ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Workers' Compensation Insurance Agents Near You in Independence, MO

Browse workers' compensation insurance agents serving Independence, Missouri. Updated 2026-07-14.

The top-rated workers' compensation insurance agent in Independence, Missouri is Houston Richards State Farm - Insurance Agent KC, rated 5.0 stars across 751 reviews. Other highly rated options include Matrix Insurance, The Insurance Groupe, Olson Agency LLC - Jon Olson. This directory lists 18 workers' compensation insurance agents serving Independence.

Showing 18 workers' compensation insurance agents in Independence, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Houston Richards State Farm - Insurance Agent KC15441 US-24(816) 796-9111
2Matrix Insurance11201 E US Hwy 24 B(816) 272-4444
3The Insurance Groupe16012 East 23rd St S(816) 461-2260
4Olson Agency LLC - Jon Olson12401 East 43rd St S Ste 170(816) 754-1277
5Budget For Less LLC10808 East 23rd St S(816) 252-5213
6Monarch Insurance11301 E US Hwy 40(816) 203-7405
7Andy Zuber - Missouri Farm Bureau Insurance2112 Rte 291 Ste B3(816) 833-4440
8Hometown Insurance Agency LLC4800 S Cochise Dr(816) 795-7200
9Beacon Point Insurance114 S Main St Suite 102(816) 254-6100
10SF Services LLC4710 S Cedar Crest Ct Suite 800(816) 795-5108
HR
15441 US-24
Houston Richards State Farm - Insurance Agent KC
Workers' Compensation Insurance Agent · Independence, MO

Houston Richards State Farm - Insurance Agent KC serves the Independence, Missouri area and surrounding Jackson County communities as a workers' compensation insurance agent. It assists local businesses in securing coverage that meets state requirements for employee injury protection. The agency helps clients understand policy structures that can support payroll management and business continuity after workplace incidents. Services include evaluating coverage levels for various industries and providing guidance on claim filing procedures. The office handles account adjustments for changing workforce sizes and policy reviews during business growth periods.

MI
11201 E US Hwy 24 B
Matrix Insurance
Workers' Compensation Insurance Agent · Independence, MO

Based in Independence, MO, Matrix Insurance provides workers’ compensation insurance agent services individually tailored to local businesses. It covers essential risk management and policy placement, and offers ongoing service plans that include policy review, safety consultation support, and claims coordination. This approach helps employers navigate Missouri’s workers' compensation requirements. Matrix Insurance serves properties including single-family homes, apartment complexes, retail stores, and a variety of restaurants.

IG
16012 East 23rd St S
The Insurance Groupe
Workers' Compensation Insurance Agent · Independence, MO

Businesses in Independence and surrounding areas seeking workers’ compensation insurance services work with The Insurance Groupe to secure essential coverage for their employees. The agency helps local employers understand compliance requirements and find policies that protect their workforce and business operations. Their professionals guide clients through risk management, claims support, and policy adjustments as company needs change. The Insurance Groupe also serves employers across the eastern Jackson County metro corridor, including the Blue Springs and Lee’s Summit areas.

OA
12401 East 43rd St S Ste 170
Olson Agency LLC - Jon Olson
Workers' Compensation Insurance Agent · Independence, MO

Olson Agency LLC, with Jon Olson, serves workers’ compensation insurance needs in Independence, Missouri, and the surrounding communities. The agency handles obtaining and managing coverage for businesses to comply with state requirements and protect against workplace injury claims. It typically begins by reviewing a client’s industry, payroll, and claims history to identify appropriate policy options from available carriers. The account then moves to regular coordination with the provider and insured to adjust coverage as business operations change.

BF
10808 East 23rd St S
Budget For Less LLC
Workers' Compensation Insurance Agent · Independence, MO

Specializing in independent workers’ compensation coverage procurement, Budget For Less LLC assists local businesses with employer liability insurance and claims management services. It provides guidance on compliance with Missouri state regulations and helps evaluate risk factors common in regional industries. The agency also reviews policy terms to match varying employment sizes and exposure levels. As seasonal fluctuations affect staffing in Independence, it aids clients in adjusting coverage during periods of increased temporary or part-time hiring activity.

MI
11301 E US Hwy 40
Monarch Insurance
Workers' Compensation Insurance Agent · Independence, MO

As construction and manufacturing businesses in Independence ramp up for the spring and fall seasons, securing reliable workers' compensation coverage becomes a pressing concern. Monarch Insurance responds by helping local employers navigate the specific regulatory requirements and payroll classification rules common to Missouri businesses. By comparing coverage options from multiple carriers, the firm assists clients in finding a policy that matches their risk profile and industry. For new clients, the process typically begins with a review of recent payroll records and a scheduled inspection of the job site or facility.

