-9511 |
| 3 | Shelter Insurance - Chris Hamilton | 3837 Vaile Ave Apt E | (314) 831-2226 |
| 4 | AAA Florissant Insurance and Member Services | 8194 N Lindbergh Blvd | (314) 838-9900 |
| 5 | Darrell Ditto American Family Insurance | 925 N Hwy 67 | (314) 837-1384 |
| 6 | Eric Thomas - State Farm Insurance Agent | 2786 N Hwy 67 | (314) 839-2100 |
| 7 | Jan Grafeman - State Farm Insurance Agent | Office Complex, 1 Grandview Plaza Shopping Center Suite 1 | (314) 837-5900 |
| 8 | The Milburn Agency | 100 St Francois St #207 | (314) 837-1078 |
| 9 | Alternatives Insurance | 39 St Anthony Ln | (314) 831-3700 |
| 10 | Paul Manganelli Agency LLC American Family Insurance | 717 Rue St. Francois St | (314) 972-6000 |
Alex Vogt - State Farm Insurance Agent serves the Florissant, Missouri, area as a workers' compensation insurance agent. The agency assists local businesses in securing coverage that provides medical benefits and wage replacement for employees injured on the job. It helps employers navigate state-specific requirements for compulsory policies in Missouri. Policies are designed to protect both small and mid-sized enterprises from the financial liabilities of workplace accidents. The agent handles claim management support and policy renewals for ongoing business coverage.
Dimitri Owens - State Farm Insurance Agent in Florissant, MO, provides workers’ compensation insurance coverage tailored to local business needs. Services include policy consultations to assess liability risks and claims support to help manage workplace injury reports. Standard maintenance involves annual policy reviews to align coverage with changing business operations and payroll fluctuations. The agent assists with compliance requirements for area employers. Properties serviced include single-family homes with employees, apartments with maintenance staff, retail storefronts, and full-service restaurants.
Shelter Insurance - Chris Hamilton serves workers in the Florissant, Missouri area and surrounding St. Louis County communities, handling workers' compensation insurance for local businesses. This agency covers the specific policies that provide medical benefits and wage replacement for employees injured on the job, helping employers manage their legal obligations. For a typical job, the agent reviews the client's business operations and payroll details to match coverage with the employer's specific workplace risks and state requirements.
AAA Florissant Insurance and Member Services assists business owners, property managers, and homeowners in Florissant, Missouri with workers’ compensation coverage for their employees. The agency helps local companies secure policies that meet state requirements and protect workers from job-related injuries. By analyzing each client’s unique operational risks, they recommend appropriate insurance solutions. This agency also serves clients in the greater St. Louis metro area, including communities such as Hazelwood and Ferguson.
Darrell Ditto American Family Insurance in Florissant, MO, helps local businesses choose between a one-time policy for a specific project and recurring annual coverage that renews each year. Workers’ compensation insurance agents in this area provide protection for medical expenses and lost wages if an employee is injured on the job, while also assisting employers with compliance and risk management. Service for this agent typically runs on a schedule arranged with each client, either as a one-time setup or on an ongoing as-needed basis for policy adjustments and claims support.
Offering specialized workers' compensation insurance services, Eric Thomas - State Farm Insurance Agent in Florissant, Missouri helps businesses manage the risks associated with workplace injuries. The agency also provides general business insurance options to support local employers. By guiding clients through policy coverage details and compliance basics, it aims to protect both employees and company operations. As the fall season approaches, it assists businesses in reviewing their policies to address potential hazards from wet leaves on walking surfaces or increased slip risks in parking lots.
As winter weather increases accident risks in Florissant, businesses seek reliable ways to protect their employees. Jan Grafeman - State Farm Insurance Agent provides workers' compensation insurance agent services tailored to local operational needs. The agency advises employers on coverage that meets Missouri requirements while controlling costs. Each review examines the specific hazards of a given workplace, from small retail shops to larger construction sites. An initial consultation involves a walk-through of the premises to assess safety practices and recommend appropriate policy options.
Located in Florissant, Missouri, The Milburn Agency operates as a workers' compensation insurance agent, assisting businesses with obtaining coverage for employee work-related injuries and illnesses. The company also specializes in tailoring policies to meet specific risk management needs. Commercial clients served include offices, where clerical staff require coverage for repetitive motion injuries; warehouses, for risks related to heavy lifting and equipment use; and food service, addressing kitchen burns and slip-and-fall accidents.
Alternatives Insurance serves the Florissant area with residential property coverage, and also provides commercial workers’ compensation policies for small and mid-sized local businesses. The agency assists clients through the policy selection process to ensure compliance with Missouri’s coverage requirements. Because workers’ compensation is ongoing insurance that must be renewed annually, the agent schedules follow-up reviews each year to adjust coverage as business needs change, and remains available for claims support between those regular visits.
Paul Manganelli Agency LLC American Family Insurance operates in Florissant, Missouri, as a local resource for workers’ compensation insurance. This agency assists area businesses in navigating the complexities of employer liability and statutory coverage requirements. They help clients secure policies that address medical care, wage replacement, and return-to-work coordination for injured employees. The agency can review business financial histories and payroll structures to align coverage options with operational needs. As an additional service, they offer guidance on workplace safety programs.
What Does a a Workers' Compensation Insurance Agent in Florissant Cost?
Workers compensation insurance costs in Missouri typically range from $0.50 to $3.00 per $100 of payroll, depending on your industry and claims history. For a small Florissant business with $100,000 in payroll, annual premiums might be between $500 and $3,000. Rates are set by the Missouri Department of Insurance and vary by risk class. This is general information and not insurance advice.
About workers' compensation insurance agents in Florissant
A workers compensation insurance agent in Florissant Missouri helps local businesses meet state coverage requirements. Missouri law requires most employers with five or more employees to carry workers comp insurance. An agent can explain Missouri Division of Workers Compensation rules and help you find a policy that fits your business needs.
Frequently Asked Questions
Who needs workers compensation insurance in Florissant Missouri?
In Missouri, employers with five or more employees must carry workers compensation insurance. Construction industry employers with one or more employees also need coverage. An agent can help determine if your business is exempt.
What does a workers compensation insurance agent do for Florissant businesses?
An agent helps you compare policies from different carriers to find coverage that meets Missouri legal requirements. They also assist with filing claims and understanding your premium calculations based on payroll and job classifications.
How long do I have to report a workplace injury in Missouri?
Missouri law requires employees to report a workplace injury within 30 days. Employers must file a claim with their insurance carrier within 30 days of receiving notice. An agent can guide you on proper reporting procedures.
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