AZ
2112 Rte 291 Ste B3
Andy Zuber - Missouri Farm Bureau Insurance
Workers' Compensation Insurance Agent · Independence, MO
HI
4800 S Cochise Dr
Hometown Insurance Agency LLC
Workers' Compensation Insurance Agent · Independence, MO

Hometown Insurance Agency LLC serves residential clients in Independence, Missouri with workers' compensation insurance guidance. Commercial coverage options are also available for small and mid-sized businesses throughout the local area. The agency helps employers navigate state regulations and secure appropriate policies to protect their workforce. Client needs are reassessed during each regular visit, ensuring coverage remains aligned with current operations. Follow-up service between these visits is provided promptly whenever a policyholder’s circumstances change or require adjustment.

BP
114 S Main St Suite 102
Beacon Point Insurance
Workers' Compensation Insurance Agent · Independence, MO

Beacon Point Insurance operates as a local workers’ compensation insurance agent in Independence, MO, guiding employers through coverage and claims management. It specializes in securing policies that meet state regulatory requirements while helping mitigate workplace injury risks. The agency serves a variety of commercial sectors, including professional offices, warehouses, and food service operations, each with distinct liability exposures that require tailored insurance solutions.

SS
4710 S Cedar Crest Ct Suite 800
SF Services LLC
Workers' Compensation Insurance Agent · Independence, MO

SF Services LLC, serving Independence, MO, is known for helping local businesses secure workers' compensation insurance coverage tailored to their specific payroll and risk exposure. Its service range includes policy placement, classification code audits, and premium cost analysis for small to medium-sized employers. The agency works to ensure clients meet state-mandated coverage requirements while managing occupational injury liabilities. Additional specialty services include assisting with experience modification factor reviews to help reduce future premiums.

MI
17000 US-24 E
Mavels Insurance, Tax and Multiservices
Workers' Compensation Insurance Agent · Independence, MO
(816) 888-8565
mavelinsurance.com
AI
19210 East 39th St S Suite B
AAA Independence Insurance and Member Services
Workers' Compensation Insurance Agent · Independence, MO
(816) 373-1717
ace.aaa.com/locations/Independence-64057-150
JB
2661 S Hub Dr Ste B
Jim Blau Insurance Agency
Workers' Compensation Insurance Agent · Independence, MO
(816) 833-1595
jimblauagency.com
CS
15904 East 23rd St S A2
Centric Solutions
Workers' Compensation Insurance Agent · Independence, MO
(816) 600-0988
centricsolutionsco.com
II
4200 Little Blue Pkwy Suite 690
I360 Insurance, LLC
Workers' Compensation Insurance Agent · Independence, MO
(816) 525-7889
i360ins.com
BS
701 East 23rd St S B
Big Sky Agency
Workers' Compensation Insurance Agent · Independence, MO
(816) 322-2888
bigsky-agency.com
GI
4911 S Arrowhead Dr #310
Gallagher Insurance, Risk Management & Consulting
Workers' Compensation Insurance Agent · Independence, MO
(816) 525-3155
assuredpartners.com/Independence
AI
1316 S Noland Rd
All Insurance Agency
Workers' Compensation Insurance Agent · Independence, MO
(816) 839-7559
allinsagency.com

What Does a a Workers' Compensation Insurance Agent in Independence Cost?

The cost of workers compensation insurance in Missouri typically ranges from 0.50 to 2.50 dollars per 100 dollars of payroll, depending on your industry and claims history. For a small business in Independence, annual premiums might start around 500 dollars and go up to several thousand dollars. Rates are set by the Missouri Department of Insurance and vary by risk classification. This is general information and not insurance advice.

About workers' compensation insurance agents in Independence

A workers compensation insurance agent in Independence Missouri can help you secure the coverage required by Missouri law. Missouri requires most employers with five or more workers to carry workers compensation insurance. An agent in Independence can guide you through the specific rules and help you find a policy that fits your business needs.

Frequently Asked Questions

Who needs workers compensation insurance in Independence Missouri?

Under Missouri law, any employer with five or more employees must carry workers compensation insurance. This includes full-time, part-time, and seasonal workers. Agricultural employers with fewer than five employees are exempt.

What does a workers compensation insurance agent do in Independence?

A workers compensation insurance agent helps you understand Missouri laws and find a policy that meets your obligations. They can compare quotes from different carriers, explain coverage options, and assist with claims or policy changes.

Are there penalties for not having workers comp in Missouri?

Yes, Missouri employers who fail to carry required workers compensation insurance can face fines and legal action. The Missouri Division of Workers Compensation may issue stop-work orders and impose penalties of up to 1.5 times the premium owed.

Workers' Compensation Insurance Agents in Other Missouri Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each workers' compensation insurance agent's credentials and current standing with your state Department of Insurance.